Financials
- Fiscal year
- 2025
- Total assets
- €539.4m
- Profit
- €12.8m
- Solvency
- 3.8%
Total assets▲ 0.6%
Net result
20182025
Summary
AUTOFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20.4m and a net result of €12.8m. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 7% of 2815 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64190Other financial services NACE 64999NACE 65120
#6 company by staff growth in Brussels, Finance and insurance sector2 sites
Size
€539.4mtotal assets 2025
- Staff
- 38.9 FTE
- Equity
- €20.4m
- Profit
- €12.8m
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Parent
- RCI Banque SA · 99.99%
- Board
- 3 members
Auditor: Forvis Mazars Réviseurs d’EntreprisesAccounts 2 d early
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 2815 sector peers (2025).
NBB · sector comparisonPosition among 2815 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
21 d early
2023
26 d late
2022
37 d late
2021
163 d late
2020
37 d late
2019
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Reappointment: Forvis Mazars Réviseurs d'Entreprises SRL…Permanent representative: Antoine Vancoppernolle ·…
- Annual accounts filedfiscal year 2025 · full…
- Resignations: Xavier DEROT (director) and Léonard…Appointment: Laurent FILLION (director)
Key points
- Caution: Among the weakest 8% on solvencysector median 61.1% · 2,815 companies 3.8% View
- Board changedlatest change 24-03-2026 · 3 in office 1 joined · 2 left View
- Positive: 8 profitable years in a rowprofit 2025: €12.8m 8 years View
- Controlled by RCI Banque SAknown shareholders 100% 99.99% View
- Positive: Result rose in 2025from €9.8m to €12.8m ▲ 31.2% View
- Active since 1978founded 21-04-1978 48 years View
By topic
Board & ownership
- Board
- 3 members
- Parent
- RCI Banque SA · 99.99%
- Known shareholders
- 100%
- Auditor
- Forvis Mazars Réviseurs d’Entreprises
Go to Board & ownership
Network & group
- Connected companies
- 1
Timeline
- Events
- 37
- Since
- 2003
- Next accounts
- by 31-07-2027
- 02-09-2026Reappointment: Forvis Mazars Réviseurs d'Entreprises SRL (statutory…
- 29-07-2026Annual accounts filed
- 24-03-2026Resignations: Xavier DEROT (director) and Léonard JUDDE…
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64190
- Founded
- 21-04-1978
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?RENAULT · 3 companies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.