JAVA CONCEPT
ActiveJAVA CONCEPT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-24k) and a net result of €-29k. Its solvency ranks better than 13% of 1996 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+31
Growth32
Stability82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.28 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.7%
Return on assets
-22%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€24k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-24k
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€130k▼ 10.6%
2024 · €146k
2024: €146k
2024 → 2025
Net result
€-29k▼ 4,139%
2024 · €-675
2024: €-675
2024 → 2025
Working capital
€-124k▼ 48.8%
2024 · €-83k
2024: €-83k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€-24k
Operating result€1k-€-27k
Net result€-675-€-29k▼ 4,139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€117k▲ 3.6%
Current assets
€14k▼ 58.8%
Key figures and ratios
EBITDA
€22k▼
2024 · €49k
Cash flow
€20k▼
2024 · €47k
Solvency
-18.7%▼
2024 · 3.0%
Current ratio
0.10▼
2024 · 0.28
Quick ratio
0.10▼
2024 · 0.28
Debt / equity
-6.36▼
2024 · 32.65
ROE
117.8%▲
2024 · -15.6%
ROA
-22.0%▼
2024 · -0.5%
Interest coverage
15.03▼
2024 · 28.83
Debt
€154k▲
2024 · €141k
Debt ≤ 1 year
€137k▲
2024 · €116k
Debt > 1 year
€16k▼
2024 · €23k
Income taxes
€262▼
2024 · €463
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€130k▼
Fixed assets21/28€112k€117k▲
Intangible fixed assets21€2k€5k▲
Tangible fixed assets22/27€110k€111k▲
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€95k€102k▲
Current assets29/58€33k€14k▼
Amounts receivable within one year40/41€8k€3k▼
Trade receivables40€8k€3k▼
Cash at bank and in hand54/58€22k€7k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€146k€130k▼
Equity10/15€4k€-24k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-675€-29k▼
Amounts payable17/49€141k€154k▲
Amounts payable after more than one year17€23k€16k▼
Financial debts170/4€23k€16k▼
Amounts payable within one year42/48€116k€137k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€152-
Credit institutions430/8€152-
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€99k€121k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€49k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€56k€24k▼
Operating profit (loss)9901€1k€-27k▼
Financial income75/76B€26€0▼
Recurring financial income75€26€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-212€-28k▼
Income taxes67/77€463€262▼
Profit (loss) for the period9904€-675€-29k▼
Profit (loss) for the period to be appropriated9905€-675€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-675€-29k▼
Profit (loss) brought forward from the previous period14P-€-675
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ouffet · 1 establishment unit since 2023
Ground area
1,176 m²
Building footprint
154 m²
Volume, LiDAR
1,007 m³
Parcel 61017C0219/00L000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAVA CONCEPT
since 20232.351.965.334
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61017C0219/00L000 | Wallonia | 1,176 m² | 1 · 154 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,034 companies in sector 85531 we hold annual accounts for 345. 148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2023
Fiscal year end31-12
Activities, NACEBEL
85531Driving schools for cars and motorcycles
71209Other technical testing and analysis
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
82300Organisation of conventions and trade shows
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.