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TOPFIN: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

TOPFIN

BE 0845.278.784
NACE 43.320, Joinery installation
NACE division 43, Specialised construction activities all sizesfiscal years 2021 to 202520,882 to 37,830 sector peers per ratio

Summary

fiscal year 2025

TOPFIN does better than half of its sector on 1 of the 9 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Long-term debt ratiobetter than 87%
Points to watch
  • Quick ratiobetter than 13%
  • Debt to equitybetter than 31%
  • Interest coveragebetter than 32%

Solvency and debt

How soundly the company is financed.
Solvency
36.7%▼2025

Solvency is below 61% of 37,809 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Debt to equity
1.72▲2025

Debt to equity is above 69% of 37,414 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Long-term debt ratio
0.02▼2025

The long-term debt ratio is below 87% of 20,882 sector peers: in the most favourable quarter.

20212022202320242025
Interest coverage
6.43▼2025

Interest coverage is below 68% of 35,379 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
1.46▼2025

The current ratio is below 61% of 37,575 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
0.60▼2025

The quick ratio is below 87% of 37,592 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Working-capital ratio
29.0%▲2025

The working-capital ratio is below 51% of 37,761 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
8.3%▲2025

Return on equity is below 63% of 34,748 sector peers: less favourable than the median.

Position against the sector improving since 2021.

20212022202320242025
Return on assets
3.1%▲2025

Return on assets is below 62% of 37,830 sector peers: less favourable than the median.

Position against the sector improving since 2021.

20212022202320242025

Not computable

Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.