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A POINT

Active Risk: not assessed
Private limited companyfounded 20242 yrs activeSinte-Barbarastraat(HEU) 20, 9070 Destelbergen, BelgiumKBO/BCE: BE 1010.080.004
Summary

A POINT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69,379 and a net result of €66,879. Its solvency ranks better than 59% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
53 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 June 2024, A POINT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€69,379
Net result
€66,879
Total assets
€111,199
Solvency
62.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €111,199
Fixed assets €8,105
Current assets €103,095
Equity and liabilities €111,199
Equity €69,379
Debt €41,820
Debt finances 37.6% of the balance-sheet total.
Key figures and ratios
2025 value
ROE
96.4%
ROA
60.1%
Debt ≤ 1 year
€31,820
Income taxes
€17,071
Staff costs
€0
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 51 lines
Balance sheet Code2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Appropriation of the result
Profit (loss) to be appropriated9906€66,879
Transfer from equity791/2€0
Transfer to equity691/2€66,879
To contributions691€0
To the legal reserve6920€0
To other reserves6921€66,879
Shareholders' contribution to the loss794€0
Profit to be distributed694/7€0
Return on contributions (dividend)694€0

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€150,646
Remuneration, social security and pensions62€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0
Other operating charges640/8€0
Non-recurring operating charges66A€0
Gross operating margin9900€84,139
Operating profit (loss)9901€84,139
Financial charges65/66B€188
Recurring financial charges65€188
Profit (loss) for the period before taxes9903€83,950
Transfer from deferred taxes780€0
Transfer to deferred taxes680€0
Income taxes67/77€17,071
Profit (loss) for the period9904€66,879
Transfer from tax-exempt reserves789€0
Transfer to tax-exempt reserves689€0
Profit (loss) for the period to be appropriated9905€66,879
Line2025
Assets
Total assets20/58€111,199
Fixed assets21/28€8,105
Tangible fixed assets22/27€8,105
Furniture and vehicles24€8,105
Current assets29/58€103,095
Stocks and contracts in progress3€27,152
Stocks30/36€27,152
Amounts receivable within one year40/41€39,956
Trade receivables40€21,780
Other amounts receivable41€18,176
Cash at bank and in hand54/58€35,986
Equity and liabilities
Total equity and liabilities10/49€111,199
Equity10/15€69,379
Contributions10/11€2,500
Reserves13€66,879
Distributable reserves133€66,879
Amounts payable17/49€41,820
Amounts payable within one year42/48€31,820
Trade debts44€5,185
Suppliers440/4€5,185
Taxes, remuneration and social security45€26,635
Taxes450/3€26,635
Accrued charges and deferred income492/3€10,000
Line2025
Profit (loss) for the period9904€66,879
+ Depreciation and write-downs630€0
Operating cash flow (approximation)€66,879

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
09-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
407 m²
Building footprint
141 m²
Volume, LiDAR
610 m³
Parcel 44028C0185/00V002, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A Point
Sinte-Barbarastraat(HEU) 20, 9070 DestelbergenAgents specialised in the wholesale of other particular products
since 20242.363.018.483
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44028C0185/00V002 Flanders 407 m² 1 · 141 m² 9.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 11,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2024
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.