Summary
SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €113.69M and a net result of €2.39M. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 2777 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
37 d early
2022
16 d late
2021
40 d early
2020
46 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Equity
€113.69M▲ 19.5%
2023 · €95.11M
2018: €49.59M
2019: €56.85M
2020: €76.61M
2021: €75.89M
2023: €95.11M
2018 → 2024
Net result
€2.39M
2023 · €-5.67M
2018: €-562k
2019: €-241k
2020: €-2.24M
2021: €-1.28M
2023: €-5.67M
2018 → 2024
Total assets
€121.34M▲ 23.6%
2023 · €98.16M
2018: €61.30M
2019: €68.14M
2020: €89.75M
2021: €89.79M
2023: €98.16M
2018 → 2024
Solvency
93.7%▼ 3.2pp
2023 · 96.9%
2018: 80.9%
2019: 83.4%
2020: 85.4%
2021: 84.5%
2023: 96.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Turnover€506k-€561k▲ 11.0%€585k▲ 4.2%€633k▲ 8.3%€660k▲ 4.2%
Equity€56.85M-€76.61M▲ 34.8%€75.89M▼ 0.9%€95.11M▲ 25.3%€113.69M▲ 19.5%
Operating result€207k-€-1.91M€-1.07M▲ 43.9%€-362k▲ 66.2%€-40k▲ 89.0%
Net result€-241k-€-2.24M▼ 830%€-1.28M▲ 42.9%€-5.67M▼ 342%€2.39M
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2024 against €362k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121.34M
Fixed assets
€51.09M ▲ 86.6%
Current assets
€70.25M ▼ 0.7%
Equity and liabilities €121.34M
Equity
€113.69M ▲ 19.5%
Provisions
€672k ▼ 10.8%
Debt
€6.98M ▲ 205%
Debt's share of the balance-sheet total rises from 2.3% to 5.8%. Equity and debt are higher.
Key figures and ratios
ROE
2.1%▲
2023 · -6.0%
ROA
2.0%▲
2023 · -5.8%
Debt ≤ 1 year
€603k▲
2023 · €298k
Income taxes
€3k▲
2023 · €298
Staff costs
€59k▼
2023 · €164k
A ratio outside any meaningful range has been withheld (balance sheet total €121.34M, equity €113.69M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 73 lines
Balance sheet
Code20232024
Assets
Total assets20/58€98.16M€121.34M▲
Formation expenses20-€0
Fixed assets21/28€27.38M€51.09M▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€416-
Furniture and vehicles24€416-
Financial fixed assets28€27.38M€51.09M▲
Other financial fixed assets284/8€27.38M€51.09M▲
Amounts receivable and cash guarantees285/8€27.38M€51.09M▲
Current assets29/58€70.77M€70.25M▼
Amounts receivable after more than one year29€1.60M€1.60M=
Other amounts receivable291€1.60M€1.60M=
Amounts receivable within one year40/41€115k€4.46M▲
Trade receivables40€12k-
Other amounts receivable41€103k€4.46M▲
Current investments50/53€42.19M€33.90M▼
Other investments51/53€42.19M€33.90M▼
Cash at bank and in hand54/58€24.38M€27.26M▲
Deferred charges and accrued income490/1€2.49M€3.02M▲
Equity and liabilities
Total equity and liabilities10/49€98.16M€121.34M▲
Equity10/15€95.11M€113.69M▲
Contributions10/11€115.89M€132.08M▲
Capital10€115.89M€132.08M▲
Issued capital100€139.28M€139.28M=
Uncalled capital101€23.40M€7.20M▼
Reserves13€104k€104k=
Non-distributable reserves130/1€104k€104k=
Legal reserve130€104k€104k=
Profit (loss) carried forward14€-20.88M€-18.49M▲
Provisions and deferred taxes16€753k€672k▼
Provisions for liabilities and charges160/5€753k€672k▼
Other liabilities and charges164/5€753k€672k▼
Amounts payable17/49€2.29M€6.98M▲
Amounts payable within one year42/48€298k€603k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€31k€6k▼
Suppliers440/4€31k€6k▼
Taxes, remuneration and social security45€27k-
Taxes450/3€6k-
Remuneration and social security454/9€21k-
Other amounts payable47/48€236k€597k▲
Accrued charges and deferred income492/3€1.99M€6.37M▲
Income statement
Code20232024
Operating income70/76A€1.57M€2.39M▲
Turnover70€633k€660k▲
Other operating income74€937k€1.73M▲
Operating charges60/66A€1.93M€2.43M▲
Services and other goods61€697k€1.44M▲
Remuneration, social security and pensions62€164k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€342€74▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€113k€-81k▼
Other operating charges640/8€959k€1.00M▲
Non-recurring operating charges66A€2€891▲
Operating profit (loss)9901€-362k€-40k▲
Financial income75/76B€1.03M€3.97M▲
Recurring financial income75€804k€2.43M▲
Income from financial fixed assets750€539k€971k▲
Income from current assets751€264k€1.46M▲
Non-recurring financial income76B€223k€1.54M▲
Financial charges65/66B€6.33M€1.54M▼
Recurring financial charges65€13k€33k▲
Debt charges650€694€555▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€5k€6k▲
Other financial charges652/9€8k€26k▲
Non-recurring financial charges66B€6.32M€1.50M▼
Profit (loss) for the period before taxes9903€-5.67M€2.39M▲
Income taxes67/77€298€3k▲
Taxes670/3€298€3k▲
Tax adjustments and reversals of tax provisions77-€36
Profit (loss) for the period9904€-5.67M€2.39M▲
Profit (loss) for the period to be appropriated9905€-5.67M€2.39M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20.88M€-18.49M▲
Profit (loss) brought forward from the previous period14P€-15.21M€-20.88M▼
Social balance
Average headcount (FTE)90870.90.3▼
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-10
State Gazette act
Appointment: RSM AUDIT (commissaire aux comptes)2 facts ▸
State Gazette act
Appointment: RSM AUDIT (commissaire aux comptes)
2 facts ▸
- General meeting, 04-06-2025
- Auditor appointment, RSM AUDIT (commissaire aux comptes)
22-07
State Gazette act
Resignation: Jean-Paul BASTIN (director)1 fact ▸
State Gazette act
Resignation: Jean-Paul BASTIN (director)
1 fact ▸
- Director resignation, Jean-Paul BASTIN (director)
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
14-03
State Gazette act
Permanent representative: Christophe HABETS1 fact ▸
State Gazette act
Permanent representative: Christophe HABETS
1 fact ▸
- Permanent representative, Christophe HABETS
2024
31-12
Financial
Back to profitnet €2.39M
Net result €2.39M after 5 loss-making years.
31-12
Financial
Equity above €100MEq €113.69M ▲19.5%
Equity rises from €95.11M to €113.69M.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
25-04
State Gazette act
Appointments: Clarisse RAMAKERS (chair) and SCRL BAKKER TILLY BELGIUM DORTHU (commissaire réviseur)Permanent representative: Anne DORTHU5 facts ▸
State Gazette act
Appointments: Clarisse RAMAKERS (chair) and SCRL BAKKER TILLY BELGIUM DORTHU (commissaire réviseur)
Permanent representative: Anne DORTHU5 facts ▸
- Board meeting, 14-12-2023
- Director appointment, Clarisse RAMAKERS (chair)
- General meeting, 01-06-2022
- Auditor appointment, SCRL BAKKER TILLY BELGIUM DORTHU (commissaire réviseur)
- Permanent representative, Anne DORTHU
12-03
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Bank account · Capital7 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Bank account · Capital7 facts ▸
- General meeting, 19-12-2023
- Capital increase, €35.718.336,96
- Bank account, BE22 3632 3815 5147
- Capital, €139.283.047,45
- Statutes amendment
- Power of attorney, Deux administrateurs
- Preemptive right renunciation, Renonciation au droit de préférence pour l'augmentation de capital en numéraire
2023
31-12
Financial
Weakest financial yearnet €-5.67M
Net result drops to €-5.67M, the lowest in the series; recovery starts the following year.
27-10
State Gazette act
Reappointments: Clarisse RAMAKERS, Jean-Paul BASTIN and 4 others7 facts ▸
State Gazette act
Reappointments: Clarisse RAMAKERS, Jean-Paul BASTIN and 4 others
7 facts ▸
- General meeting, 19-10-2023
- Director reappointment, Clarisse RAMAKERS (director)
- Director reappointment, Jean-Paul BASTIN (director)
- Director reappointment, Valérie SARETTO (director)
- Director reappointment, Anne VEREECKE (director)
- Director reappointment, Kari ADAMS (director)
- Director reappointment, Sébastien DURIEUX (director)
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
Show earlier events
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-11
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointmentsCapital increase · Share issue · Bank account9 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointments
Capital increase · Share issue · Bank account9 facts ▸
- General meeting, 29-05-2020
- Capital increase, €29.007.082
- Share issue, actions nouvelles sans désignation de valeur nominale, 2582
- Bank account, 28-05-2020
- Capital, €103.564.710,49
- Statutes amendment
- Preemptive rights waiver, irrevocable and full renunciation of pre-emptive rights in favor of Région Wallonne as subscriber to the capital increase
- Company website, www.socamut.be
- Email address, info@socamut.be
01-10
State Gazette act
Resignation: Roger MENE (director)Appointment: Clarisse RAMAKERS (director) · Officer ratification6 facts ▸
State Gazette act
Resignation: Roger MENE (director)
Appointment: Clarisse RAMAKERS (director) · Officer ratification6 facts ▸
- Board meeting, 05-03-2020
- Director resignation, Roger MENE (director)
- Director appointment, Clarisse RAMAKERS (director)
- Director appointment, Clarisse RAMAKERS (chair of the board)
- General meeting, 03-06-2020
- Officer ratification, Présidente du Conseil d'Administration
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €50MEq €56.85M ▲14.6%
Equity rises from €49.59M to €56.85M.
15-07
State Gazette act
Appointments: Jean-Pierre DI BARTOLOMEO, SCRL BAKKER TILLY BELGIUM DORTHU and SPRL DP ASSOCIATESPower of attorney6 facts ▸
State Gazette act
Appointments: Jean-Pierre DI BARTOLOMEO, SCRL BAKKER TILLY BELGIUM DORTHU and SPRL DP ASSOCIATES
Power of attorney6 facts ▸
- Board meeting, 01-04-2019
- Director appointment, Jean-Pierre DI BARTOLOMEO (directeur général)
- Power of attorney, Jean-Pierre DI BARTOLOMEO
- General meeting, 20-06-2019
- Auditor appointment, SCRL BAKKER TILLY BELGIUM DORTHU (collège des commissaires)
- Auditor appointment, SPRL DP ASSOCIATES (collège des commissaires)
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
24-04
State Gazette act
Resignations: LIEBIN Bernard (director) and DI BARTOLOMEO Jean-Pierre (director)Appointments: ADAMS Karl (director) and GLAUTIER Laurence (director) · Statutes amendment6 facts ▸
State Gazette act
Resignations: LIEBIN Bernard (director) and DI BARTOLOMEO Jean-Pierre (director)
Appointments: ADAMS Karl (director) and GLAUTIER Laurence (director) · Statutes amendment6 facts ▸
- General meeting, 01-04-2019
- Statutes amendment
- Director resignation, LIEBIN Bernard (director)
- Director resignation, DI BARTOLOMEO Jean-Pierre (director)
- Director appointment, ADAMS Karl (director)
- Director appointment, GLAUTIER Laurence (director)
15-03
State Gazette act
Resignation: Bernard LIEBIN (director)1 fact ▸
State Gazette act
Resignation: Bernard LIEBIN (director)
1 fact ▸
- Director resignation, Bernard LIEBIN (director)
2018
30-11
State Gazette act
Resignation: Bernard Jehin (director)2 facts ▸
State Gazette act
Resignation: Bernard Jehin (director)
2 facts ▸
- General meeting, 24-05-2018
- Director resignation, Bernard Jehin (director)
06-07
State Gazette act
Resignation: BELLE (director)Appointments: Roger MENE, Jean-Pierre DI BARTOLOMEO and 5 others · Director discharge · Statutes amendment11 facts ▸
State Gazette act
Resignation: BELLE (director)
Appointments: Roger MENE, Jean-Pierre DI BARTOLOMEO and 5 others · Director discharge · Statutes amendment11 facts ▸
- General meeting, 06-06-2018
- Director resignation, BELLE (director)
- Director discharge, BELLE
- Director appointment, Roger MENE (director)
- Director appointment, Jean-Pierre DI BARTOLOMEO (director)
- Director appointment, Bernard LIEBIN (director)
- Director appointment, Anne VEREECKE (director)
- Director appointment, Jean-Paul BASTIN (director)
- Director appointment, Maxime POURTOIS (director)
- Director appointment, Sébastien DURIEUX (director)
- Statutes amendment
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
12-05
State Gazette act
Reappointments: Roger MENE, Jean-Sébastien BELLE and 5 othersPermanent representative: Sébastien DURIEUX · Appointments: Roger MENE, Jean-Sébastien BELLE and Jean-Pierre DI BARTOLOMEO13 facts ▸
State Gazette act
Reappointments: Roger MENE, Jean-Sébastien BELLE and 5 others
Permanent representative: Sébastien DURIEUX · Appointments: Roger MENE, Jean-Sébastien BELLE and Jean-Pierre DI BARTOLOMEO13 facts ▸
- General meeting, 20-11-2014
- Board meeting, 20-11-2014
- Director reappointment, Roger MENE (director)
- Director reappointment, Jean-Sébastien BELLE (director)
- Director reappointment, Anne VEREECKE (director)
- Director reappointment, Jean-Pierre DI BARTOLOMEO (director)
- Director reappointment, Bernard LIEBIN (director)
- Director reappointment, Bernard JEHIN (director)
- Director reappointment, S.R.I.W. SA (director)
- Permanent representative, Sébastien DURIEUX
- Director appointment, Roger MENE (chair)
- Director appointment, Jean-Sébastien BELLE (vice-chair)
- +1 further facts in this act
18-04
State Gazette act
Reappointments: RSM Interaudit (statutory auditor) and DP Associates (statutory auditor)3 facts ▸
State Gazette act
Reappointments: RSM Interaudit (statutory auditor) and DP Associates (statutory auditor)
3 facts ▸
- General meeting, 26-05-2016
- Auditor reappointment, RSM Interaudit
- Auditor reappointment, DP Associates
20-02
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Share issue · Statutes amendment7 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Share issue · Statutes amendment7 facts ▸
- General meeting, 27-01-2017
- Capital increase, €30.000.000
- Share issue, actions nouvelles, sans désignation de valeur nominale, 2634
- Statutes amendment
- Preemptive rights waiver, irrevocable renunciation of pre-emptive rights and the deadline for exercising them
- Capital subscription, €30.000.000
- Total shares, 3093
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
18-01
State Gazette act
Capital & sharesCapital increase · Share issue · Bank account6 facts ▸
State Gazette act
Capital & shares
Capital increase · Share issue · Bank account6 facts ▸
- General meeting, 22-12-2015
- Capital increase, €1.500.000
- Share issue, 128, 11.718,75 €
- Bank account, 21-12-2015
- Capital, €44.557.628,49
- Statutes amendment
2014
31-03
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Share issue · Bank account7 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Share issue · Bank account7 facts ▸
- General meeting, 11-03-2014
- Capital increase, €3.000.000
- Share issue, 233, 3.000.000,00 €
- Bank account, ING, BE21 3631 3143 1303
- Statutes amendment
- Capital, €43.057.628,49
- Accounting value per share, 12.869,04 €
2013
05-07
State Gazette act
Reappointments: HERMANS Dominique (statutory auditor) and FONDU, PYL, STASSIN & CIE S.C. (statutory auditor)Permanent representative: Philippe VANDESTEENE4 facts ▸
State Gazette act
Reappointments: HERMANS Dominique (statutory auditor) and FONDU, PYL, STASSIN & CIE S.C. (statutory auditor)
Permanent representative: Philippe VANDESTEENE4 facts ▸
- General meeting, 23-05-2013
- Auditor reappointment, HERMANS Dominique (statutory auditor)
- Auditor reappointment, FONDU, PYL, STASSIN & CIE S.C. (statutory auditor)
- Permanent representative, Philippe VANDESTEENE
2012
28-12
State Gazette act
Capital & shares · Statutes amendmentCapital increase · Share issue · Bank account6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital increase · Share issue · Bank account6 facts ▸
- General meeting, 14-12-2012
- Capital increase, €10.000.000
- Share issue, 735, 13.605,44 €
- Bank account, ING, 363-1133453-48
- Capital, €40.057.628,49
- Preemptive rights renunciation, irrevocable and total, augmentation de capital
13-06
State Gazette act
Capital & shares · Statutes amendmentCapital decrease · Share cancellation · Capital6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
Capital decrease · Share cancellation · Capital6 facts ▸
- General meeting, 30-05-2012
- Capital decrease, €252.015,25
- Share cancellation, 17
- Capital, €30.057.628,49
- Statutes amendment
- Power of attorney, Conseil d'administration
2011
25-02
State Gazette act
Reappointments: JACQUET Dominique (statutory auditor) and FONDU, PYL, TASSIN & Cie S.C. (statutory auditor)Permanent representative: Philippe VANDENSTEENE4 facts ▸
State Gazette act
Reappointments: JACQUET Dominique (statutory auditor) and FONDU, PYL, TASSIN & Cie S.C. (statutory auditor)
Permanent representative: Philippe VANDENSTEENE4 facts ▸
- General meeting, 03-06-2010
- Auditor reappointment, JACQUET Dominique (statutory auditor)
- Auditor reappointment, FONDU, PYL, TASSIN & Cie S.C. (statutory auditor)
- Permanent representative, Philippe VANDENSTEENE
2010
06-01
State Gazette act
Reappointments: Fondu, Pyl, Stassin & Cie SC, Dominique HERMANS and 7 othersPermanent representative: Sébastien DURIEUX · Appointments: Roger MENE, Jean-Sébastien BELLE and Jean-Pierre DI BARTOLOMEO16 facts ▸
State Gazette act
Reappointments: Fondu, Pyl, Stassin & Cie SC, Dominique HERMANS and 7 others
Permanent representative: Sébastien DURIEUX · Appointments: Roger MENE, Jean-Sébastien BELLE and Jean-Pierre DI BARTOLOMEO16 facts ▸
- General meeting, 24-05-2007
- Auditor reappointment, Fondu, Pyl, Stassin & Cie SC
- Auditor reappointment, Dominique HERMANS
- General meeting, 19-11-2009
- Director reappointment, Roger MENE (director)
- Director reappointment, Jean-Sébastien BELLE (director)
- Director reappointment, Anne VEREECKE (director)
- Director reappointment, Jean-Pierre DI BARTOLOMEO (director)
- Director reappointment, Bernard LIEBIN (director)
- Director reappointment, Bernard JEHIN (director)
- Director reappointment, S.R.I.W. SA (director)
- Permanent representative, Sébastien DURIEUX
- +4 further facts in this act
2009
22-06
State Gazette act
Capital & shares · PurposeCapital increase · Waiver of preemptive rights · Purpose change5 facts ▸
State Gazette act
Capital & shares · Purpose
Capital increase · Waiver of preemptive rights · Purpose change5 facts ▸
- General meeting, 28-05-2009
- Capital increase, €15.872.838
- Waiver of preemptive rights, Renonciation au droit de souscription préférentielle
- Purpose change, La SOCAMUT a pour objet de faciliter l'accès au financement des PME et plus particulièrement des petites et micro-entreprises situées en Région wallonne, en ce…
- Statutes amendment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 directors, no change since 2025
Kari ADAMS
CurrentDirector · since 19-10-2023
Valérie SARETTO
CurrentDirector · since 19-10-2023
Clarisse Ramakers
CurrentChair · since 05-03-2020
Sébastien DURIEUX
CurrentDirector · since 06-06-2018
Anne VEREECKE
CurrentDirector · since 20-11-2014
Jean-Pierre DI BARTOLOMEO
Not recently confirmedDirecteur général · since 01-04-2019
5 other directors
ADAMS Karl
Not recently confirmedDirector · since 01-04-2019
Laurence Glautier
Not recently confirmedDirector · since 01-04-2019
Maxime POURTOIS
Not recently confirmedDirector · since 06-06-2018
Jean-Sébastien BELLE
Not recently confirmedDirector · since 19-11-2009
S.R.I.W. SA
Not recently confirmedDirector · since 20-11-2014 · Legal entity · perm. rep.: Sébastien DURIEUX
14-03-2025
Jean-Paul BASTIN: Resigned as Director
14-12-2023
Clarisse Ramakers: Appointed as Chair
19-10-2023
Kari ADAMS: Mandate renewed as Director
19-10-2023
Valérie SARETTO: Mandate renewed as Director
19-10-2023
Clarisse Ramakers: Mandate renewed as Director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Maurice-Destenay 134000 LiègeGround area
2,811 m²
Building footprint
1,999 m²
Volume, LiDAR
68,083 m³
Parcel 62803A1368/00V000, Wallonia · tallest building 43.0 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE
since 20032.135.838.842
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1368/00V000 | Wallonia | 2,811 m² | 1 · 1,999 m² | 43.0 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| RSM AUDITCurrent Commissaire aux comptes · represented by Thomas GHIGNY | 04-06-2025 → present |
Show 8 earlier auditors
| Dominique HERMANS Statutory auditor succeeded by JACQUET Dominique in 2010 | 24-05-2007 → 03-06-2010 |
| DP Associates Auditor succeeded by SCRL BAKKER TILLY BELGIUM DORTHU in 2019 | 26-05-2016 → 20-06-2019 |
| FONDU, PYL, TASSIN & Cie S.C. Statutory auditor · represented by Philippe VANDENSTEENE succeeded by S.C.C. Fondu, Pyl, Stassin & Cie in 2013 | 03-06-2010 → 23-05-2013 |
| JACQUET Dominique Statutory auditor succeeded by S.C.C. Fondu, Pyl, Stassin & Cie in 2013 | 03-06-2010 → 23-05-2013 |
| RSM INTERAUDIT Auditor succeeded by SCRL BAKKER TILLY BELGIUM DORTHU in 2019 | 26-05-2016 → 20-06-2019 |
| S.C.C. Fondu, Pyl, Stassin & Cie Statutory auditor · represented by Philippe VANDESTEENE succeeded by RSM INTERAUDIT in 2016 | 23-05-2013 → 26-05-2016 |
| SCRL BAKKER TILLY BELGIUM DORTHU Commissaire réviseur · represented by Anne DORTHU succeeded by RSM AUDIT in 2025 | 20-06-2019 → 04-06-2025 |
| SPRL DP ASSOCIATES Collège des commissaires succeeded by RSM AUDIT in 2025 | 20-06-2019 → 04-06-2025 |
Structure & network
Connections & network
71 connected companiesLinked via shared directors
via Sébastien DURIEUX · Director
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via Anne VEREECKE and Sébastien DURIEUX
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via Clarisse Ramakers · Lid van de raad van bestuur en de algemene vergadering
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via Clarisse Ramakers · Director
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Show 67 more companies with a shared director
via Clarisse Ramakers · Premier vice président de l'organe d'administration
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via Valérie SARETTO · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Valérie SARETTO · Director
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via Valérie SARETTO · Director
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via Valérie SARETTO · Vice présidente du conseil d'administration
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via Valérie SARETTO · Director
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via Valérie SARETTO · Director
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via Clarisse Ramakers · Director
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via Anne VEREECKE · Director
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via Sébastien DURIEUX · Director
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via Valérie SARETTO · Director
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via Sébastien DURIEUX · Director
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via Clarisse Ramakers · Representative
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Anne VEREECKE and Sébastien DURIEUX
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via Valérie SARETTO · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Sébastien DURIEUX · Director
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via Clarisse Ramakers · Director
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via Clarisse Ramakers · Director
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via Valérie SARETTO · Director
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via Valérie SARETTO · Director
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via Anne VEREECKE · Director
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via Anne VEREECKE · Director
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via Anne VEREECKE · Director
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via Anne VEREECKE · Director
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via Clarisse Ramakers · Représentant permanent pour agoria à l'organe d'administration et à l'assemblée générale
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via Valérie SARETTO · Treasurer
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via Valérie SARETTO · Director
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via Sébastien DURIEUX · Director
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Capital and shareholders
Shareholders according to the acts
After the capital increase
act of 12-03-2024 ↗
- REGION WALLONNE 35,718,336.96 EUR
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 12-03-2024 Capital increase of 35,718,336.96 EUR · to 139,283,047.45 EUR · 3,524 new shares
- 03-11-2020 Capital increase of 29,007,082 EUR · to 103,564,710.49 EUR · 2,582 new shares
- 20-02-2017 Capital increase of 30,000,000 EUR · to 74,557,628.49 EUR · 2,634 new shares
- 18-01-2016 Capital increase of 1,500,000 EUR · to 44,557,628.49 EUR · 128 new shares
- 31-03-2014 Capital increase of 3,000,000 EUR · to 43,057,628.49 EUR · 233 new shares
- 28-12-2012 Capital increase of 10,000,000 EUR · to 40,057,628.49 EUR · 735 new shares
- 13-06-2012 Capital reduction of 252,015.25 EUR · to 30,057,628.49 EUR · repaid to the shareholders
- 22-06-2009 Capital increase of 15,872,838 EUR · to 30,309,643.74 EUR · 1,014 new shares
Recognitions · licences · registrations
Legal Entity Identifier
549300GSSONBL5OBZE03
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BE 0421.883.286
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COPAGEST
BE 0674.749.519
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S.B. MANAGEMENT AND SERVICES
BE 0434.475.767
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AUTOFIN
BE 0418.217.379
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Of 232 companies in sector 64190 we hold annual accounts for 109. 8 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-11-2003
Fiscal year end31-12
Abbreviation FR
SOCAMUT
Activities, NACEBEL 2025
64190Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:04/237 07 70