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22.com

Active
Private limited companyfounded 20188 yrs activeConincklijke Passage 5, 8800 Roeselare, BelgiumKBO/BCE: BE 0695.554.138
Summary

22.com has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€25,563) and a net result of -€3,870. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 10% of 3021 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability51▼-38
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.4 in 2023; short-term debt: 184.6% and cash: 24.3% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-94.7%
Return on assets
-14.3%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
192021222324
2019 to 2024 · latest year -€25,563
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
25 d late
2023
42 d early
2022
25 d early
2021
31 d early
2020
11 d late
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 April 2018, 22.com was incorporated.1 Total assets went from EUR 158,046 in 2019 to EUR 26,991 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€25,563▼ 17.8%
2023 · -€21,693
Total assets
€26,991▼ 60.5%
2023 · €68,344
Net result
-€3,870
2023 · €10,989
Working capital
-€35,300▲ 27.9%
2023 · -€48,945
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€5,376▲ 80.2%-€4,658▲ 13.3%-€164▲ 96.5%€11,595-€3,779
Net result-€8,070▲ 76.5%-€6,882▲ 14.7%-€2,019▲ 70.7%€10,989-€3,870
Equity-€23,781▼ 51.4%-€30,663▼ 28.9%-€32,682▼ 6.6%-€21,693▲ 33.6%-€25,563▼ 17.8%
Total assets€133,569▼ 15.5%€115,041▼ 13.9%€89,091▼ 22.6%€68,344▼ 23.3%€26,991▼ 60.5%
Debt€157,350▼ 9.4%€145,704▼ 7.4%€121,773▼ 16.4%€90,038▼ 26.1%€52,555▼ 41.6%
Working capital-€59,125▼ 25.5%-€62,182▼ 5.2%-€73,725▼ 18.6%-€48,945▲ 33.6%-€35,300▲ 27.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2020: -€5,376-€5,376Net result 2020: -€8,070-€8,070Operating result 2021: -€4,658-€4,658Net result 2021: -€6,882-€6,882Operating result 2022: -€164-€164Net result 2022: -€2,019-€2,019Operating result 2023: €11,595€11,595Net result 2023: €10,989€10,989Operating result 2024: -€3,779-€3,779Net result 2024: -€3,870-€3,87020202021202220232024-€5,000€0€5,000€10,000Operating result 2022: -€164-€164Net result 2022: -€2,019-€2,020Operating result 2023: €11,595€11,600Net result 2023: €10,989€11,000Operating result 2024: -€3,779-€3,780Net result 2024: -€3,870-€3,870202220232024
The operating result turns negative in 2024: a loss of €3,779 after €11,595 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26,991
Fixed assets €12,466 ▼ 65.6%
Current assets €14,525 ▼ 54.7%
Key figures and ratios
2024 value · change against 2023
EBITDA
€21,080▼
2023 · €36,773
Cash flow
€20,989▼
2023 · €36,167
Solvency
-94.7%▼
2023 · -31.7%
Current ratio
0.29▼
2023 · 0.40
Debt to equity
-2.06▲
2023 · -4.15
ROA
-14.3%▼
2023 · 16.1%
Interest coverage
230.61▲
2023 · 60.68
Debt ≤ 1 year
€49,825▼
2023 · €81,038
Staff costs
€1,216
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,035 companies that looked in July 2024 the way this one looks now, 7.2% went bankrupt within 24 months and 82% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.2% went bankrupt
8.2% stopped otherwise
82% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,035 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€68,344€26,991▼
Fixed assets21/28€36,251€12,466▼
Tangible fixed assets22/27€36,251€12,466▼
Furniture and vehicles24€36,251€12,466▼
Current assets29/58€32,093€14,525▼
Amounts receivable within one year40/41€28,084€7,622▼
Trade receivables40€27,021€6,717▼
Other amounts receivable41€1,063€905▼
Cash at bank and in hand54/58€3,371€6,551▲
Deferred charges and accrued income490/1€637€352▼
Equity and liabilities
Total equity and liabilities10/49€68,344€26,991▼
Equity10/15-€21,693-€25,563▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€40,293-€44,163▼
Amounts payable17/49€90,038€52,555▼
Amounts payable within one year42/48€81,038€49,825▼
Current portion of amounts payable after more than one year42€8,647-
Trade debts44€12,537€3,660▼
Suppliers440/4€12,537€3,660▼
Taxes, remuneration and social security45€13,268€985▼
Taxes450/3€1,838€985▼
Remuneration and social security454/9€11,430-
Other amounts payable47/48€46,586€45,180▼
Accrued charges and deferred income492/3€9,000€2,730▼
Income statement Code20232024
Remuneration, social security and pensions62-€1,216
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,178€24,859▼
Other operating charges640/8€776€994▲
Gross operating margin9900€37,549€23,290▼
Operating profit (loss)9901€11,595-€3,779▼
Financial charges65/66B€606€91▼
Recurring financial charges65€606€91▼
Profit (loss) for the period before taxes9903€10,989-€3,870▼
Profit (loss) for the period9904€10,989-€3,870▼
Profit (loss) for the period to be appropriated9905€10,989-€3,870▼
Appropriation of the result
Profit (loss) to be appropriated9906-€40,293-€44,163▼
Profit (loss) brought forward from the previous period14P-€51,282-€40,293▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62----€1,216-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,421€25,972€26,032€25,178€24,859▼ 1.3%
Other operating charges640/8-€503€865€776€994▲ 28.1%
Gross operating margin9900€20,586€21,816€26,733€37,549€23,290▼ 38.0%
Operating profit (loss)9901-€5,376-€4,658-€164€11,595-€3,779▼ 133%
Financial income75/76B-€24€4---
Recurring financial income75€1€24€4---
Financial charges65/66B-€2,248€1,860€606€91▼ 84.9%
Recurring financial charges65€2,695€2,248€1,860€606€91▼ 84.9%
Profit (loss) for the period before taxes9903-€8,070-€6,882-€2,019€10,989-€3,870▼ 135%
Profit (loss) for the period9904-€8,070-€6,882-€2,019€10,989-€3,870▼ 135%
Profit (loss) for the period to be appropriated9905-€8,070-€6,882-€2,019€10,989-€3,870▼ 135%
Line20202021202220232024Change
Assets
Total assets20/58€133,569€115,041€89,091€68,344€26,991▼ 60.5%
Fixed assets21/28€110,889€87,462€61,430€36,251€12,466▼ 65.6%
Tangible fixed assets22/27€110,889€87,462€61,430€36,251€12,466▼ 65.6%
Furniture and vehicles24-€87,462€61,430€36,251€12,466▼ 65.6%
Current assets29/58€22,681€27,579€27,661€32,093€14,525▼ 54.7%
Amounts receivable within one year40/41€11,285€21,856€23,173€28,084€7,622▼ 72.9%
Trade receivables40-€21,849€23,138€27,021€6,717▼ 75.1%
Other amounts receivable41-€7€35€1,063€905▼ 14.9%
Cash at bank and in hand54/58€10,827€5,402€3,861€3,371€6,551▲ 94.3%
Deferred charges and accrued income490/1-€321€627€637€352▼ 44.9%
Equity and liabilities
Total equity and liabilities10/49€133,569€115,041€89,091€68,344€26,991▼ 60.5%
Equity10/15-€23,781-€30,663-€32,682-€21,693-€25,563▼ 17.8%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€42,381-€49,263-€51,282-€40,293-€44,163▼ 9.6%
Amounts payable17/49€157,350€145,704€121,773€90,038€52,555▼ 41.6%
Amounts payable after more than one year17€75,544€43,943€8,387---
Financial debts170/4-€43,943€8,387---
Amounts payable within one year42/48€81,806€89,761€101,386€81,038€49,825▼ 38.5%
Current portion of amounts payable after more than one year42-€39,660€37,410€8,647--
Trade debts44€4,406€2,795€4,822€12,537€3,660▼ 70.8%
Suppliers440/4-€2,795€4,822€12,537€3,660▼ 70.8%
Taxes, remuneration and social security45-€5,258€9,100€13,268€985▼ 92.6%
Taxes450/3-€5,258€4,100€1,838€985▼ 46.4%
Remuneration and social security454/9--€5,000€11,430--
Other amounts payable47/48-€42,049€50,054€46,586€45,180▼ 3.0%
Accrued charges and deferred income492/3-€12,000€12,000€9,000€2,730▼ 69.7%
Line20202021202220232024Change
Profit (loss) for the period9904-€8,070-€6,882-€2,019€10,989-€3,870▼ 135%
+ Depreciation and write-downs630€25,421€25,972€26,032€25,178€24,859▼ 1.3%
Operating cash flow (approximation)€17,351€19,089€24,013€36,167€20,989▼ 42.0%
Investment in fixed assets (approximation)--€2,545€0€0-€1,074-
Change in cash--€5,425-€1,541-€490€3,180▲ 749%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €10,989
Net result €10,989 after 4 loss-making years.
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
07-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,780 m²
Building footprint
462 m²
Volume, LiDAR
4,778 m³
Parcel 36015A0359/00M010, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
22.com
Conincklijke Passage 5, 8800 RoeselareRetail sale of women's outerwear
since 20182.276.353.438
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36015A0359/00M010 Flanders 1,780 m² 1 · 462 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Roeselare2.276.353.438
1 permission
Verkooppunt LM>3 maand · since 22-07-2019

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,520 companies in sector 93130 we hold annual accounts for 689. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
47711Retail sale of women's outerwear
47712Retail trade
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0695554138
Also 9925:BE0695554138
Registered 01-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.