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TOPFIN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TOPFIN

BE 0845.278.784
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€7,867
2024 · -€49,608+€57,474
Equity
€94,649
2024 · €86,782+€7,867
Cash
-
not filed
Balance sheet total
€257,911
2024 · €241,930+€15,982

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€18,771

    up €18,771 (+24.1%), from €77,833 to €96,604

    of which Other amounts receivable: +€10,304

  • Tangible fixed assets -€9,313

    down €9,313 (-29.9%), from €31,097 to €21,784

    of which Plant, machinery and equipment: -€8,360

  • Stocks and contracts +€6,523

    up €6,523 (+4.9%), from €133,000 to €139,523

    of which Contracts in progress: +€10,023

Equity and liabilities
  • Trade debts +€25,958

    up €25,958 (+2458.9%), from €1,056 to €27,014

  • Short-term financial debts -€16,698

    down €16,698 (-58.2%), from €28,686 to €11,988

  • Profit (loss) carried forward +€7,867

    up €7,867 (+19.3%), from -€40,669 to -€32,802

  • Other debts -€4,797

    down €4,797 (-4.5%), from €105,905 to €101,108

  • Tax, wage and social debts +€4,689

    up €4,689 (+29.7%), from €15,785 to €20,474

    of which Taxes: +€9,993

Income statement
  • Gross operating margin +€41,665

    up €41,665 (+42.2%), from €98,721 to €140,386

  • Staff costs -€15,305

    down €15,305 (-11.9%), from €128,092 to €112,787

  • Other operating charges +€6,672

    up €6,672 (+1146.9%), from €582 to €7,253

  • Depreciation -€6,291

    down €6,291 (-40.3%), from €15,603 to €9,313

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€49,608
Gross operating margin +€41,665
Staff costs +€15,305
Depreciation +€6,291
Other operating charges -€6,672
Financial income -€22
Financial charges +€907
Result 2025 €7,867

Cash bridge derived

cash 2024 to 2025

Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.

Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €241,930 €257,911 +€15,982 +6.6%
Fixed assets 21/28 €31,097 €21,784 -€9,313 -29.9%
Tangible fixed assets 22/27 €31,097 €21,784 -€9,313 -29.9%
Plant, machinery and equipment 23 €29,394 €21,034 -€8,360 -28.4%
Other tangible fixed assets 26 €1,703 €750 -€953 -56.0%
Current assets 29/58 €210,833 €236,127 +€25,294 +12.0%
Stocks and contracts in progress 3 €133,000 €139,523 +€6,523 +4.9%
Stocks 30/36 €44,800 €41,300 -€3,500 -7.8%
Contracts in progress 37 €88,200 €98,223 +€10,023 +11.4%
Amounts receivable within one year 40/41 €77,833 €96,604 +€18,771 +24.1%
Trade receivables 40 €65,623 €74,091 +€8,468 +12.9%
Other amounts receivable 41 €12,210 €22,513 +€10,304 +84.4%
Total equity and liabilities 10/49 €241,930 €257,911 +€15,982 +6.6%
Equity 10/15 €86,782 €94,649 +€7,867 +9.1%
Contributions 10/11 €100,000 €100,000 = 0.0%
Reserves 13 €27,450 €27,450 = 0.0%
Non-distributable reserves 130/1 €6,000 €6,000 = 0.0%
Reserves not available under the articles 1311 €6,000 €6,000 = 0.0%
Distributable reserves 133 €21,450 €21,450 = 0.0%
Profit (loss) carried forward 14 -€40,669 -€32,802 +€7,867 +19.3%
Amounts payable 17/49 €155,148 €163,263 +€8,115 +5.2%
Amounts payable after more than one year 17 €2,904 €1,844 -€1,061 -36.5%
Financial debts 170/4 €2,904 €1,844 -€1,061 -36.5%
Amounts payable within one year 42/48 €152,244 €161,419 +€9,175 +6.0%
Current portion of amounts payable after more than one year 42 €812 €835 +€23 +2.9%
Financial debts 43 €28,686 €11,988 -€16,698 -58.2%
Credit institutions 430/8 €28,686 €11,988 -€16,698 -58.2%
Trade debts 44 €1,056 €27,014 +€25,958 +2458.9%
Suppliers 440/4 €1,056 €27,014 +€25,958 +2458.9%
Taxes, remuneration and social security 45 €15,785 €20,474 +€4,689 +29.7%
Taxes 450/3 €4,798 €14,791 +€9,993 +208.3%
Remuneration and social security 454/9 €10,987 €5,683 -€5,304 -48.3%
Other amounts payable 47/48 €105,905 €101,108 -€4,797 -4.5%
Remuneration, social security and pensions 62 €128,092 €112,787 -€15,305 -11.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €15,603 €9,313 -€6,291 -40.3%
Other operating charges 640/8 €582 €7,253 +€6,672 +1146.9%
Gross operating margin 9900 €98,721 €140,386 +€41,665 +42.2%
Operating profit (loss) 9901 -€45,557 €11,033 +€56,589
Financial income 75/76B €22 €0 -€22 -99.9%
Recurring financial income 75 €22 €0 -€22 -99.9%
Financial charges 65/66B €4,073 €3,166 -€907 -22.3%
Recurring financial charges 65 €4,073 €3,166 -€907 -22.3%
Profit (loss) for the period before taxes 9903 -€49,608 €7,867 +€57,474
Profit (loss) for the period 9904 -€49,608 €7,867 +€57,474
Profit (loss) for the period to be appropriated 9905 -€49,608 €7,867 +€57,474

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.