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Sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

SJA Services

BE 0639.856.441
NACE 56.112, Limited-service restaurants, excluding mobile food services
NACE division 56, Food and beverage service activities all sizesfiscal years 2021 to 202514,330 to 17,633 sector peers per ratio

Summary

fiscal year 2025

SJA Services does better than half of its sector on 1 of the 7 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Debt to equitybetter than 91%
Points to watch
  • Quick ratiobetter than 5%
  • Current ratiobetter than 5%
  • Working-capital ratiobetter than 8%

Solvency and debt

How soundly the company is financed.
Solvency
-31.4%▼2025

Solvency is below 86% of 17,579 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Debt to equity
-4.18▼2025

Debt to equity is below 91% of 17,363 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
0.13▼2025

The current ratio is below 95% of 17,530 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
0.02▼2025

The quick ratio is below 95% of 17,531 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Working-capital ratio
-115.0%▼2025

The working-capital ratio is below 92% of 17,535 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
5.4%2021

Return on equity is below 76% of 14,330 sector peers: in the least favourable quarter.

20212022202320242025
Return on assets
-8.0%▼2025

Return on assets is below 78% of 17,633 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Not computable

Long-term debt ratio, Interest coverage, Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 27 September 2026 via checked.be.