LUMAT

Active

Private limited companyfounded 2025active for less than a yearFrankenstraat 79, 1040 Etterbeek, Belgium58 active companies are registered at this addressKBO/BCE: BE 1031.069.121

Summary

LUMAT is less than twelve months old; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €2,064 and a net result of -€936. Its solvency ranks better than 62% of 2,396 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

LUMATActiveChecked score 51/100

Risk analysis Report Compare

Activity

Other construction installation

NACE 43240

1 site

Size

€3,987total assets 2025

Equity: €2,064
Loss: -€936

Financial health

51 Fair Checked score 2025

Too young for a bankruptcy probability

Structure

FERNANDEZ FRESNO CarlosDirector

Accounts 79 days early

Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Score 2025

51 / 100

Fair

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 77

equity 51.8% of total assets

Liquidity 76

short-term debt 48.2% · cash 85.0%

Profitability 0

return on assets -23.5%

Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

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Signals

Two signals.

raises riskneutral

Young company

Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

79 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

13-05-2026 Annual accounts filedfinancial year 2025 · full…
04-12-2025 IncorporationAppointment: FERNANDEZ FRESNO Carlos (director)…

Key points

Caution: Among the weakest 9% on equitysector median €462,169 · 2,396 companies €2,064 View
Founded 10 months agofounded 02-12-2025 10 months View
One director decidessole director in office 1 View