Result
€7,867 €7,867
Back in profit in 2025, after a loss of €49,608 in 2024.
TOPFIN
Lifetime
12 annual accounts with figures on one time axispeak €317,147 (2017)
€140,386▲ 42.2%
lowest -€49,608 (2024)
€7,867▲ €57,474
peak €136,389 (2023)
€94,649▲ 9.1%
€163,263▲ 5.2%
peak 4.5 FTE (2017)
-not published
Board2 names since 2016
1 director
Documentsfilings and deeds
25-12-202555 days late
2025micro format
Gross margin from €98,721 to €140,386Back to profit: €7,867
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 10,915 companies had the same profile as TOPFIN has now. Each dot stands for 28 companies, two years later.
95.0%
were still trading
4.1%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,915 companies, not a prediction for TOPFIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845278784
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: (statutory director) · Appointment: (director) · holds 1 share · General meeting of 05-12-2023 · Gazette deed
New manager
appointed, resigned · Permanent representative: · General meeting of 01-12-2016 · Gazette deed
First establishment
Pontstraat 150, Ronse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOPFIN Ronse | €257,911 | €140,386 | 36.7% | - |
| MELIUS MAGNA Nazareth-De Pinte | €257,020 | €153,455 | 19.1% | - |
| SERBRUYNS STEVEN Oudenaarde | €275,091 | €117,904 | 20.3% | - |
| VRM Sint-Gillis-Waas | €287,879 | €170,715 | 27.4% | - |
| BCMB Zele | €246,572 | €184,542 | 40.4% | 2.2 |
| Schrijnwerkerij Borremans Ternat | €253,790 | €138,809 | 36.3% | - |
| NOV & GREEN Thimister-Clermont | €274,822 | €133,690 | 71.7% | - |
These companies have the same main activity as TOPFIN: joinery installation (NACE 43320). They are comparable in size and age: total assets between €247,000 and €288,000, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 16-04-2012Normal situation
- Activity
- Joinery installationNACE 43320and 3 others
- Establishment unit
- 2.208.600.6219600 Ronse, since 18-04-2012
- Financial year end
- 31 March
- Peppol
- Reachable since 04-01-2026
Annual accounts to 31-03-2025
- €257,911▲ 6.6%
- Employeeson 31-03-2025
- 2=
- Filing
- Filed on 25-12-2025
Insights on TOPFIN
TOPFIN files the micro format. That format states no turnover. The gross margin fell from €172,443 in 2014 to €140,386 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOPFIN
- What is the company number of TOPFIN?
- The company number of TOPFIN is 0845.278.784. The VAT number is the same number with BE in front: BE 0845.278.784.
- Where is TOPFIN based?
- The registered office is at Pontstraat 150, 9600 Ronse.Company details
- What does TOPFIN do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of TOPFIN?
- TOPFIN is a private limited company (BV).
- When was TOPFIN founded?
- TOPFIN was founded on 16-04-2012.
- Is TOPFIN still active?
- Yes, TOPFIN is an active enterprise in the KBO register.
- How many employees does TOPFIN have?
- TOPFIN had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TOPFIN?
- The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €140,386 and 35 comparable companies (NACE 43320). It probably lies between €370,000 and €690,000.
- Is TOPFIN profitable?
- In financial year 2025, TOPFIN made a profit of €7,867.
- Where can I find the annual accounts of TOPFIN?
- TOPFIN filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.