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LUMAT

BE 1031.069.121 · Etterbeek

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
51 / 100
Fair
Annual accounts
On time
2025 accounts
Solvency
51.8%
better than 62% of the sector
Warnings
1
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

51/ 100
Fair
On the 2025 accounts
What pulls the score down
  • Profitability weakNet result: -23.5% of total assets.
What holds the score up
  • Solvency strongEquity is 51.8% of total assets.
  • Liquidity strongDebts due within a year: 48.2% of total assets; cash: 85%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2025 79 d early
before the deadline after the deadline
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 51.8%
Better than 62% of 2,059 sector peers · median 42.7% · fiscal year 2025
Equity €2,100
Better than 8% of 2,059 sector peers · median €433,200 · fiscal year 2025
Net result -€936
Better than 22% of 2,058 sector peers · median €38,200 · fiscal year 2025
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Young companyFounded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

What you can do

Concrete steps, each based on a fact from your own dossier.

Your dossier shows no urgent improvement point. Keep filing your accounts on time, so whoever looks you up sees recent figures.

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.