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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

WHOLE-INVEST

BE 0880.098.915
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€4,341
2024 · €2,424+€1,916
Equity
-€52,173
2024 · -€56,514+€4,341
Cash
€69,136
2024 · €36,210+€32,926
Balance sheet total
€399,136
2024 · €389,241+€9,895

Largest movements

2024 to 2025
Assets
  • Cash +€32,926

    up €32,926 (+90.9%), from €36,210 to €69,136

    mainly Depreciation (+€16,303) and Receivables within one year (+€6,728)

  • Tangible fixed assets -€16,303

    down €16,303 (-4.8%), from €340,678 to €324,375

  • Receivables within one year -€6,728

    down €6,728 (-91.5%), from €7,353 to €625

Equity and liabilities
  • Profit (loss) carried forward +€4,341

    up €4,341 (+4.4%), from -€98,523 to -€94,182

Income statement
  • Gross operating margin +€2,002

    up €2,002 (+9.8%), from €20,447 to €22,449

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,424
Gross operating margin +€2,002
Other operating charges -€54
Financial income -€30
Financial charges -€2
Result 2025 €4,341

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€29,386
Investment €0
Financing +€3,540
Cash 2024 €36,210
Net result for the year +€4,341
Depreciation +€16,303
Receivables within one year +€6,728
Trade debts +€1,042
Accrued charges and deferred income +€972
Current portion of long-term debt +€3,540
Cash 2025 €69,136
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €389,241 €399,136 +€9,895 +2.5%
Fixed assets 21/28 €340,678 €324,375 -€16,303 -4.8%
Tangible fixed assets 22/27 €340,678 €324,375 -€16,303 -4.8%
Land and buildings 22 €340,678 €324,375 -€16,303 -4.8%
Current assets 29/58 €48,563 €74,761 +€26,198 +53.9%
Amounts receivable within one year 40/41 €7,353 €625 -€6,728 -91.5%
Trade receivables 40 €7,353 €625 -€6,728 -91.5%
Cash at bank and in hand 54/58 €36,210 €69,136 +€32,926 +90.9%
Deferred charges and accrued income 490/1 €5,000 €5,000 = 0.0%
Total equity and liabilities 10/49 €389,241 €399,136 +€9,895 +2.5%
Equity 10/15 -€56,514 -€52,173 +€4,341 +7.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €23,409 €23,409 = 0.0%
Distributable reserves 133 €23,409 €23,409 = 0.0%
Profit (loss) carried forward 14 -€98,523 -€94,182 +€4,341 +4.4%
Amounts payable 17/49 €445,755 €451,309 +€5,554 +1.2%
Amounts payable within one year 42/48 €445,101 €449,684 +€4,582 +1.0%
Current portion of amounts payable after more than one year 42 €3,300 €6,840 +€3,540 +107.3%
Trade debts 44 €10 €1,052 +€1,042 +10422.8%
Suppliers 440/4 €10 €1,052 +€1,042 +10422.8%
Other amounts payable 47/48 €441,791 €441,791 = 0.0%
Accrued charges and deferred income 492/3 €654 €1,626 +€972 +148.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,303 €16,303 = 0.0%
Other operating charges 640/8 €1,706 €1,760 +€54 +3.2%
Gross operating margin 9900 €20,447 €22,449 +€2,002 +9.8%
Operating profit (loss) 9901 €2,438 €4,386 +€1,948 +79.9%
Financial income 75/76B €30 - -€30
Recurring financial income 75 €30 - -€30
Financial charges 65/66B €44 €45 +€2 +3.4%
Recurring financial charges 65 €44 €45 +€2 +3.4%
Profit (loss) for the period before taxes 9903 €2,424 €4,341 +€1,916 +79.1%
Profit (loss) for the period 9904 €2,424 €4,341 +€1,916 +79.1%
Profit (loss) for the period to be appropriated 9905 €2,424 €4,341 +€1,916 +79.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 September 2026 via checked.be.