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This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
19 / 100
Critical
Annual accounts
47 days late
2025 accounts
Solvency
-121.4%
better than 5% of the sector
Warnings
5
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

19/ 100
Critical
On the 2025 accounts
What pulls the score down
  • Solvency weakEquity is -121.4% of total assets.
  • Profitability weakNet result: -26.2% of total assets; operating cash result covers interest charges -1.7 times.
  • Liquidity weakDebts due within a year: 221.4% of total assets; cash: 3.5%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 43 d late
2022 29 d late
2023 26 d late
2024 91 d late
2025 47 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency -121.4%
Better than 5% of 7,524 sector peers · median 43.6% · fiscal year 2025
Equity -€60,600
Better than 5% of 7,530 sector peers · median €47,300 · fiscal year 2025
Net result -€13,100
Better than 12% of 7,518 sector peers · median €8,300 · fiscal year 2025
Liquidity: your current assets cover 0.34 times your debts due within a year (2025), against 0.38 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
  • Negative equityThe 2025 annual accounts show negative equity and a net loss.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for 2026 before 31 July 2027

    For 2025, your accounts arrived 47 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier
  2. Strengthen your equity

    Your equity was -€60,600 on 31 December 2025: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.

    See it in your dossier
  3. Keep your short-term debts in hand

    Your current assets cover 0.34 times your debts due within a year (2025), against 0.38 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.