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GIBED

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 200718 yrs activeKleinhoefstraat 5, 2440 Geel, BelgiumKBO/BCE: BE 0893.101.962

GIBED has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.44M and a net result of €17k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-3
Solvency99=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 5.35 against 5.29 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.4%
Return on assets
0.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
16 d early
2023
1 d early
2022
7 d early
2021
17 d early
2020
15 d early
2019
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.44M▲ 1.2%
2024 · €1.43M
2018: €796k 2019: €971k 2020: €998k 2021: €1.13M 2022: €1.27M 2023: €1.40M 2024: €1.43M
2018 → 2025
Total assets
€2.28M▼ 1.2%
2024 · €2.30M
2018: €1.15M 2019: €1.31M 2020: €1.91M 2021: €2.24M 2022: €2.25M 2023: €2.39M 2024: €2.30M
2018 → 2025
Net result
€17k▼ 31.2%
2024 · €25k
2018: €55k 2019: €175k 2020: €252k 2021: €135k 2022: €132k 2023: €135k 2024: €25k
2018 → 2025
Working capital
€1.80M▲ 0.6%
2024 · €1.79M
2018: €800k 2019: €956k 2020: €984k 2021: €1.66M 2022: €1.72M 2023: €1.89M 2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.13M-€1.27M▲ 11.6%€1.40M▲ 10.7%€1.43M▲ 1.8%€1.44M▲ 1.2%
Operating result€177k-€218k▲ 22.6%€112k▼ 48.3%€17k▼ 85.1%€20k▲ 21.6%
Net result€135k-€132k▼ 2.1%€135k▲ 2.6%€25k▼ 81.3%€17k▼ 31.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €177k€177kNet result 2021: €135k€135kOperating result 2022: €218k€218kNet result 2022: €132k€132kOperating result 2023: €112k€112kNet result 2023: €135k€135kOperating result 2024: €17k€17kNet result 2024: €25k€25kOperating result 2025: €20k€20kNet result 2025: €17k€17k20212022202320242025
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.28M
Fixed assets €63k▼ 35.2%
Current assets €2.21M▲ 0.3%
Equity and liabilities €2.28M
Equity €1.44M▲ 1.2%
Debt €833k▼ 5.0%
The debt ratio falls from 38.1% to 36.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55k
2024 · €51k
Cash flow
€52k
2024 · €60k
Solvency
63.4%
2024 · 61.9%
Current ratio
5.35
2024 · 5.29
Quick ratio
5.35
2024 · 5.29
Debt / equity
0.58
2024 · 0.62
ROE
1.2%
2024 · 1.8%
ROA
0.8%
2024 · 1.1%
Interest coverage
14.13
2024 · 4.50
Debt
€833k
2024 · €877k
Debt ≤ 1 year
€413k
2024 · €417k
Income taxes
€14k
2024 · €16k
Staff costs
€350k
2024 · €333k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.30M€2.28M
Fixed assets21/28€97k€63k
Tangible fixed assets22/27€91k€57k
Plant, machinery and equipment23€2k€892
Furniture and vehicles24€89k€56k
Financial fixed assets28€6k€6k=
Current assets29/58€2.21M€2.21M
Amounts receivable within one year40/41€965k€610k
Trade receivables40€903k€546k
Other amounts receivable41€63k€64k
Cash at bank and in hand54/58€858k€1.05M
Deferred charges and accrued income490/1€382k€557k
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.28M
Equity10/15€1.43M€1.44M
Contributions10/11€59k€59k=
Reserves13€1.37M€1.38M
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€1.36M€1.38M
Amounts payable17/49€877k€833k
Amounts payable within one year42/48€417k€413k
Trade debts44€42k€84k
Suppliers440/4€42k€84k
Advances received on contracts in progress46€65k€50k
Taxes, remuneration and social security45€142k€111k
Taxes450/3€102k€66k
Remuneration and social security454/9€40k€45k
Other amounts payable47/48€168k€168k=
Accrued charges and deferred income492/3€460k€420k
Income statement Code20242025
Remuneration, social security and pensions62€333k€350k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€442k€392k
Gross operating margin9900€829k€797k
Operating profit (loss)9901€17k€20k
Financial income75/76B€36k€15k
Recurring financial income75€36k€15k
Financial charges65/66B€11k€4k
Recurring financial charges65€11k€4k
Profit (loss) for the period before taxes9903€42k€32k
Income taxes67/77€16k€14k
Profit (loss) for the period9904€25k€17k
Profit (loss) for the period to be appropriated9905€25k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€25k€17k
Transfer to equity691/2€25k€17k
To other reserves6921€25k€17k
Social balance
Average headcount (FTE)90873.13.3

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director resignation9 facts ▸
  • General meeting, 2026-05-21
  • Director reappointment, ELECTROPLUS CUYPERS (bestuurder)
  • Director reappointment, Etablissements Octave Tasiaux (bestuurder)
  • Director reappointment, S.A.R.E.M. (bestuurder)
  • Director reappointment, NIEDERAU EUPEN (bestuurder)
  • Director reappointment, ALFA GENT (bestuurder)
  • Director reappointment, Govaerts elektro 2000 (bestuurder)
  • Director resignation, ALECO (bestuurder)
  • Director resignation, Geert Tournoy (vaste vertegenwoordiger)
03-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €17k ▼31.2%
Net result drops to €17k, the lowest in the series.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Liquidity doublescurrent ratio 4.30
Current ratio from 2.08 to 4.30; short-term debt falls from €910k to €503k.
31-12
Financial Equity above €1MEq €1.13M ▲13.5%
4 profitable years in a row build equity to €1.13M.
16-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €252k ▲44%
Operating result €335k, net result €252k, both a record.
29-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2026
This board is reconstructed from a single act (26354345). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
ALFA GENT
Director · Private limited company
Current
ELECTROPLUS CUYPERS
Director · Public limited company
Current
Etablissements Octave Tasiaux
Director · Public limited company
Current
Govaerts elektro 2000
Director · Public limited company
Current
NIEDERAU EUPEN
Director · Public limited company
Current
S.A.R.E.M.
Director · Public limited company
Current
01-05-2026 ALECO: Resigned as Director
01-05-2026 Geert Tournoy: Resigned as Vaste vertegenwoordiger
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kleinhoefstraat 52440 Geel
Ground area
1.1 ha
Building footprint
3,240 m²
Volume, LiDAR
14,359 m³
Parcel 13376G0389/00P000, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kleinhoefstraat 5, 2440 Geel
NACE 74142
since 20072.167.524.881
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13376G0389/00P000 Flanders 1.1 ha 1 · 3,240 m² 5.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

6 parties
Control over this companysits on this company's board6
1 subsidiary · 3 locations
1 subsidiary · 3 locations
1 subsidiary · 2 locations
1 subsidiary · 2 locations
1 subsidiary · 1 location
1 subsidiary · 1 location
controls
GIBEDBE 0893.101.962

Similar companies · same sector, comparable size

Of 266 companies in sector 46474 we hold annual accounts for 180. 99 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded22-10-2007
Fiscal year end31-12
Activities, NACEBEL
46474Wholesale trade
70200Business and other management consultancy
70220Business consulting
46140Agents in the wholesale of industrial machinery, ships and aircraft
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.