EDGE BROKERS
InactiveNo longer registered with the KBO since 15-07-2026; last annual accounts for fiscal year 2025.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1457 sector peers (2025).
NBB · sector comparisonPosition among 1457 sector peers
Solvency
better than 12%
← weakest
strongest →
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €63k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
28 d late
2023
35 d early
2022
3 d early
2021
31 d late
2020
27 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€78k▲ 0.4%
2024 · €77k
2019: €85k
2020: €42k
2021: €138k
2022: €75k
2023: €221k
2024: €77k
2019 → 2025
Net result
€63k▼ 57.2%
2024 · €147k
2019: €35k
2020: €47k
2021: €98k
2022: €76k
2023: €160k
2024: €147k
2019 → 2025
Total assets
€2.00M▼ 2.0%
2024 · €2.04M
2019: €1.47M
2020: €1.43M
2021: €1.55M
2022: €1.44M
2023: €1.73M
2024: €2.04M
2019 → 2025
Solvency
3.9%▲ 0.1pp
2024 · 3.8%
2019: 5.8%
2020: 3.0%
2021: 8.9%
2022: 5.2%
2023: 12.8%
2024: 3.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€75k▼ 45.5%€221k▲ 195%€77k▼ 65.0%€78k▲ 0.4%
Operating result€151k-€127k▼ 15.9%€238k▲ 87.3%€211k▼ 11.1%€104k▼ 50.8%
Net result€98k-€76k▼ 22.7%€160k▲ 111%€147k▼ 7.8%€63k▼ 57.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.00M
Fixed assets
€368k▼ 36.3%
Current assets
€1.63M▲ 11.5%
Equity and liabilities €2.00M
Equity
€78k▲ 0.4%
Debt
€1.92M▼ 2.1%
The debt ratio falls from 96.2% to 96.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
3.9%▲
2024 · 3.8%
ROE
81.1%▼
2024 · 190.4%
ROA
3.2%▼
2024 · 7.2%
Debt
€1.92M▼
2024 · €1.96M
Debt ≤ 1 year
€1.69M▲
2024 · €1.63M
Debt > 1 year
€231k▼
2024 · €336k
Income taxes
€37k▼
2024 · €56k
Staff costs
€476k▲
2024 · €372k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.04M€2.00M▼
Fixed assets21/28€578k€368k▼
Intangible fixed assets21€425k€320k▼
Tangible fixed assets22/27€146k€36k▼
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€14k€16k▲
Other tangible fixed assets26€116k€6k▼
Financial fixed assets28€6k€12k▲
Current assets29/58€1.46M€1.63M▲
Amounts receivable within one year40/41€607k€1.07M▲
Trade receivables40€39k€166k▲
Other amounts receivable41€568k€901k▲
Cash at bank and in hand54/58€852k€543k▼
Deferred charges and accrued income490/1€3k€20k▲
Equity and liabilities
Total equity and liabilities10/49€2.04M€2.00M▼
Equity10/15€77k€78k▲
Contributions10/11€75k€75k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€338
Amounts payable17/49€1.96M€1.92M▼
Amounts payable after more than one year17€336k€231k▼
Financial debts170/4€336k€231k▼
Amounts payable within one year42/48€1.63M€1.69M▲
Current portion of amounts payable after more than one year42€103k€106k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€1.16M€918k▼
Suppliers440/4€1.16M€918k▼
Advances received on contracts in progress46-€300
Taxes, remuneration and social security45€70k€81k▲
Taxes450/3€26k€17k▼
Remuneration and social security454/9€43k€64k▲
Other amounts payable47/48€292k€584k▲
Accrued charges and deferred income492/3-€330
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€372k€476k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€139k▲
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A-€127k
Gross operating margin9900€713k€849k▲
Operating profit (loss)9901€211k€104k▼
Financial income75/76B€20k€30k▲
Recurring financial income75€20k€30k▲
Financial charges65/66B€28k€34k▲
Recurring financial charges65€28k€34k▲
Profit (loss) for the period before taxes9903€203k€101k▼
Income taxes67/77€56k€37k▼
Profit (loss) for the period9904€147k€63k▼
Profit (loss) for the period to be appropriated9905€147k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€63k▼
Transfer from equity791/2€146k-
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7€291k€63k▼
Return on contributions (dividend)694€275k€51k▼
Employees696€16k€12k▼
Social balance
Average headcount (FTE)90874.76.0▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
State Gazette act
Restructuring · End & cessationGeneral meeting · Merger · Dissolution4 facts ▸
State Gazette act
Restructuring · End & cessation
General meeting · Merger · Dissolution4 facts ▸
- General meeting, 2026-06-30
- Merger, opération assimilée à une fusion par absorption, 2026-06-30
- Dissolution, 2026-06-30
- Accounting effect, 2026-01-01
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €160k ▲111%
Operating result €238k, net result €160k, both a record.
31-12
Financial
Equity above €200kEq €221k ▲195%
5 profitable years in a row build equity to €221k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €138k ▲225%
3 profitable years in a row build equity to €138k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-06-2020
Resigned as Manager
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eendrachtstraat 561050 ElseneGround area
810 m²
Building footprint
378 m²
Volume, LiDAR
5,657 m³
Parcel 21009A0350/00L008, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0350/00L008 | Brussels | 810 m² | 1 · 378 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Acquisitions and mergers
1 transactionTaken over by:LEON EECKMAN, Assureurs-Conseils
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 2,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2018
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.