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VDF Development: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

VDF Development

BE 0770.244.732
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€12,461
2024 · €130,280-€117,819
Equity
€267,934
2024 · €255,473+€12,461
Cash
€328,850
2024 · €1.1m-€800,670
Balance sheet total
€7.9m
2024 · €14.3m-€6.3m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€4.8m

    down €4.8m (-41.1%), from €11.6m to €6.9m

  • Cash -€800,670

    down €800,670 (-70.9%), from €1.1m to €328,850

    mainly Accrued charges and deferred income (-€5.3m) and Short-term financial debts (-€1.5m)

  • Receivables within one year -€748,013

    down €748,013 (-50.7%), from €1.5m to €728,557

    of which Trade receivables: -€776,398

Equity and liabilities
  • Accrued charges and deferred income -€5.3m

    down €5.3m (-57.2%), from €9.3m to €4.0m

  • Short-term financial debts -€1.5m

    down €1.5m (-76.6%), from €2.0m to €457,359

  • Other debts +€485,593

    up €485,593 (+52.8%), from €919,849 to €1.4m

  • Advances received +€252,449

    up €252,449 (+7030.6%), from €3,591 to €256,039

  • Tax, wage and social debts -€158,346

    down €158,346 (-79.4%), from €199,478 to €41,132

    of which Taxes: -€162,184

Income statement
  • Gross operating margin -€112,416

    down €112,416 (-54.2%), from €207,371 to €94,954

  • Financial charges +€40,995

    up €40,995 (+240.7%), from €17,033 to €58,028

  • Taxes -€40,232

    down €40,232 (-90.4%), from €44,490 to €4,258

  • Financial income -€6,870

    down €6,870 (-83.3%), from €8,246 to €1,376

  • Depreciation -€5,914

    down €5,914 (-93.8%), from €6,308 to €394

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €130,280
Gross operating margin -€112,416
Staff costs +€4,838
Depreciation +€5,914
Other operating charges -€40
Other operating items -€8,482
Financial income -€6,870
Financial charges -€40,995
Taxes +€40,232
Result 2025 €12,461

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€835,858
Investment +€5,500
Financing -€1.6m
Cash 2024 €1.1m
Net result for the year +€12,461
Depreciation +€394
Stocks and contracts +€4.8m
Receivables within one year +€748,013
Smaller working-capital items -€505
Tax, wage and social debts -€158,346
Advances received +€252,449
Other debts +€485,593
Accrued charges and deferred income -€5.3m
Investment in fixed assets (net) +€5,500
Debts after one year -€100,000
Current portion of long-term debt -€41,000
Short-term financial debts -€1.5m
Cash 2025 €328,850
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €14,276,947 €7,928,191 -€6.3m -44.5%
Fixed assets 21/28 €16,375 €10,480 -€5,894 -36.0%
Tangible fixed assets 22/27 €6,375 €480 -€5,894 -92.5%
Plant, machinery and equipment 23 €875 €480 -€394 -45.1%
Furniture and vehicles 24 €5,500 - -€5,500
Financial fixed assets 28 €10,000 €10,000 = 0.0%
Current assets 29/58 €14,260,573 €7,917,710 -€6.3m -44.5%
Stocks and contracts in progress 3 €11,644,082 €6,859,984 -€4.8m -41.1%
Stocks 30/36 €11,644,082 €6,859,984 -€4.8m -41.1%
Amounts receivable within one year 40/41 €1,476,570 €728,557 -€748,013 -50.7%
Trade receivables 40 €1,320,214 €543,816 -€776,398 -58.8%
Other amounts receivable 41 €156,356 €184,741 +€28,385 +18.2%
Cash at bank and in hand 54/58 €1,129,520 €328,850 -€800,670 -70.9%
Deferred charges and accrued income 490/1 €10,400 €319 -€10,081 -96.9%
Total equity and liabilities 10/49 €14,276,947 €7,928,191 -€6.3m -44.5%
Equity 10/15 €255,473 €267,934 +€12,461 +4.9%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 €245,473 €257,934 +€12,461 +5.1%
Amounts payable 17/49 €14,021,475 €7,660,257 -€6.4m -45.4%
Amounts payable after more than one year 17 €100,000 - -€100,000
Financial debts 170/4 €100,000 - -€100,000
Amounts payable within one year 42/48 €4,669,124 €3,696,205 -€972,919 -20.8%
Current portion of amounts payable after more than one year 42 €41,000 - -€41,000
Financial debts 43 €1,958,388 €457,359 -€1.5m -76.6%
Credit institutions 430/8 €1,958,388 €457,359 -€1.5m -76.6%
Trade debts 44 €1,546,818 €1,536,232 -€10,586 -0.7%
Suppliers 440/4 €1,546,818 €1,536,232 -€10,586 -0.7%
Advances received on contracts in progress 46 €3,591 €256,039 +€252,449 +7030.6%
Taxes, remuneration and social security 45 €199,478 €41,132 -€158,346 -79.4%
Taxes 450/3 €196,941 €34,756 -€162,184 -82.4%
Remuneration and social security 454/9 €2,538 €6,376 +€3,838 +151.3%
Other amounts payable 47/48 €919,849 €1,405,442 +€485,593 +52.8%
Accrued charges and deferred income 492/3 €9,252,351 €3,964,052 -€5.3m -57.2%
Remuneration, social security and pensions 62 €17,393 €12,556 -€4,838 -27.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,308 €394 -€5,914 -93.8%
Other operating charges 640/8 €112 €152 +€40 +35.7%
Non-recurring operating charges 66A - €8,482 +€8,482
Gross operating margin 9900 €207,371 €94,954 -€112,416 -54.2%
Operating profit (loss) 9901 €183,557 €73,371 -€110,186 -60.0%
Financial income 75/76B €8,246 €1,376 -€6,870 -83.3%
Recurring financial income 75 €8,246 €1,376 -€6,870 -83.3%
Financial charges 65/66B €17,033 €58,028 +€40,995 +240.7%
Recurring financial charges 65 €17,033 €58,028 +€40,995 +240.7%
Profit (loss) for the period before taxes 9903 €174,771 €16,719 -€158,052 -90.4%
Income taxes 67/77 €44,490 €4,258 -€40,232 -90.4%
Profit (loss) for the period 9904 €130,280 €12,461 -€117,819 -90.4%
Profit (loss) for the period to be appropriated 9905 €130,280 €12,461 -€117,819 -90.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.