ASSET CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of ASSET CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €24k and a net result of €14k. Its solvency ranks better than 22% of 2176 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 87.2% and cash: 25.3% of total assets), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
7.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2176 sector peers (2025).
NBB · sector comparisonPosition among 2176 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€24k
Total assets
€190k
Net result
€14k
Working capital
€23k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €190k
Fixed assets
€1k
Current assets
€189k
Equity and liabilities €190k
Equity
€24k
Debt
€165k
Debt finances 87.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€15k
Solvency
12.8%
Current ratio
1.14
Quick ratio
1.14
Debt / equity
6.78
ROE
59.0%
ROA
7.6%
Interest coverage
19.24
Debt
€165k
Debt ≤ 1 year
€165k
Income taxes
€6k
Staff costs
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€190k
Fixed assets21/28€1k
Tangible fixed assets22/27€491
Furniture and vehicles24€491
Financial fixed assets28€700
Current assets29/58€189k
Amounts receivable within one year40/41€137k
Trade receivables40€137k
Cash at bank and in hand54/58€48k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€190k
Equity10/15€24k
Contributions10/11€10k
Profit (loss) carried forward14€14k
Amounts payable17/49€165k
Amounts payable within one year42/48€165k
Trade debts44€147k
Suppliers440/4€141k
Bills of exchange payable441€6k
Taxes, remuneration and social security45€18k
Taxes450/3€16k
Remuneration and social security454/9€2k
Income statement
Code2025
Remuneration, social security and pensions62€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145
Other operating charges640/8€1k
Gross operating margin9900€34k
Operating profit (loss)9901€22k
Financial income75/76B€19
Recurring financial income75€19
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€6k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 3921932 ZaventemGround area
3,446 m²
Building footprint
1,211 m²
Volume, LiDAR
6,971 m³
Parcel 23078A0347/00A000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASSET CONSTRUCT
since 20242.377.337.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0347/00A000 | Flanders | 3,446 m² | 1 · 1,211 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVO-Sun
BE 0541.474.388
Liège · Eq €25k
IUL CONSTRUCT
BE 0773.522.441
Zaventem · Eq €24k
LUXURY RENOV
BE 0787.516.472
Evere · Eq €23k
NIS PROJECT
BE 0765.622.483
Asse · Eq €22k
LUKRIS RENOVATION
BE 0792.968.961
Moorslede · Eq €22k
Of 333 companies in sector 41002 we hold annual accounts for 133. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2024
Fiscal year end31-12
Activities, NACEBEL
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.