Skip to content

Insurance, reinsurance and pension funding, except compulsory social security

NACE 65200 · division 65 Insurance and pension funding
Current registrations 32division 65: 440
Starters, 12 months 6division 65 · 1.4 per 100 · Belgium 7.5
Employment (FTE) 920division 65 · financial year 2025
Median age 15.1 yearsdivision 65 · Belgium 10.7 years

No bankruptcy in the past five years.

Filed accounts of the division

NACE division 65 · financial year 2025 · 177 filed annual accounts
Median solvency
47.6%
Belgium 46.2%
Median net result
€46,654
Belgium €16,557
Median equity
€187,599
Belgium €98,554
Loss-making
15.8%
Belgium 26.7%
Negative equity
4.5%
Belgium 12.4%
Median return on equity
21.7%
Belgium 15.9%
Median liquidity
1.88
Belgium 1.66

Staff cost per FTE in NACE division 65

47 employers
Median
€73,500
Belgium €61,400
Middle half
€61,100 to €90,000
half of the employers lie between
Place among sectors
20 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €68,300 €60,100 to €85,200 36

Spread across the country

by region and province · 31 of 32 enterprises with a registered office on file
  • Flanders 12 · 38.7%
  • Wallonia 9 · 29.0%
  • Brussels 8 · 25.8%
  • Unknown 2 · 6.5%
fewer moremax 8

Largest employers

NACE division 65 · staff from the latest accounts
  1. 1 NN INSURANCE SERVICES BELGIUMSint-Gillis (bij-Brussel) 135 FTEfinancial year 2025
  2. 2 QOVERBrussels 116 FTEfinancial year 2025
  3. 3 OPTIMCOAntwerp 59.7 FTEfinancial year 2025
  4. 4 HOMERASBrussels 55.0 FTEfinancial year 2025
  5. 5 YAGOEtterbeek 54.8 FTEfinancial year 2025

Foreign control in NACE division 65

415 registered companies

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €1.7m awarded 47 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
  • Federal transfers 29,057 amount as published 1 recipient · 2023 to 2024 · largest: Bijdragen van België aan internationale organismen (cf. art.2.14.6 van de wetsbepalingen)
  • EU budget €165.5m attributed share 11 recipients · 2021 to 2025 · largest: Rents and purchases
  • EU research €3.0m eu contribution 2 recipients · 2015 to 2026 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Insurance, reinsurance and pension funding, except compulsory social security

The number of starters per 100 companies in NACE division 65 is lower than that of 92% of the 87 NACE divisions with this figure.

This sector's historical share is lower than that of 91% of the 88 NACE divisions with this figure.

The comparison with Belgium as a whole and with the other divisions is as of 02-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. The count follows the NACE 2025 classification, the version in which code 65200 exists.

The historical share is the share of current registrations for which a bankruptcy opening was published in the past five years. A company with more than one main activity counts in each of those sectors. The historical share is not a future bankruptcy probability.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "higher than 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Their number is given with the figure.

The filed-accounts figures cover the whole NACE division 65, not only NACE 65200. There are too few filed annual accounts per five-digit code to compute them separately. Each median is the value of the middle company, computed over the division's annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait.