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JAVA CONCEPT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

JAVA CONCEPT

BE 1001.815.109
NACE 85.531, Driving schools for cars and motorcycles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€28,612
2024 · -€675-€27,937
Equity
-€24,287
2024 · €4,325-€28,612
Cash
€6,952
2024 · €22,076-€15,125
Balance sheet total
€130,102
2024 · €145,526-€15,424

Largest movements

2024 to 2025
Assets
  • Cash -€15,125

    down €15,125 (-68.5%), from €22,076 to €6,952

    mainly Investment in fixed assets (net) (-€52,728) and Net result for the year (-€28,612)

  • Receivables within one year -€4,977

    down €4,977 (-59.3%), from €8,398 to €3,421

  • Intangible fixed assets +€2,723

    up €2,723 (+111.7%), from €2,438 to €5,161

Equity and liabilities
  • Profit (loss) carried forward -€28,612

    down €28,612 (-4239.1%), from -€675 to -€29,287

  • Other debts +€22,404

    up €22,404 (+22.7%), from €98,903 to €121,307

  • Debts after one year -€7,382

    down €7,382 (-31.7%), from €23,276 to €15,893

  • Trade debts -€2,441

    down €2,441 (-48.9%), from €4,995 to €2,554

Income statement
  • Gross operating margin -€31,986

    down €31,986 (-57.4%), from €55,694 to €23,708

  • Other operating charges -€4,731

    down €4,731 (-71.4%), from €6,627 to €1,896

  • Depreciation +€1,107

    up €1,107 (+2.3%), from €47,604 to €48,711

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€675
Gross operating margin -€31,986
Depreciation -€1,107
Other operating charges +€4,731
Financial income -€26
Financial charges +€250
Taxes +€201
Result 2025 -€28,612

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€44,786
Investment -€52,728
Financing -€7,182
Cash 2024 €22,076
Net result for the year -€28,612
Depreciation +€48,711
Receivables within one year +€4,977
Deferred charges and accrued income -€660
Trade debts -€2,441
Tax, wage and social debts +€1,021
Other debts +€22,404
Accrued charges and deferred income -€614
Investment in fixed assets (net) -€52,728
Debts after one year -€7,382
Current portion of long-term debt +€352
Short-term financial debts -€152
Cash 2025 €6,952
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €145,526 €130,102 -€15,424 -10.6%
Fixed assets 21/28 €112,484 €116,502 +€4,017 +3.6%
Intangible fixed assets 21 €2,438 €5,161 +€2,723 +111.7%
Tangible fixed assets 22/27 €110,047 €111,341 +€1,294 +1.2%
Plant, machinery and equipment 23 €15,471 €9,737 -€5,734 -37.1%
Furniture and vehicles 24 €94,575 €101,604 +€7,028 +7.4%
Current assets 29/58 €33,042 €13,600 -€19,442 -58.8%
Amounts receivable within one year 40/41 €8,398 €3,421 -€4,977 -59.3%
Trade receivables 40 €8,398 €3,421 -€4,977 -59.3%
Cash at bank and in hand 54/58 €22,076 €6,952 -€15,125 -68.5%
Deferred charges and accrued income 490/1 €2,567 €3,228 +€660 +25.7%
Total equity and liabilities 10/49 €145,526 €130,102 -€15,424 -10.6%
Equity 10/15 €4,325 -€24,287 -€28,612
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€675 -€29,287 -€28,612 -4239.1%
Amounts payable 17/49 €141,201 €154,389 +€13,188 +9.3%
Amounts payable after more than one year 17 €23,276 €15,893 -€7,382 -31.7%
Financial debts 170/4 €23,276 €15,893 -€7,382 -31.7%
Amounts payable within one year 42/48 €116,241 €137,426 +€21,185 +18.2%
Current portion of amounts payable after more than one year 42 €7,030 €7,382 +€352 +5.0%
Financial debts 43 €152 - -€152
Credit institutions 430/8 €152 - -€152
Trade debts 44 €4,995 €2,554 -€2,441 -48.9%
Suppliers 440/4 €4,995 €2,554 -€2,441 -48.9%
Taxes, remuneration and social security 45 €5,161 €6,182 +€1,021 +19.8%
Taxes 450/3 €5,161 €4,932 -€229 -4.4%
Remuneration and social security 454/9 - €1,250 +€1,250
Other amounts payable 47/48 €98,903 €121,307 +€22,404 +22.7%
Accrued charges and deferred income 492/3 €1,684 €1,070 -€614 -36.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €47,604 €48,711 +€1,107 +2.3%
Other operating charges 640/8 €6,627 €1,896 -€4,731 -71.4%
Gross operating margin 9900 €55,694 €23,708 -€31,986 -57.4%
Operating profit (loss) 9901 €1,464 -€26,898 -€28,362
Financial income 75/76B €26 €0 -€26 -99.6%
Recurring financial income 75 €26 €0 -€26 -99.6%
Financial charges 65/66B €1,702 €1,452 -€250 -14.7%
Recurring financial charges 65 €1,702 €1,452 -€250 -14.7%
Profit (loss) for the period before taxes 9903 -€212 -€28,350 -€28,138 -13284.0%
Income taxes 67/77 €463 €262 -€201 -43.3%
Profit (loss) for the period 9904 -€675 -€28,612 -€27,937 -4139.1%
Profit (loss) for the period to be appropriated 9905 -€675 -€28,612 -€27,937 -4139.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.