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POB

Active
Private limited companyfounded 20188 yrs activeKrugerstraat 213, 2660 Antwerpen, BelgiumKBO/BCE: BE 0688.529.358
Summary

POB has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,005 and a net result of -€9,430. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 3021 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-26
Solvency85▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.43 against 3.85 in 2023; short-term debt: 19.1% and cash: 4.5% of total assets), and 40.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
59.7%
Return on assets
-5.6%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
152 d late
2023
57 d late
2022
91 d late
2021
77 d late
2020
118 d late
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 January 2018, POB was incorporated.1 Total assets went from EUR 108,135 in 2018 to EUR 169,151 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€101,005▼ 8.5%
2023 · €110,435
Total assets
€169,151▼ 0.8%
2023 · €170,509
Net result
-€9,430
2023 · €11,722
Working capital
€46,252▼ 22.4%
2023 · €59,632
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€35,041▼ 41.7%€25,420▼ 27.5%€11,840▼ 53.4%€20,190▲ 70.5%-€7,406
Net result€22,200above the sector's middle half▼ 49.3%€12,544within the sector's middle half▼ 43.5%€5,080within the sector's middle half▼ 59.5%€11,722within the sector's middle half▲ 131%-€9,430below the sector's middle half
Equity€81,088within the sector's middle half▲ 37.7%€93,633within the sector's middle half▲ 15.5%€98,713within the sector's middle half▲ 5.4%€110,435within the sector's middle half▲ 11.9%€101,005within the sector's middle half▼ 8.5%
Total assets€316,673within the sector's middle half▲ 121%€183,091within the sector's middle half▼ 42.2%€200,903within the sector's middle half▲ 9.7%€170,509within the sector's middle half▼ 15.1%€169,151within the sector's middle half▼ 0.8%
Debt€235,585▲ 179%€89,459▼ 62.0%€102,190▲ 14.2%€60,074▼ 41.2%€68,145▲ 13.4%
Working capital€151,667▲ 439%€64,902▼ 57.2%€67,843▲ 4.5%€59,632▼ 12.1%€46,252▼ 22.4%
Solvency25.6%within the sector's middle half▼ 15.5pp51.1%within the sector's middle half▲ 25.5pp49.1%within the sector's middle half▼ 2.0pp64.8%above the sector's middle half▲ 15.6pp59.7%above the sector's middle half▼ 5.1pp
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: €35,041€35,041Net result 2020: €22,200€22,200Operating result 2021: €25,420€25,420Net result 2021: €12,544€12,544Operating result 2022: €11,840€11,840Net result 2022: €5,080€5,080Operating result 2023: €20,190€20,190Net result 2023: €11,722€11,722Operating result 2024: -€7,406-€7,406Net result 2024: -€9,430-€9,43020202021202220232024-€10,000€0€10,000€20,000Operating result 2022: €11,840€11,800Net result 2022: €5,080€5,080Operating result 2023: €20,190€20,200Net result 2023: €11,722€11,700Operating result 2024: -€7,406-€7,410Net result 2024: -€9,430-€9,430202220232024
The operating result turns negative in 2024: a loss of €7,406 after €20,190 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €169,151
Fixed assets €90,654 ▲ 0.8%
Current assets €78,497 ▼ 2.5%
Equity and liabilities €169,151
Equity €101,005 ▼ 8.5%
Debt €68,145 ▲ 13.4%
Debt's share of the balance-sheet total rises from 35.2% to 40.3%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€6,897▼
2023 · €34,339
Cash flow
€4,874▼
2023 · €25,872
Current ratio
2.43▼
2023 · 3.85
Debt to equity
0.67▲
2023 · 0.54
ROE
-9.3%▼
2023 · 10.6%
ROA
-5.6%▼
2023 · 6.9%
Interest coverage
4.70▼
2023 · 32.90
Debt ≤ 1 year
€32,245▲
2023 · €20,918
Debt > 1 year
€35,900▼
2023 · €39,156
Income taxes
€557▼
2023 · €7,424
Staff costs
€3,744▲
2023 · €2,640
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
7.3% stopped otherwise
90% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€170,509€169,151▼
Fixed assets21/28€89,958€90,654▲
Tangible fixed assets22/27€89,958€90,654▲
Land and buildings22€56,352€54,099▼
Plant, machinery and equipment23€17,017€27,216▲
Furniture and vehicles24€16,589€9,339▼
Current assets29/58€80,551€78,497▼
Amounts receivable within one year40/41€36,204€69,198▲
Trade receivables40€26,711€58,055▲
Other amounts receivable41€9,493€11,143▲
Cash at bank and in hand54/58€44,265€7,618▼
Deferred charges and accrued income490/1€82€1,680▲
Equity and liabilities
Total equity and liabilities10/49€170,509€169,151▼
Equity10/15€110,435€101,005▼
Contributions10/11€6,200€6,200=
Reserves13€53,067€53,067=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€51,207€51,207=
Profit (loss) carried forward14€51,168€41,738▼
Amounts payable17/49€60,074€68,145▲
Amounts payable after more than one year17€39,156€35,900▼
Financial debts170/4€39,156€35,900▼
Amounts payable within one year42/48€20,918€32,245▲
Financial debts43-€3,184
Credit institutions430/8-€3,184
Trade debts44€274€14,592▲
Suppliers440/4€274€14,592▲
Taxes, remuneration and social security45€20,644€14,453▼
Taxes450/3€20,644€14,453▼
Other amounts payable47/48-€16
Income statement Code20232024
Remuneration, social security and pensions62€2,640€3,744▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,149€14,304▲
Other operating charges640/8€1,393€3,219▲
Gross operating margin9900€38,372€13,860▼
Operating profit (loss)9901€20,190-€7,406▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1,044€1,466▲
Recurring financial charges65€1,044€1,466▲
Profit (loss) for the period before taxes9903€19,146-€8,873▼
Income taxes67/77€7,424€557▼
Profit (loss) for the period9904€11,722-€9,430▼
Profit (loss) for the period to be appropriated9905€11,722-€9,430▼
Appropriation of the result
Profit (loss) to be appropriated9906€62,890€41,738▼
Profit (loss) brought forward from the previous period14P€51,168€51,168=
Transfer to equity691/2€11,722-
To other reserves6921€11,722-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€9,133---
Remuneration, social security and pensions62-€1,544€2,504€2,640€3,744▲ 41.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,963€9,714€11,418€14,149€14,304▲ 1.1%
Other operating charges640/8-€4,670€2,202€1,393€3,219▲ 131%
Gross operating margin9900€44,144€41,348€27,964€38,372€13,860▼ 63.9%
Operating profit (loss)9901€35,041€25,420€11,840€20,190-€7,406▼ 137%
Financial income75/76B-€0€0€0--
Recurring financial income75-€0€0€0--
Financial charges65/66B-€5,376€1,596€1,044€1,466▲ 40.5%
Recurring financial charges65€4,920€5,376€1,596€1,044€1,466▲ 40.5%
Profit (loss) for the period before taxes9903€30,121€20,044€10,245€19,146-€8,873▼ 146%
Income taxes67/77€7,921€7,500€5,165€7,424€557▼ 92.5%
Profit (loss) for the period9904€22,200€12,544€5,080€11,722-€9,430▼ 180%
Profit (loss) for the period to be appropriated9905€22,200€12,544€5,080€11,722-€9,430▼ 180%
Line20202021202220232024Change
Assets
Total assets20/58€316,673€183,091€200,903€170,509€169,151▼ 0.8%
Fixed assets21/28€69,435€95,697€84,279€89,958€90,654▲ 0.8%
Tangible fixed assets22/27€69,435€95,697€84,279€89,958€90,654▲ 0.8%
Land and buildings22-€60,857€58,604€56,352€54,099▼ 4.0%
Plant, machinery and equipment23-€5,190€3,755€17,017€27,216▲ 59.9%
Furniture and vehicles24-€29,049€21,919€16,589€9,339▼ 43.7%
Other tangible fixed assets26-€600----
Current assets29/58€247,238€87,395€116,624€80,551€78,497▼ 2.5%
Stocks and contracts in progress3€129,000-----
Amounts receivable within one year40/41€105,945€49,632€70,510€36,204€69,198▲ 91.1%
Trade receivables40-€49,632€68,810€26,711€58,055▲ 117%
Other amounts receivable41--€1,700€9,493€11,143▲ 17.4%
Cash at bank and in hand54/58€1,527€28,945€25,025€44,265€7,618▼ 82.8%
Deferred charges and accrued income490/1-€8,818€21,089€82€1,680▲ 1,947%
Equity and liabilities
Total equity and liabilities10/49€316,673€183,091€200,903€170,509€169,151▼ 0.8%
Equity10/15€81,088€93,633€98,713€110,435€101,005▼ 8.5%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€24,060€36,265€41,345€53,067€53,067=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€34,405€39,485€51,207€51,207=
Profit (loss) carried forward14€50,829€51,168€51,168€51,168€41,738▼ 18.4%
Amounts payable17/49€235,585€89,459€102,190€60,074€68,145▲ 13.4%
Amounts payable after more than one year17€140,014€66,966€53,128€39,156€35,900▼ 8.3%
Financial debts170/4-€66,966€53,128€39,156€35,900▼ 8.3%
Amounts payable within one year42/48€95,571€22,493€48,781€20,918€32,245▲ 54.1%
Financial debts43----€3,184-
Credit institutions430/8----€3,184-
Trade debts44€31,486€10,298€36,515€274€14,592▲ 5,231%
Suppliers440/4-€10,298€36,515€274€14,592▲ 5,231%
Taxes, remuneration and social security45-€12,195€12,239€20,644€14,453▼ 30.0%
Taxes450/3-€12,195€12,239€20,644€14,453▼ 30.0%
Other amounts payable47/48--€27-€16-
Accrued charges and deferred income492/3--€282---
Line20202021202220232024Change
Profit (loss) for the period9904€22,200€12,544€5,080€11,722-€9,430▼ 180%
+ Depreciation and write-downs630€6,963€9,714€11,418€14,149€14,304▲ 1.1%
Operating cash flow (approximation)€29,163€22,258€16,498€25,872€4,874▼ 81.2%
Investment in fixed assets (approximation)--€35,975€0-€19,829-€14,999▲ 24.4%
Change in cash-€27,418-€3,920€19,240-€36,647▼ 290%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 152 days late
2024
31-12
Financial Weakest financial yearnet -€9,430
Net result drops to -€9,430, the lowest in the series.
26-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial Equity above €100,000Eq €110,435 ▲11.9%
6 profitable years in a row build equity to €110,435.
30-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
16-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
26-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 118 days late
2020
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
31-12
Financial Highest result since 2018net €43,776 ▲391%
Operating result €60,123, net result €43,776, both a record.
04-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2018
seat establishment All 2 establishment units on the map
Ground area
553 m²
Building footprint
315 m²
Volume, LiDAR
2,232 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Project on balance
Krugerstraat 213, 2660 AntwerpenComputer programming, consultancy and related activities
since 20182.272.111.667
FIT EMPRESS
Kapelstraat 70, 2660 AntwerpenSports and recreation education
since 20192.302.873.337
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11019B0062/00B003 Flanders 349 m² 1 · 125 m² 11.2 m · 2 fl.
11382C0151/00H000 Flanders 204 m² 1 · 190 m² 10.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 264 EUR paid
Year Entries awardedpaid
2023 1 0 EUR264 EUR
Schemes
1 entry · 264 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,520 companies in sector 93130 we hold annual accounts for 690. 535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0688529358
Also 9925:BE0688529358
Registered 10-10-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.