Equity
-€52,173
Debts exceed assets in financial year 2025.
WHOLE-INVEST
Lifetime
19 annual accounts with figures on one time axispeak €35,718 (2007)
€22,449▲ 9.8%
lowest -€64,107 (2020)
€4,341▲ 79.1%
peak €42,009 (2018)
-€52,173▲ €4,341
€451,309▲ 1.2%
Board1 name since 2006
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Result from €2,424 to €4,341Cash from €36,210 to €69,136
Key points
from the 2025 annual accountsDebts
€451,309 113% of the balance sheet
After one year 0%Within one year 100%
Of this, €449,684 falls due within a year.
Position in the sector
-€52,173
Less equity than 90% of companies in real estate. Sector median €73,060 · 17,215 companies.
2025 accounts filed 24 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,449 companies had the same profile as WHOLE-INVEST has now. Each dot stands for 4 companies, two years later.
92.2%
were still trading
4.8%
stopped another way
2.5%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,449 companies, not a prediction for WHOLE-INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0880098915
New director
appointed, resigned · Permanent representative: · Director discharge: · General meeting of 22-12-2023 · Gazette deed
First establishment
Volkensvoortstraat 28, Aarschot
Incorporation
published on 30-03-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WHOLE-INVEST Aarschot | €399,136 | €22,449 | -13.1% | - |
| KV CONSULTANTS Zaventem | €342,694 | €20,627 | 84.4% | - |
| SRT Zaventem | €376,497 | €25,492 | 26.8% | - |
| GABIRO Dilbeek | €503,934 | €21,662 | -6.7% | - |
| FRAXIMMO Opwijk | €346,180 | €17,452 | 66.7% | - |
| LOCUS LEASE Wijnegem | €363,349 | €23,953 | 12.2% | - |
| TenP Antwerp | €342,358 | €18,674 | 5.4% | - |
These companies have the same main activity as WHOLE-INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €342,000 and €504,000, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 17-03-2006Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.152.914.9013201 Aarschot, since 11-04-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Insights on WHOLE-INVEST
WHOLE-INVEST files the micro format. That format states no turnover. The gross margin fell from €35,718 in 2007 to €22,449 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WHOLE-INVEST
- What is the company number of WHOLE-INVEST?
- The company number of WHOLE-INVEST is 0880.098.915. The VAT number is the same number with BE in front: BE 0880.098.915.
- Where is WHOLE-INVEST based?
- The registered office is at Volkensvoortstraat 28, 3201 Aarschot.Company details
- What does WHOLE-INVEST do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of WHOLE-INVEST?
- WHOLE-INVEST is a private limited company (BV).
- When was WHOLE-INVEST founded?
- WHOLE-INVEST was founded on 17-03-2006.
- Is WHOLE-INVEST still active?
- Yes, WHOLE-INVEST is an active enterprise in the KBO register.
- What is the turnover of WHOLE-INVEST?
- The turnover in financial year 2025 is ≈ €86,000. This figure is estimated from the gross margin of €22,449 and 30 comparable companies (NACE 68110). It probably lies between €47,000 and €220,000. It is a rough estimate.Financials
- Is WHOLE-INVEST profitable?
- In financial year 2025, WHOLE-INVEST made a profit of €4,341.
- Where can I find the annual accounts of WHOLE-INVEST?
- WHOLE-INVEST filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WHOLE-INVEST due?
- WHOLE-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.