ContactExpert: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
ContactExpert
NACE 82.200, Office administrative, office support and other business support activities
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€811,703
2024 · -€119,858-€691,845
Equity
€1.6m
2024 · €1.5m+€54,685
Cash
€11,887
2024 · €16,907-€5,020
Balance sheet total
€2.1m
2024 · €2.3m-€157,016
Largest movements
Assets
- Receivables within one year -€933,646
down €933,646 (-41.7%), from €2.2m to €1.3m
of which Other amounts receivable: -€770,784
- Receivables after one year +€794,063
new in 2025: €794,063
Equity and liabilities
- Contributions +€866,388
up €866,388 (+50.6%), from €1.7m to €2.6m
- Profit (loss) carried forward -€811,703
down €811,703 (-180.2%), from -€450,543 to -€1.3m
- Tax, wage and social debts -€177,908
down €177,908 (-37.0%), from €480,272 to €302,363
of which Remuneration and social security: -€119,609
- Trade debts -€33,792
down €33,792 (-11.8%), from €286,311 to €252,519
Income statement
- Turnover -€895,471
down €895,471 (-19.7%), from €4.5m to €3.6m
- Depreciation -€405,550
down €405,550 (-97.4%), from €416,404 to €10,855
- Staff costs -€380,312
down €380,312 (-18.2%), from €2.1m to €1.7m
- Services and other goods -€293,515
down €293,515 (-16.9%), from €1.7m to €1.4m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€119,858
Turnover
-€895,471
Other operating income
-€811
Goods and materials
-€33,564
Services and other goods
+€293,515
Staff costs
+€380,312
Depreciation
+€405,550
Write-downs
+€125
Other operating charges
+€4,821
Other operating items
-€843,918
Financial income
-€126
Financial charges
-€2,468
Taxes
+€191
Result 2025
-€811,703
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€871,408
Investment
€0
Financing
+€866,388
Cash 2024
€16,907
From operations (derived)
-€871,408
Net result for the year
-€811,703
Depreciation
+€10,855
Receivables after one year
-€794,063
Receivables within one year
+€933,646
Deferred charges and accrued income
+€1,557
Trade debts
-€33,792
Tax, wage and social debts
-€177,908
Financing
+€866,388
Contributions, distributions and other
+€866,388
Cash 2025
€11,887
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,287,652 | €2,130,636 | -€157,016 | -6.9% |
| Fixed assets | 21/28 | €23,789 | €12,934 | -€10,855 | -45.6% |
| Intangible fixed assets | 21 | €23,789 | €12,934 | -€10,855 | -45.6% |
| Current assets | 29/58 | €2,263,863 | €2,117,702 | -€146,161 | -6.5% |
| Amounts receivable after more than one year | 29 | - | €794,063 | +€794,063 | |
| Other amounts receivable | 291 | - | €794,063 | +€794,063 | |
| Amounts receivable within one year | 40/41 | €2,239,497 | €1,305,851 | -€933,646 | -41.7% |
| Trade receivables | 40 | €503,268 | €340,406 | -€162,863 | -32.4% |
| Other amounts receivable | 41 | €1,736,229 | €965,445 | -€770,784 | -44.4% |
| Cash at bank and in hand | 54/58 | €16,907 | €11,887 | -€5,020 | -29.7% |
| Deferred charges and accrued income | 490/1 | €7,459 | €5,901 | -€1,557 | -20.9% |
| Total equity and liabilities | 10/49 | €2,287,652 | €2,130,636 | -€157,016 | -6.9% |
| Equity | 10/15 | €1,521,069 | €1,575,754 | +€54,685 | +3.6% |
| Contributions | 10/11 | €1,713,612 | €2,580,000 | +€866,388 | +50.6% |
| Capital | 10 | €1,713,612 | €2,580,000 | +€866,388 | +50.6% |
| Issued capital | 100 | €2,580,000 | €2,580,000 | = | 0.0% |
| Uncalled capital | 101 | €866,388 | €0 | -€866,388 | -100.0% |
| Reserves | 13 | €258,000 | €258,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €258,000 | €258,000 | = | 0.0% |
| Legal reserve | 130 | €258,000 | €258,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€450,543 | -€1,262,246 | -€811,703 | -180.2% |
| Amounts payable | 17/49 | €766,583 | €554,883 | -€211,700 | -27.6% |
| Amounts payable within one year | 42/48 | €766,583 | €554,883 | -€211,700 | -27.6% |
| Trade debts | 44 | €286,311 | €252,519 | -€33,792 | -11.8% |
| Suppliers | 440/4 | €286,311 | €252,519 | -€33,792 | -11.8% |
| Taxes, remuneration and social security | 45 | €480,272 | €302,363 | -€177,908 | -37.0% |
| Taxes | 450/3 | €141,946 | €83,647 | -€58,300 | -41.1% |
| Remuneration and social security | 454/9 | €338,326 | €218,717 | -€119,609 | -35.4% |
| Operating income | 70/76A | €4,548,644 | €3,652,362 | -€896,282 | -19.7% |
| Turnover | 70 | €4,540,996 | €3,645,525 | -€895,471 | -19.7% |
| Other operating income | 74 | €7,648 | €6,837 | -€811 | -10.6% |
| Operating charges | 60/66A | €4,666,735 | €4,459,894 | -€206,841 | -4.4% |
| Goods for resale, raw materials and consumables | 60 | €301,608 | €335,172 | +€33,564 | +11.1% |
| Purchases | 600/8 | €301,608 | €335,172 | +€33,564 | +11.1% |
| Services and other goods | 61 | €1,740,678 | €1,447,162 | -€293,515 | -16.9% |
| Remuneration, social security and pensions | 62 | €2,094,728 | €1,714,415 | -€380,312 | -18.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €416,404 | €10,855 | -€405,550 | -97.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €21,840 | €21,715 | -€125 | -0.6% |
| Other operating charges | 640/8 | €6,428 | €1,607 | -€4,821 | -75.0% |
| Non-recurring operating charges | 66A | €85,050 | €928,968 | +€843,918 | +992.3% |
| Operating profit (loss) | 9901 | -€118,091 | -€807,533 | -€689,441 | -583.8% |
| Financial income | 75/76B | €126 | €0 | -€126 | -100.0% |
| Recurring financial income | 75 | €126 | €0 | -€126 | -100.0% |
| Income from current assets | 751 | €126 | - | -€126 | |
| Other financial income | 752/9 | - | €0 | +€0 | |
| Financial charges | 65/66B | €993 | €3,461 | +€2,468 | +248.7% |
| Recurring financial charges | 65 | €993 | €3,461 | +€2,468 | +248.7% |
| Debt charges | 650 | €0 | €2,545 | +€2,545 | |
| Other financial charges | 652/9 | €993 | €916 | -€77 | -7.7% |
| Profit (loss) for the period before taxes | 9903 | -€118,958 | -€810,993 | -€692,036 | -581.7% |
| Income taxes | 67/77 | €901 | €710 | -€191 | -21.2% |
| Taxes | 670/3 | €901 | €710 | -€191 | -21.2% |
| Profit (loss) for the period | 9904 | -€119,858 | -€811,703 | -€691,845 | -577.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€119,858 | -€811,703 | -€691,845 | -577.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.