SUPER 3
ActiveSummary
SUPER 3 has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €255,103. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-24
Solvency87▼-13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 4.26 in 2024; short-term debt: 37.9% and cash: 2.4% of total assets), and 37.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
5.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
55 d early
2023
49 d late
2022
4 d early
2021
29 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€255,103▼ 79.0%
2024 · €1.2m
Working capital
€2.3m▼ 10.4%
2024 · €2.6m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2.1m▲ 19.0%€1.6m▼ 21.1%€711,477▼ 56.2%€1.6m▲ 121%€302,441▼ 80.8%
Net result€1.6mabove the sector's middle half▲ 18.3%€1.2mabove the sector's middle half▼ 23.7%€531,240above the sector's middle half▼ 55.8%€1.2mabove the sector's middle half▲ 129%€255,103within the sector's middle half▼ 79.0%
Equity€3.1mabove the sector's middle half▲ 3.1%€3.2mwithin the sector's middle half▲ 3.4%€3.4mabove the sector's middle half▲ 5.9%€3.1mabove the sector's middle half▼ 8.6%€2.8mwithin the sector's middle half▼ 10.5%
Total assets€5.8mabove the sector's middle half▲ 3.1%€8.6mwithin the sector's middle half▲ 49.0%€4.9mabove the sector's middle half▼ 43.0%€3.9mabove the sector's middle half▼ 21.0%€4.4mwithin the sector's middle half▲ 14.5%
Debt€2.7m▲ 3.2%€5.4m▲ 101%€1.5m▼ 71.7%€795,170▼ 48.2%€1.7m▲ 112%
Working capital€2.5mabove the sector's middle half▲ 2.5%€2.6mwithin the sector's middle half▲ 3.1%€2.7mabove the sector's middle half▲ 5.9%€2.6mabove the sector's middle half▼ 5.8%€2.3mwithin the sector's middle half▼ 10.4%
Solvency53.2%within the sector's middle half=37.0%within the sector's middle half▼ 16.3pp68.7%above the sector's middle half▲ 31.7pp79.5%above the sector's middle half▲ 10.8pp62.1%within the sector's middle half▼ 17.4pp
Current ratio1.94within the sector's middle half▼ 0.031.48within the sector's middle half▼ 0.472.79within the sector's middle half▲ 1.314.26above the sector's middle half▲ 1.472.37within the sector's middle half▼ 1.88
Return on assets (ROA)27.2%above the sector's middle half▲ 3.5pp14.0%above the sector's middle half▼ 13.3pp10.8%within the sector's middle half▼ 3.1pp31.4%above the sector's middle half▲ 20.6pp5.7%within the sector's middle half▼ 25.6pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -79% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
- 2023 Net result -56% on 2022. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€448,985 ▼ 11.7%
Current assets
€4.0m ▲ 18.4%
Equity and liabilities €4.4m
Equity
€2.8m ▼ 10.5%
Debt
€1.7m ▲ 112%
Debt's share of the balance-sheet total rises from 20.5% to 37.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€363,093▼
2024 · €1.6m
Cash flow
€315,754▼
2024 · €1.3m
Debt to equity
0.61▲
2024 · 0.26
ROE
9.3%▼
2024 · 39.5%
Interest coverage
9.03▼
2024 · 18.33
Debt ≤ 1 year
€1.7m▲
2024 · €791,629
Income taxes
€37,107▼
2024 · €306,530
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €550,000 | €8,625 | €12,737 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,595 | €47,723 | €57,534 | €58,901 | €60,652 | ▲ 3.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €21,147 | €52,611 | -€70,736 | ▼ 234% |
| Other operating charges640/8 | €3,941 | €4,904 | €3,927 | €4,391 | €77,052 | ▲ 1,655% |
| Non-recurring operating charges66A | - | €11,757 | €424 | €14,632 | €0 | ▼ 100% |
| Gross operating margin9900 | €2.1m | €1.7m | €794,509 | €1.7m | €369,409 | ▼ 78.3% |
| Operating profit (loss)9901 | €2.1m | €1.6m | €711,477 | €1.6m | €302,441 | ▼ 80.8% |
| Financial income75/76B | €53,281 | €51,528 | €59,261 | €39,533 | €29,996 | ▼ 24.1% |
| Recurring financial income75 | €53,281 | €51,528 | €59,261 | €39,533 | €29,996 | ▼ 24.1% |
| Financial charges65/66B | €91,147 | €151,023 | €101,837 | €89,023 | €40,227 | ▼ 54.8% |
| Recurring financial charges65 | €91,147 | €151,023 | €101,837 | €89,023 | €40,227 | ▼ 54.8% |
| Profit (loss) for the period before taxes9903 | €2.0m | €1.5m | €668,901 | €1.5m | €292,209 | ▼ 80.8% |
| Income taxes67/77 | €445,067 | €321,504 | €137,661 | €306,530 | €37,107 | ▼ 87.9% |
| Profit (loss) for the period9904 | €1.6m | €1.2m | €531,240 | €1.2m | €255,103 | ▼ 79.0% |
| Transfer to tax-exempt reserves689 | - | - | €189,450 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1.6m | €1.2m | €341,790 | €1.2m | €255,103 | ▼ 79.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.8m | €8.6m | €4.9m | €3.9m | €4.4m | ▲ 14.5% |
| Fixed assets21/28 | €617,765 | €601,478 | €639,274 | €508,415 | €448,985 | ▼ 11.7% |
| Tangible fixed assets22/27 | €532,604 | €516,317 | €551,851 | €505,992 | €446,562 | ▼ 11.7% |
| Land and buildings22 | €343,246 | €331,725 | €319,119 | €308,684 | €294,953 | ▼ 4.4% |
| Plant, machinery and equipment23 | €173,771 | €173,838 | €220,838 | €177,180 | €136,332 | ▼ 23.1% |
| Furniture and vehicles24 | €15,587 | €10,754 | €11,894 | €20,128 | €15,277 | ▼ 24.1% |
| Financial fixed assets28 | €85,161 | €85,161 | €87,423 | €2,423 | €2,423 | = |
| Current assets29/58 | €5.2m | €8.0m | €4.3m | €3.4m | €4.0m | ▲ 18.4% |
| Stocks and contracts in progress3 | - | €552,064 | - | - | - | - |
| Stocks30/36 | - | €552,064 | - | - | - | - |
| Amounts receivable within one year40/41 | €4.4m | €6.1m | €3.3m | €2.2m | €3.6m | ▲ 63.9% |
| Trade receivables40 | €2.3m | €5.2m | €1.9m | €1.6m | €2.5m | ▲ 56.3% |
| Other amounts receivable41 | €2.1m | €975,010 | €1.4m | €576,715 | €1.1m | ▲ 85.0% |
| Current investments50/53 | - | - | - | - | €319,585 | - |
| Cash at bank and in hand54/58 | €776,609 | €1.3m | €963,836 | €1.2m | €108,019 | ▼ 91.0% |
| Deferred charges and accrued income490/1 | €17,931 | €25,949 | €2,337 | €2,477 | €8,908 | ▲ 260% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.8m | €8.6m | €4.9m | €3.9m | €4.4m | ▲ 14.5% |
| Equity10/15 | €3.1m | €3.2m | €3.4m | €3.1m | €2.8m | ▼ 10.5% |
| Contributions10/11 | €77,839 | €77,839 | €77,839 | €77,839 | €77,839 | = |
| Capital10 | €77,839 | €77,839 | €77,839 | €77,839 | €77,839 | = |
| Issued capital100 | €77,839 | €77,839 | €77,839 | €77,839 | €77,839 | = |
| Reserves13 | €3.0m | €3.1m | €3.3m | €3.0m | €2.7m | ▼ 10.7% |
| Non-distributable reserves130/1 | €7,784 | €7,784 | €7,784 | €7,784 | €7,784 | = |
| Legal reserve130 | €7,784 | €7,784 | €7,784 | €7,784 | €7,784 | = |
| Tax-exempt reserves132 | - | - | €189,450 | €189,450 | €189,450 | = |
| Distributable reserves133 | €3.0m | €3.1m | €3.1m | €2.8m | €2.5m | ▼ 11.4% |
| Profit (loss) carried forward14 | €1,506 | €3,242 | €1,392 | €7,736 | €2,659 | ▼ 65.6% |
| Amounts payable17/49 | €2.7m | €5.4m | €1.5m | €795,170 | €1.7m | ▲ 112% |
| Amounts payable after more than one year17 | €44,505 | - | - | - | - | - |
| Financial debts170/4 | €44,505 | - | - | - | - | - |
| Amounts payable within one year42/48 | €2.7m | €5.4m | €1.5m | €791,629 | €1.7m | ▲ 112% |
| Current portion of amounts payable after more than one year42 | €815,354 | €650,118 | €40,000 | - | €200,000 | - |
| Financial debts43 | - | - | - | - | €414 | - |
| Credit institutions430/8 | - | - | - | - | €414 | - |
| Trade debts44 | €580,280 | €3.7m | €1.1m | €437,304 | €1.2m | ▲ 179% |
| Suppliers440/4 | €580,280 | €3.7m | €1.1m | €437,304 | €1.2m | ▲ 179% |
| Taxes, remuneration and social security45 | - | €10,555 | €95,692 | €7,924 | €6,056 | ▼ 23.6% |
| Taxes450/3 | - | €10,555 | €95,692 | €7,924 | €6,056 | ▼ 23.6% |
| Other amounts payable47/48 | €1.3m | €1.1m | €343,640 | €346,401 | €253,109 | ▼ 26.9% |
| Accrued charges and deferred income492/3 | €1,207 | €2,474 | €4,724 | €3,541 | €274 | ▼ 92.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.6m | €1.2m | €531,240 | €1.2m | €255,103 | ▼ 79.0% |
| + Depreciation and write-downs630 | €49,595 | €47,723 | €57,534 | €58,901 | €60,652 | ▲ 3.0% |
| Operating cash flow (approximation) | €1.6m | €1.3m | €588,774 | €1.3m | €315,754 | ▼ 75.3% |
| Investment in fixed assets (approximation) | - | -€31,436 | -€95,330 | €71,958 | -€1,222 | ▼ 102% |
| Change in cash | - | €515,584 | -€328,358 | €234,858 | -€1.1m | ▼ 564% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €255,103 ▼79%
Net result drops to €255,103, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 49 days late
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €1.6m ▲18.3%
Operating result €2.1m, net result €1.6m, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 1986
Ground area
480 m²
Building footprint
175 m²
Volume, LiDAR
1,612 m³
Parcel 23084A0525/00C003, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Jozef Van Elewijckstraat 52, 1853 Grimbergen
since 19862.028.831.412
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0525/00C003 | Flanders | 480 m² | 1 · 175 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- TRANSVERSALE
- SUPER 3
Highest known parent: TRANSVERSALE. The sources do not say who stands above it.
Owners 2
-
99.97%
- Alain Schockaertnatural personSourceown accounts 20250.03%
Holdings 0
The accounts to 31-12-2025 list no holdings, and no other source names one.
According to the 2025 annual accounts of SUPER 3 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,307 companies in sector 46423 we hold annual accounts for 810. 323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-01-1986
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428294887
Also
9925:BE0428294887
Registered
23-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.