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COPAGEST

Active
Zandvoort 2 ·2030 Antwerpen, Belgium
KBO/BCE: BE 0674.749.519
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Age35 yrs

Summary

Conclusion

the dossier summarised in one paragraph

COPAGEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 08-12-2025 54 d early 2025-00580274
30-06-2024 31-01-2025 12-11-2024 80 d early 2024-00600223
30-06-2023 31-01-2024 01-12-2023 61 d early 2023-00521603
30-06-2022 31-01-2023 22-12-2022 40 d early 2022-20547040
30-06-2021 31-01-2022 31-01-2022 on the day 2022-04800249
30-06-2020 31-01-2021 11-06-2021 131 d late 2021-19100188
30-06-2019 31-01-2020 15-01-2020 16 d early 2020-01400248
30-06-2018 31-01-2019 26-02-2019 26 d late 2019-05800432
30-06-2017 31-01-2018 19-12-2017 43 d early 2017-72500439

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 9 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 volledig 08-12-2025 2025-00580274
30-06-2024 volledig 12-11-2024 2024-00600223
30-06-2023 volledig 01-12-2023 2023-00521603
30-06-2022 volledig 22-12-2022 2022-20547040
30-06-2021 volledig 31-01-2022 2022-04800249
30-06-2020 volledig 11-06-2021 2021-19100188
30-06-2019 volledig 15-01-2020 2020-01400248
30-06-2018 volledig 26-02-2019 2019-05800432
30-06-2017 volledig 19-12-2017 2017-72500439

Directors

Directors & mandates

12 directors
14 of this company's 15 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • Jean-François Loiseau
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    29-06-2026 → present
    4 events
    • 29-06-2026 Appointed· Director
    • 29-06-2026 Resigned· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Mandate renewed· Director
  • TÉTARD Patrick Christian Marie-Joseph
    Director
    State Gazette act 24446369 (27-11-2024)
    Current
    27-11-2024 → present
  • Bernard Poncelet
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    31-03-2021 → present
    3 events
    • 29-06-2026 Appointed· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Mandate renewed· Director
  • Guillaume Perdereau
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    31-03-2021 → present
    3 events
    • 29-06-2026 Appointed· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Mandate renewed· Director
  • Olivier Legrand
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    31-03-2021 → present
    3 events
    • 29-06-2026 Appointed· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Appointed· Director
  • Vincent Michelet
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    31-03-2021 → present
    3 events
    • 29-06-2026 Appointed· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Mandate renewed· Director
Show 1 more sitting directors
  • Yvan Schaepman
    Director
    State Gazette act 26102961 (11-08-2026)
    Current
    31-03-2021 → present
    3 events
    • 29-06-2026 Appointed· Director
    • 30-11-2023 Mandate renewed· Director
    • 31-03-2021 Mandate renewed· Director
Former directors (5)
  • Bruce Jolly
    Director
    State Gazette act 22026859 (25-02-2022)
    Former
    31-03-2021 → 30-11-2023
    2 events
    • 30-11-2023 Resigned· Director
    • 31-03-2021 Mandate renewed· Director
  • Bruno Bouvat-Martin
    Director
    State Gazette act 22026859 (25-02-2022)
    Former
    31-03-2021 → 30-11-2023
    2 events
    • 30-11-2023 Resigned· Director
    • 31-03-2021 Mandate renewed· Director
  • Dominique Jacquet
    Director
    State Gazette act 22026859 (25-02-2022)
    Former
    31-03-2021 → 30-11-2023
    2 events
    • 30-11-2023 Resigned· Director
    • 31-03-2021 Mandate renewed· Director
  • Gérard Clay
    Director
    State Gazette act 22026859 (25-02-2022)
    Former
    31-03-2021 → 28-02-2022
    2 events
    • 28-02-2022 Resigned· Director
    • 31-03-2021 Appointed· Director
  • Philippe Chaudru de Raynal
    Director
    State Gazette act 22026859 (25-02-2022)
    Former
    31-03-2021 → 28-02-2022
    3 events
    • 28-02-2022 Resigned· Director
    • 31-03-2021 Appointed· Director
    • 31-05-2017 Resigned· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
Forvis Mazars Réviseurs d’EntreprisesCurrent
Statutory auditor · represented by Thomas VERHAMME
- 06-11-2020 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige activiteiten van geldscheppende financiële instellingen(64190)
Legal form Public limited company(014)
Incorporation21-12-1990
StatusActive
Postal code2030

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
7 companies at this address See who is registered here

Establishment units

1 location
COPAGEST
Zandvoort 2, 2030 AntwerpenHoldings
since 20172.265.577.926
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4.8 ha
Buildings1
Building footprint1,031 m²
Volume (LiDAR)18,555 m³
Tallest building33.9 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11815A0263/00P000 Flanders 4.8 ha 1 · 1,031 m² 33.9 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 of 15 acts read

Of the 15 Belgian State Gazette acts we know for this company, 1 has been read. The other 14 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
11-08-2026 General meeting · Director resignation · Director appointment
15 facts
  • General meeting , 29/06/2026
  • Director resignation, Bruno Bouvat-Martin (bestuurder)
  • Director resignation, Bruce Jolly (bestuurder)
  • Director resignation, Dominique Jacquet (bestuurder)
  • Director appointment, Olivier Legrand (bestuurder)
  • Director appointment, Vincent Michelet (bestuurder)
+9 further facts

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15 of the 230 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige geldscheppende financiële instellingen64190Overige activiteiten van geldscheppende financiële instellingen64190
Primary activity highlighted.
Names & trade names
Legal nameNL COPAGEST
Registered office
Zandvoort 2
2030 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.