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CF Petrol

Active
Private limited companyfounded 20197 yrs activeUrselweg 45, 9990 Maldegem, BelgiumKBO/BCE: BE 0730.975.667

CF Petrol has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €805. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
44 / 100
Weak▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▲+26
Solvency12▲+2
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.53 against 0.45 in 2024), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
9 d early
2024
23 d late
2023
21 d late
2022
30 d late
2021
52 d early
2020
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€15k▲ 5.5%
2024 · €15k
2020: €17k 2021: €13k 2022: €14k 2023: €18k 2024: €15k
2020 → 2025
Total assets
€88k▼ 8.0%
2024 · €95k
2020: €70k 2021: €66k 2022: €79k 2023: €83k 2024: €95k
2020 → 2025
Net result
€805
2024 · €-3k
2020: €-3k 2021: €-4k 2022: €1k 2023: €4k 2024: €-3k
2020 → 2025
Working capital
€-27k▲ 17.7%
2024 · €-33k
2020: €18k 2021: €-38k 2022: €-30k 2023: €-19k 2024: €-33k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 8.2%€18k▲ 32.1%€15k▼ 19.4%€15k▲ 5.5%
Operating result€-4k-€1k€5k▲ 351%€-3k€2k
Net result€-4k-€1k€4k▲ 323%€-3k€805
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€-3k€0€3k€5kOperating result 2021: €-4k€-4kNet result 2021: €-4k€-4kOperating result 2022: €1k€1kNet result 2022: €1k€1kOperating result 2023: €5k€5kNet result 2023: €4k€4kOperating result 2024: €-3k€-3kNet result 2024: €-3k€-3kOperating result 2025: €2k€2kNet result 2025: €805€80520212022202320242025
The operating result returns to profit in 2025: €2k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets €56k▼ 16.8%
Current assets €31k▲ 13.7%
Equity and liabilities €88k
Equity €15k▲ 5.5%
Debt €72k▼ 10.4%
The debt ratio falls from 84.8% to 82.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16k
2024 · €9k
Cash flow
€15k
2024 · €9k
Solvency
17.5%
2024 · 15.2%
Current ratio
0.53
2024 · 0.45
Quick ratio
0.48
2024 · 0.39
Debt / equity
4.73
2024 · 5.57
ROE
5.3%
2024 · -24.1%
ROA
0.9%
2024 · -3.7%
Interest coverage
10.95
2024 · 12.71
Debt
€72k
2024 · €81k
Debt ≤ 1 year
€59k
2024 · €61k
Debt > 1 year
€14k
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€95k€88k
Fixed assets21/28€68k€56k
Tangible fixed assets22/27€68k€56k
Land and buildings22€22k€18k
Plant, machinery and equipment23€7k€7k
Furniture and vehicles24€27k€21k
Other tangible fixed assets26€12k€10k
Current assets29/58€28k€31k
Stocks and contracts in progress3€4k€3k
Stocks30/36€4k€3k
Amounts receivable within one year40/41-€6k
Trade receivables40-€6k
Cash at bank and in hand54/58€24k€22k
Equity and liabilities
Total equity and liabilities10/49€95k€88k
Equity10/15€15k€15k
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-5k€-5k
Amounts payable17/49€81k€72k
Amounts payable after more than one year17€20k€14k
Financial debts170/4€20k€14k
Amounts payable within one year42/48€61k€59k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€2k€3k
Taxes450/3€2k€3k
Other amounts payable47/48€49k€47k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k
Other operating charges640/8€132€1k
Gross operating margin9900€9k€17k
Operating profit (loss)9901€-3k€2k
Financial income75/76B€6€1
Recurring financial income75€6€1
Financial charges65/66B€726€1k
Recurring financial charges65€726€1k
Profit (loss) for the period before taxes9903€-3k€805
Profit (loss) for the period9904€-3k€805
Profit (loss) for the period to be appropriated9905€-3k€805
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-5k
Profit (loss) brought forward from the previous period14P€-2k€-5k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €805
Net result €805 after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial Highest result since 2020net €4k ▲323%
Operating result €5k, net result €4k, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Back to profitnet €1k
Net result €1k after 2 loss-making years.
09-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Urselweg 459990 Maldegem
Ground area
451 m²
Building footprint
103 m²
Volume, LiDAR
408 m³
Parcel 43502D1380/00R000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CF Petrol
Urselweg 45, 9990 MaldegemSports and recreation education
since 20192.293.109.296
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43502D1380/00R000 Flanders 451 m² 1 · 103 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,512 companies in sector 93130 we hold annual accounts for 684. 471 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-07-2019
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
85510Sports and recreation education
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.