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CA CONSTRUCT

Active
Private limited companyfounded 2016active for 9 yearsRue A. Defrise (Jem. II) 59, 7012 Mons, BelgiumKBO/BCE: BE 0665.855.213
Summary

The computed 12-month bankruptcy probability of CA CONSTRUCT is 5.8% (elevated). The 2025 annual accounts show negative equity (-€60,619) and a net result of -€13,093. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 09-11-2016 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment units
2.390.382.381 7012 Mons, since 30-09-2017
2.312.475.644 7300 Boussu, since 22-01-2021
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board
  • Campagna GiuseppaDirector · since 09-11-2016
  • Piantadosi CarmeloDirector · since 09-11-2016
  • CAMPAGNA LINADirector · since 01-07-2019

Financial position

33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.8%
Annual accounts 2025
Gross margin
-€1,906
Loss
€13,093
▲ 35.4%
Equity
-€60,619
▼ 22.5%
Total assets
€49,942
▼ 14.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 47 days after the deadline
Score breakdownraises riskLast filed accounts filed 47 days late; 2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Loss of €13,093, the second in a row (financial year 2025)lowers riskSize: total assets €49,942Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 8% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -121.4% of total assets
Liquidity 4-3
short-term debt 221.4% · cash 3.5%
Profitability 0-11
return on assets -26.2%
Bankruptcy probability within 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 6.6% 01-2025: 6.0%▼ -0.6 percentage points vs 12-2024 02-2025: 6.0%● unchanged vs 01-2025 03-2025: 5.9%▼ -0.1 percentage points vs 02-2025 04-2025: 5.6%▼ -0.3 percentage points vs 03-2025 05-2025: 5.5%▼ -0.1 percentage points vs 04-2025 06-2025: 5.4%▼ -0.1 percentage points vs 05-2025 07-2025: 5.5%▲ +0.1 percentage points vs 06-2025 08-2025: 6.6%▲ +1.1 percentage points vs 07-2025 09-2025: 7.1%▲ +0.5 percentage points vs 08-2025 10-2025: 8.6%▲ +1.5 percentage points vs 09-2025 11-2025: 8.8%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 5.5%▼ -3.3 percentage points vs 11-2025 01-2026: 5.5%● unchanged vs 12-2025 02-2026: 5.5%● unchanged vs 01-2026 03-2026: 5.4%▼ -0.1 percentage points vs 02-2026 04-2026: 5.4%● unchanged vs 03-2026 05-2026: 5.3%▼ -0.1 percentage points vs 04-2026 06-2026: 5.1%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 5.3%▲ +0.2 percentage points vs 06-2026 08-2026: 5.7%▲ +0.4 percentage points vs 07-2026 09-2026: 6.1%▲ +0.4 percentage points vs 08-2026 10-2026: 5.8%▼ -0.3 percentage points vs 09-2026 11-2026: 5.8%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.34 (0.38 in 2024), below 1. Short-term debt is 221.4% and cash 3.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 6% on liquidity, 5% on profitability and 18% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 47 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €49,942
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €13,093, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€60,619
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
47 days late
2024
91 days late
2023
26 days late
2022
29 days late
2021
43 days late
2020
5 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€60,619 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€13,093 View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 42.9% · 9,396 companies -121.4% View

Recent changes

  1. · Gazette deed Company renamed from SPRL CA CONSTRUCT- STARTER to CA CONSTRUCT
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €45,000 and €57,800, founded between 2015 and 2017.

CompanyTotal assetsGross margin
CA CONSTRUCT Mons€49,942-€1,906
MV CONCEPT-RENOV Lessines€57,764-€3,145
Saulo Service Gembloux€52,677-€6,365
MF SOLUTIONS Hannut€52,040-€7,110
Pas Engineering Gent€51,080-€2,933
VASSART & CO Chauffage et Climatisation Industrielle Vorst€45,003-€1,214
VULK Theux€45,349-€12,722
Full comparison

Key facts about CA CONSTRUCT

What is the company number of CA CONSTRUCT?
The company number of CA CONSTRUCT is 0665.855.213. The VAT number is the same number with BE in front: BE 0665.855.213.
Where is CA CONSTRUCT based?
The registered office is at Rue A. Defrise (Jem. II) 59, 7012 Mons.Company details
What does CA CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of CA CONSTRUCT?
The legal form of CA CONSTRUCT is Private limited company (BV).
When was CA CONSTRUCT founded?
CA CONSTRUCT was founded on 09-11-2016.
Is CA CONSTRUCT still active?
Yes, CA CONSTRUCT is an active enterprise in the KBO register.
How many employees does CA CONSTRUCT have?
CA CONSTRUCT had an average of 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of CA CONSTRUCT?
The annual accounts for financial year 2025 state no turnover.
Is CA CONSTRUCT profitable?
In financial year 2025, CA CONSTRUCT made a loss of €13,093.
Where can I find the annual accounts of CA CONSTRUCT?
CA CONSTRUCT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CA CONSTRUCT due?
CA CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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