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DiVR

BE 0726.512.677 · Niel

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
51 / 100
Fair
Annual accounts
54 days late
2025 accounts
Solvency
5.8%
better than 12% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

51/ 100
Fair
On the 2025 accounts
What pulls the score down
  • Liquidity weakDebts due within a year: 64.3% of total assets; cash: 0%.
  • Solvency weakEquity is 5.8% of total assets.
  • Profitability averageNet result: 2.6% of total assets; operating cash result covers interest charges 3.2 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 31 d late
2022 28 d late
2023 30 d late
2024 104 d late
2025 54 d late
before the deadline after the deadline

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 5.8%
Better than 12% of 17,090 sector peers · median 59.9% · fiscal year 2025
Equity €85,500
Better than 56% of 17,096 sector peers · median €71,600 · fiscal year 2025
Net result €37,800
Better than 59% of 17,098 sector peers · median €28,400 · fiscal year 2025
Liquidity: your current assets cover 0.01 times your debts due within a year (2025), against 0.98 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
  • Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17090 sector peers (2025).

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for 2026 before 31 July 2027

    For 2025, your accounts arrived 54 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier
  2. Strengthen your solvency

    Your equity is 5.8% of total assets (2025); half your sector reaches at least 59.9%. You do better than 12% of 17,090 sector peers. Keeping profit in the company or paying down debt raises it.

    See it in your dossier
  3. Keep your short-term debts in hand

    Your current assets cover 0.01 times your debts due within a year (2025), against 0.98 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.