Turnover
≈ €150,000 estimated
The micro format states no turnover.
DiVR
Lifetime
6 annual accounts with figures on one time axispeak €121,711 (2024)
€102,060▼ 16.1%
lowest -€7,700 (2023)
€37,779▼ 16.8%
peak €85,455 (2025)
€85,455▲ 79.2%
€1.4m▲ 18×
Board1 name since 2019
1 directorDimitri Richard Agnes VERHELST
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Gross margin from €121,711 to €102,060Equity from €47,676 to €85,455Debts from €75,788 to €1.4mInvestments €1.4mCash from €48,316 to €0
Key points
from the 2025 annual accountsDebts
€1.4m 94% of the balance sheet
Financial debts 32%Suppliers 0%Taxes and wages 4%Other 64%
Of this, €943,513 falls due within a year.
Investments
€1.4m 130.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.01 was 0.98 in 2024
Short-term debts rose from €59,455 to €943,513.
Filings
6 annual accounts 6 late
The 2024 accounts came latest: 104 days after the end of the period.
Position in the sector
5.8%
Lower solvency than 88% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
51
Fair
Financially stronger than 32% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.7%▲ +0.2 percentage points vs 08-2025
10-2025: 1.3%▲ +0.6 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 0.3%▼ -1.0 percentage point vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026
10-2026: 2.7%▲ +1.9 percentage points vs 09-2026highest value
11-2026: 2.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.01, cash €0, halved
Last filed accounts filed 54 days late; 2 of the last 3 accounts late
No registered site in the KBO
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 13% of them on solvency, 6% on liquidity, 21% on profitability and 86% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as DiVR has now. Each dot stands for 5 companies, two years later.
95.9%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DiVR itself is higher: 2.7% within 12 months. It rests on far more data about DiVR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for DiVR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.01 (0.98 in 2024), below 1. Short-term debt is 64.3% and cash 0% of total assets. 94.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 12%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €85,455
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
54 days late
2024
104 days late
2023
30 days late
2022
28 days late
2021
31 days late
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 46 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0726512677
Incorporation
Founder: Dimitri Richard Agnes VERHELST (sole founder and shareholder) · Founding capital of €1,000 · Appointment: Dimitri Richard Agnes VERHELST (director) · published on 09-05-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DiVR Niel | €1.5m | €102,060 | 5.8% | - |
| Maanvos Roeselare | €1.7m | €112,579 | 19.7% | - |
| MARIJKE VAN ZUNDERT CONSULTING Schilde | €1.0m | €102,328 | 36.3% | - |
| Tech Tribes sourcing Antwerp | €1.4m | €112,519 | 30.3% | - |
| MAIKY Heist-op-den-Berg | €1.7m | €159,289 | 1.3% | 3 |
| UMAN.AI Ghent | €2.0m | €84,778 | 52.5% | - |
| UMBI Brussels | €2.0m | €86,790 | 8.2% | - |
These companies have the same main activity as DiVR: computer programming (NACE 62100). They are comparable in size and age: total assets between €1m and €2m, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 07-05-2019Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on DiVR
DiVR files the micro format. That format states no turnover. The gross margin rose from €38,027 in 2020 to €102,060 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DiVR
- What is the company number of DiVR?
- The company number of DiVR is 0726.512.677. The VAT number is the same number with BE in front: BE 0726.512.677.
- Where is DiVR based?
- The registered office is at Steenbakkerijen 74, 2845 Niel.Company details
- What does DiVR do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of DiVR?
- DiVR is a private limited company (BV).
- When was DiVR founded?
- DiVR was founded on 07-05-2019.
- Is DiVR still active?
- Yes, DiVR is an active enterprise in the KBO register.
- What is the turnover of DiVR?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €102,060 and 32 comparable companies (NACE 62100). It probably lies between €130,000 and €210,000.Financials
- Is DiVR profitable?
- In financial year 2025, DiVR made a profit of €37,779.
- Where can I find the annual accounts of DiVR?
- DiVR filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DiVR due?
- DiVR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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