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What changed?

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SJA Services

BE 0639.856.441
NACE 56.112, Limited-service restaurants, excluding mobile food services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€8,215
2024 · €3,037-€11,252
Equity
-€32,284
2024 · -€24,069-€8,215
Cash
€2,362
2024 · €7,422-€5,060
Balance sheet total
€102,676
2024 · €103,560-€884

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€5,935

    up €5,935 (+12.8%), from €46,248 to €52,183

    of which Plant, machinery and equipment: +€6,911

  • Cash -€5,060

    down €5,060 (-68.2%), from €7,422 to €2,362

    mainly Net result for the year (-€8,215) and Investment in fixed assets (net) (-€5,935)

  • Receivables within one year -€1,759

    no longer reported in 2025 (was €1,759)

Equity and liabilities
  • Tax, wage and social debts +€8,414

    new in 2025: €8,414

  • Profit (loss) carried forward -€8,215

    down €8,215 (-19.1%), from -€42,966 to -€51,181

  • Trade debts -€1,083

    down €1,083 (-1.1%), from €102,381 to €101,298

Income statement
  • Gross operating margin -€10,148

    down €10,148, from €3,406 to -€6,742

  • Staff costs +€1,468

    new in 2025: €1,468

  • Other operating charges -€369

    no longer reported in 2025 (was €369)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,037
Gross operating margin -€10,148
Staff costs -€1,468
Other operating charges +€369
Financial charges -€5
Result 2025 -€8,215

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€875
Investment -€5,935
Financing €0
Cash 2024 €7,422
Net result for the year -€8,215
Receivables within one year +€1,759
Trade debts -€1,083
Tax, wage and social debts +€8,414
Investment in fixed assets (net) -€5,935
Cash 2025 €2,362
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €103,560 €102,676 -€884 -0.9%
Fixed assets 21/28 €79,828 €85,763 +€5,935 +7.4%
Intangible fixed assets 21 €33,580 €33,580 = 0.0%
Tangible fixed assets 22/27 €46,248 €52,183 +€5,935 +12.8%
Land and buildings 22 €13,250 €13,250 = 0.0%
Plant, machinery and equipment 23 €28,312 €35,223 +€6,911 +24.4%
Furniture and vehicles 24 €3,710 €3,710 = 0.0%
Other tangible fixed assets 26 €976 - -€976
Current assets 29/58 €23,732 €16,913 -€6,819 -28.7%
Stocks and contracts in progress 3 €14,551 €14,551 = 0.0%
Stocks 30/36 €14,551 €14,551 = 0.0%
Amounts receivable within one year 40/41 €1,759 - -€1,759
Other amounts receivable 41 €1,759 - -€1,759
Cash at bank and in hand 54/58 €7,422 €2,362 -€5,060 -68.2%
Total equity and liabilities 10/49 €103,560 €102,676 -€884 -0.9%
Equity 10/15 -€24,069 -€32,284 -€8,215 -34.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €297 €297 = 0.0%
Non-distributable reserves 130/1 €297 €297 = 0.0%
Reserves not available under the articles 1311 €297 €297 = 0.0%
Profit (loss) carried forward 14 -€42,966 -€51,181 -€8,215 -19.1%
Amounts payable 17/49 €127,629 €134,960 +€7,331 +5.7%
Amounts payable within one year 42/48 €127,629 €134,960 +€7,331 +5.7%
Trade debts 44 €102,381 €101,298 -€1,083 -1.1%
Suppliers 440/4 €102,381 €101,298 -€1,083 -1.1%
Taxes, remuneration and social security 45 - €8,414 +€8,414
Taxes 450/3 - €8,414 +€8,414
Other amounts payable 47/48 €25,248 €25,248 = 0.0%
Remuneration, social security and pensions 62 - €1,468 +€1,468
Other operating charges 640/8 €369 - -€369
Gross operating margin 9900 €3,406 -€6,742 -€10,148
Operating profit (loss) 9901 €3,037 -€8,210 -€11,247
Financial charges 65/66B - €5 +€5
Recurring financial charges 65 - €5 +€5
Profit (loss) for the period before taxes 9903 €3,037 -€8,215 -€11,252
Profit (loss) for the period 9904 €3,037 -€8,215 -€11,252
Profit (loss) for the period to be appropriated 9905 €3,037 -€8,215 -€11,252

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 September 2026 via checked.be.