Financials
- Fiscal year
- 2025
- Turnover
- €3.6m
- Loss
- -€811,703
- Solvency
- 74.0%
Turnover▼ 19.7%
Net result
20202025
ContactExpert
ActiveSummary
The annual accounts of ContactExpert for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €1.6m and a net result of -€811,703. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 1082 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Office administrative, office support and other business support activities
NACE 82200NACE 74855
#3 company by staff growth in Machelen, Administrative and support services sector1 site
Size
€3.6mturnover 2025
- Staff
- 33.7 FTE
- Equity
- €1.6m
- Loss
- -€811,703
Structure
- Parent
- WEngage International · 100%
Auditor: BV PwC BedrijfsrevisorenAccounts 3 d early2 of 16 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €811,703, the second in a row (FY 2025)- Size: turnover €3.6m, 33.7 FTE, total assets €2.1m- Liquidity: current ratio 3.82, cash €11,887+ Equity €1.6m (74.0% of total assets)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 82, small)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
99+8
equity 74.0% of total assets
Liquidity
41+5
short-term debt 26.0% · cash 0.6%
Profitability
0-35
return on assets -38.1%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%● 0.0% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.3%● 0.0% vs 02-2025
04-2025: 0.3%▼ -1.5% vs 03-2025
05-2025: 0.1%▼ -55.9% vs 04-2025
06-2025: 0.1%▼ -0.7% vs 05-2025lowest value
07-2025: 0.2%▲ +26.4% vs 06-2025
08-2025: 0.3%▲ +45.2% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%● 0.0% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.3%▲ +0.8% vs 02-2026
04-2026: 0.3%▲ +1.9% vs 03-2026
05-2026: 0.3%▲ +5.3% vs 04-2026
06-2026: 0.3%▲ +1.1% vs 05-2026
07-2026: 0.3%▼ -7.1% vs 06-2026
08-2026: 0.5%▲ +93.1% vs 07-2026highest value
09-2026: 0.5%● 0.0% vs 08-2026highest value
10-2026: 0.5%● 0.0% vs 09-2026highest value
- Loss of €811,703, the second in a row (FY 2025) raises the probability
- Size: turnover €3.6m, 33.7 FTE, total assets €2.1m raises the probability for this profile
- Liquidity: current ratio 3.82, cash €11,887 raises the probability
- Equity €1.6m (74.0% of total assets) lowers the probability
Credit up to €85,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.82 against 2.95 in 2024; short-term debt: 26% and cash: 0.6% of total assets), and 26% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, small). Better than this share of them on solvency 77%, liquidity 28%, profitability 1%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
7 d early
2023
7 d early
2022
26 d early
2021
16 d early
2020
11 d late
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Appointment: PwC Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Kevin Veestraeten ·…
- Permanent representatives: Kevin Veestraeten and Peter…Power of attorney
- Annual accounts filedfiscal year 2025 · full…
Key points
- Caution: Result fell in 2025from -€119,858 to -€811,703 ▼ 577% View
- Caution: Among the weakest 5% on net resultsector median €50,343 · 1,083 companies -€811,703 View
- Controlled by WEngage Internationalultimately: NEWPORT INVESTMENTS SA 100% View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€811,703 View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Board & ownership
- Parent
- WEngage International · 100%
- Auditor
- BV PwC Bedrijfsrevisoren
Network & group
- Group
- NEWPORT INVESTMENTS SA
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 23-09-2026Appointment: PwC Bedrijfsrevisoren BV (statutory auditor)
- 28-07-2026Permanent representatives: Kevin Veestraeten and Peter Van…
- 28-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Office administrative, office support and other business support…NACE 82200
- Founded
- 28-03-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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