Skip to content

SUPER 3: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SUPER 3

BE 0428.294.887
NACE 46.423, Wholesale of clothing, excluding workwear and underwear
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€255,103
2024 · €1.2m-€962,002
Equity
€2.8m
2024 · €3.1m-€325,077
Cash
€108,019
2024 · €1.2m-€1.1m
Balance sheet total
€4.4m
2024 · €3.9m+€561,771

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€1.4m

    up €1.4m (+63.9%), from €2.2m to €3.6m

    of which Trade receivables: +€895,452

  • Cash -€1.1m

    down €1.1m (-91.0%), from €1.2m to €108,019

    mainly Receivables within one year (-€1.4m) and Contributions, distributions and other (-€580,180)

  • Current investments +€319,585

    new in 2025: €319,585

  • Tangible fixed assets -€59,430

    down €59,430 (-11.7%), from €505,992 to €446,562

    of which Plant, machinery and equipment: -€40,847

Equity and liabilities
  • Trade debts +€784,860

    up €784,860 (+179.5%), from €437,304 to €1.2m

  • Reserves -€320,000

    down €320,000 (-10.7%), from €3.0m to €2.7m

    of which Distributable reserves: -€320,000

  • Current portion of long-term debt +€200,000

    new in 2025: €200,000

  • Other debts -€93,292

    down €93,292 (-26.9%), from €346,401 to €253,109

Income statement
  • Gross operating margin -€1.3m

    down €1.3m (-78.3%), from €1.7m to €369,409

  • Taxes -€269,423

    down €269,423 (-87.9%), from €306,530 to €37,107

  • Write-downs -€123,347

    down €123,347, from €52,611 to -€70,736

  • Other operating charges +€72,661

    up €72,661 (+1654.7%), from €4,391 to €77,052

  • Financial charges -€48,796

    down €48,796 (-54.8%), from €89,023 to €40,227

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.2m
Gross operating margin -€1.3m
Depreciation -€1,750
Write-downs +€123,347
Other operating charges -€72,661
Other operating items +€14,632
Financial income -€9,537
Financial charges +€48,796
Taxes +€269,423
Result 2025 €255,103

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€390,102
Investment -€320,806
Financing -€379,766
Cash 2024 €1.2m
Net result for the year +€255,103
Depreciation +€60,652
Receivables within one year -€1.4m
Deferred charges and accrued income -€6,431
Trade debts +€784,860
Smaller working-capital items -€5,134
Other debts -€93,292
Investment in fixed assets (net) -€1,222
Current investments -€319,585
Current portion of long-term debt +€200,000
Short-term financial debts +€414
Contributions, distributions and other -€580,180
Cash 2025 €108,019
Every line side by side 51 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,877,978 €4,439,749 +€561,771 +14.5%
Fixed assets 21/28 €508,415 €448,985 -€59,430 -11.7%
Tangible fixed assets 22/27 €505,992 €446,562 -€59,430 -11.7%
Land and buildings 22 €308,684 €294,953 -€13,731 -4.4%
Plant, machinery and equipment 23 €177,180 €136,332 -€40,847 -23.1%
Furniture and vehicles 24 €20,128 €15,277 -€4,851 -24.1%
Financial fixed assets 28 €2,423 €2,423 = 0.0%
Current assets 29/58 €3,369,563 €3,990,763 +€621,200 +18.4%
Amounts receivable within one year 40/41 €2,168,393 €3,554,251 +€1.4m +63.9%
Trade receivables 40 €1,591,678 €2,487,130 +€895,452 +56.3%
Other amounts receivable 41 €576,715 €1,067,122 +€490,406 +85.0%
Current investments 50/53 - €319,585 +€319,585
Cash at bank and in hand 54/58 €1,198,693 €108,019 -€1.1m -91.0%
Deferred charges and accrued income 490/1 €2,477 €8,908 +€6,431 +259.7%
Total equity and liabilities 10/49 €3,877,978 €4,439,749 +€561,771 +14.5%
Equity 10/15 €3,082,808 €2,757,731 -€325,077 -10.5%
Contributions 10/11 €77,839 €77,839 = 0.0%
Capital 10 €77,839 €77,839 = 0.0%
Issued capital 100 €77,839 €77,839 = 0.0%
Reserves 13 €2,997,234 €2,677,234 -€320,000 -10.7%
Non-distributable reserves 130/1 €7,784 €7,784 = 0.0%
Legal reserve 130 €7,784 €7,784 = 0.0%
Tax-exempt reserves 132 €189,450 €189,450 = 0.0%
Distributable reserves 133 €2,800,000 €2,480,000 -€320,000 -11.4%
Profit (loss) carried forward 14 €7,736 €2,659 -€5,077 -65.6%
Amounts payable 17/49 €795,170 €1,682,018 +€886,848 +111.5%
Amounts payable within one year 42/48 €791,629 €1,681,744 +€890,115 +112.4%
Current portion of amounts payable after more than one year 42 - €200,000 +€200,000
Financial debts 43 - €414 +€414
Credit institutions 430/8 - €414 +€414
Trade debts 44 €437,304 €1,222,164 +€784,860 +179.5%
Suppliers 440/4 €437,304 €1,222,164 +€784,860 +179.5%
Taxes, remuneration and social security 45 €7,924 €6,056 -€1,867 -23.6%
Taxes 450/3 €7,924 €6,056 -€1,867 -23.6%
Other amounts payable 47/48 €346,401 €253,109 -€93,292 -26.9%
Accrued charges and deferred income 492/3 €3,541 €274 -€3,267 -92.3%
Non-recurring operating income 76A €12,737 €0 -€12,737 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €58,901 €60,652 +€1,750 +3.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €52,611 -€70,736 -€123,347
Other operating charges 640/8 €4,391 €77,052 +€72,661 +1654.7%
Non-recurring operating charges 66A €14,632 €0 -€14,632 -100.0%
Gross operating margin 9900 €1,703,660 €369,409 -€1.3m -78.3%
Operating profit (loss) 9901 €1,573,124 €302,441 -€1.3m -80.8%
Financial income 75/76B €39,533 €29,996 -€9,537 -24.1%
Recurring financial income 75 €39,533 €29,996 -€9,537 -24.1%
Financial charges 65/66B €89,023 €40,227 -€48,796 -54.8%
Recurring financial charges 65 €89,023 €40,227 -€48,796 -54.8%
Profit (loss) for the period before taxes 9903 €1,523,634 €292,209 -€1.2m -80.8%
Income taxes 67/77 €306,530 €37,107 -€269,423 -87.9%
Profit (loss) for the period 9904 €1,217,104 €255,103 -€962,002 -79.0%
Profit (loss) for the period to be appropriated 9905 €1,217,104 €255,103 -€962,002 -79.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.