LEON EECKMAN, Assureurs-Conseils - LEON EECKMAN, Verzekeringsadviseurs
ActiveLEON EECKMAN, Assureurs-Conseils - LEON EECKMAN, Verzekeringsadviseurs is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €68k and a net result of €169k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 782 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 782 sector peers (2024).
NBB · sector comparisonPosition among 782 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
21 d late
2022
21 d early
2021
26 d early
2020
50 d early
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€68k▼ 86.7%
2023 · €514k
2018: €570k
2019: €897k
2020: €411k
2021: €526k
2022: €651k
2023: €514k
2018 → 2024
Net result
€169k
2023 · €-137k
2018: €281k
2019: €431k
2020: €314k
2021: €115k
2022: €125k
2023: €-137k
2018 → 2024
Total assets
€3.26M▼ 19.2%
2023 · €4.04M
2018: €1.74M
2019: €2.07M
2020: €1.70M
2021: €3.09M
2022: €2.34M
2023: €4.04M
2018 → 2024
Solvency
2.1%▼ 10.6pp
2023 · 12.7%
2018: 32.8%
2019: 43.3%
2020: 24.1%
2021: 17.0%
2022: 27.9%
2023: 12.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€411k-€526k▲ 28.0%€651k▲ 23.8%€514k▼ 21.0%€68k▼ 86.7%
Operating result€432k-€170k▼ 60.5%€198k▲ 16.3%€-127k€290k
Net result€314k-€115k▼ 63.3%€125k▲ 8.9%€-137k€169k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €290k after a loss of €127k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.26M
Fixed assets
€719k▼ 66.3%
Current assets
€2.54M▲ 33.4%
Equity and liabilities €3.26M
Equity
€68k▼ 86.7%
Debt
€3.19M▼ 9.3%
The debt ratio rises from 87.3% to 97.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
2.1%▼
2023 · 12.7%
ROE
247.1%▲
2023 · -26.6%
ROA
5.2%▲
2023 · -3.4%
Debt
€3.19M▼
2023 · €3.52M
Debt ≤ 1 year
€3.12M▲
2023 · €1.78M
Income taxes
€37k▲
2023 · €448
Staff costs
€848k▲
2023 · €780k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.04M€3.26M▼
Fixed assets21/28€2.13M€719k▼
Intangible fixed assets21€682k€621k▼
Tangible fixed assets22/27€61k€48k▼
Furniture and vehicles24€50k€40k▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€1.39M€50k▼
Current assets29/58€1.91M€2.54M▲
Amounts receivable after more than one year29-€843k
Other amounts receivable291-€843k
Amounts receivable within one year40/41€1.02M€575k▼
Trade receivables40€775k€280k▼
Other amounts receivable41€247k€294k▲
Cash at bank and in hand54/58€871k€1.12M▲
Deferred charges and accrued income490/1€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€4.04M€3.26M▼
Equity10/15€514k€68k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€452k€6k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€446k-
Profit (loss) carried forward14-€161
Amounts payable17/49€3.52M€3.19M▼
Amounts payable after more than one year17€1.75M-
Other amounts payable178/9€1.75M-
Amounts payable within one year42/48€1.78M€3.12M▲
Trade debts44€1.58M€2.40M▲
Suppliers440/4€1.58M€2.40M▲
Taxes, remuneration and social security45€138k€98k▼
Taxes450/3€59k€8k▼
Remuneration and social security454/9€79k€91k▲
Other amounts payable47/48€54k€615k▲
Accrued charges and deferred income492/3€2k€78k▲
Income statement
Code20232024
Remuneration, social security and pensions62€780k€848k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€179k▲
Other operating charges640/8€5k€19k▲
Gross operating margin9900€775k€1.34M▲
Operating profit (loss)9901€-127k€290k▲
Financial income75/76B€12k€4k▼
Recurring financial income75€7k€2k▼
Non-recurring financial income76B€4k€2k▼
Financial charges65/66B€20k€88k▲
Recurring financial charges65€20k€88k▲
Non-recurring financial charges66B-€316
Profit (loss) for the period before taxes9903€-136k€206k▲
Income taxes67/77€448€37k▲
Profit (loss) for the period9904€-137k€169k▲
Profit (loss) for the period to be appropriated9905€-137k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-137k€169k▲
Transfer from equity791/2€137k€446k▲
Profit to be distributed694/7-€615k
Return on contributions (dividend)694-€589k
Employees696-€27k
Social balance
Average headcount (FTE)908711.310.4▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
State Gazette act
Registered office · Capital & shares · Statutes amendment · Resignations & appointmentsGeneral meeting · Merger · Accounting effect7 facts ▸
State Gazette act
Registered office · Capital & shares · Statutes amendment · Resignations & appointments
General meeting · Merger · Accounting effect7 facts ▸
- General meeting, 2026-06-30
- Merger, operation assimilée à une fusion par absorption, 2026-06-30
- Accounting effect, 2026-01-01
- Capital increase, €75.001
- Capital, €137.001
- Name change, PatrimOne
- Registered-office move, 1050 Ixelles, Avenue Louise 290
2025
03-11
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2025-07-04
- Registered-office move, Espace de coworking < The Nestwork Louise > - rue de la Concorde 56 à 1050 Ixelles
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
28-02
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation11 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation11 facts ▸
- General meeting, 2025-01-27
- Director appointment, Charles-Emmanuel GERSDORFF (administrateur)
- Mandate compensation, Charles-Emmanuel GERSDORFF
- Director resignation, Annette SENN (administrateur)
- Power of attorney, THG BRUXELLES
- Board meeting, 2025-01-27
- Director resignation, Eric HEMELEERS (administrateur-délégué)
- Director appointment, Charles-Emmanuel GERSDORFF (administrateur-délégué)
- Mandate compensation, Charles-Emmanuel GERSDORFF
- Power of attorney, THG BRUXELLES
- Officer retention, administrateur
06-01
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 09/12/2024
- Registered-office move, Rue Geo Bernier 11 à 1050 Bruxelles
2024
31-12
Financial
Back to profitnet €169k
Net result €169k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
09-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge6 facts ▸
- General meeting, 2024-03-01
- Director resignation, Hichem BABA-HAMMOU (administrateur)
- Director resignation, Hichem BABA-HAMMOU (représentant permanent)
- Director discharge, Hichem BABA-HAMMOU
- Director resignation, Marc HEMELEERS (administrateur)
- Director resignation, Marc HEMELEERS (administrateur-délégué)
2023
31-12
Financial
Weakest financial yearnet €-137k ▼209%
Net result drops to €-137k, the lowest in the series; recovery starts the following year.
13-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment6 facts ▸
- General meeting, 2023-06-30
- Director resignation, Marc PINOCHE (administrateur)
- Director appointment, Christine JOURDAN (administrateur)
- Director appointment, SRL 4T4U (administrateur)
- Permanent representative, Pierre DEROM
- Director resignation, SRL 4T4U (administrateur)
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €526k ▲28%
4 profitable years in a row build equity to €526k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
15-02
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director reappointment23 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director reappointment23 facts ▸
- General meeting, 2020-12-18
- Director resignation, SRL HAVIMA (administrateur)
- Director resignation, Robert Lievemont (administrateur)
- Director reappointment, Eric Hemeleers (administrateur)
- Director reappointment, Marc Hemeleers (administrateur)
- Director reappointment, Annette Senn (administrateur)
- Director appointment, SRL RB CONSEILS (administrateur)
- Director appointment, SRL THIERRY BARLE GESTION (administrateur)
- Director appointment, SRL HB CONSULTING & INVEST (administrateur)
- Director appointment, Marc Pinoche (administrateur)
- Mandate compensation, SRL RB CONSEILS
- Mandate compensation, SRL THIERRY BARLE GESTION
- +11 further facts in this act
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
16-06
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge3 facts ▸
- General meeting, 2020-05-30
- Director resignation, Cédric Lienart van Lidth de Jeude (administrateur)
- Director discharge, Cédric Lienart van Lidth de Jeude
06-05
State Gazette act
RestructuringGeneral meeting · Demerger · Accounting effect10 facts ▸
State Gazette act
Restructuring
General meeting · Demerger · Accounting effect10 facts ▸
- General meeting, 2020-04-21
- Demerger, 2020-04-21
- Accounting effect, 2020-04-01
- Capital decrease, €20.492,22
- Capital increase, €20.492,22
- Capital, €62.000
- Corporate purpose, La société a pour objet le courtage, l'agence ou la représentation, la commission et la gestion de toutes opérations d'assurance et de réassurance. Elle peut fa…
- Statutes amendment
- Power of attorney, Marc Hemeleers
- Accounting reference date, 2020-03-31
17-03
State Gazette act
RestructuringDemerger · Capital · Corporate purpose13 facts ▸
State Gazette act
Restructuring
Demerger · Capital · Corporate purpose13 facts ▸
- Demerger, Transfert de la branche d'activité de souscription de LEON EECKMAN à EECKMAN SERVICES
- Capital, €62.000
- Corporate purpose, La société a pour objet le courtage, l'agence ou la représentation, la commission et la gestion de toutes opérations d'assurance et de réassurance. Elle peut fa…
- Corporate purpose, La société a pour objet, tant en Belgique qu'à l'étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci: l'activité d'agence de souscr…
- Share issue, 150000, scission partielle
- Accounting effect, 2020-04-01
- Capital, €10.000
- Demerger, trésorerie, EUR
- Employee transfer, Convention collective de travail n° 32 bis du 7 juin 1985
- Exchange ratio, EUR, 2
- Soulte, aucune soulte ne sera versée
- Share characteristics, mêmes droits que ceux attachés aux actions existantes de EECKMAN SERVICES
- +1 further facts in this act
2019
31-12
Financial
Highest result since 2018net €431k ▲53.3%
Operating result €584k, net result €431k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2018-05-26
- Director appointment, Annette Senn (administrateur)
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 2017-07-27
- Director resignation, Cécile Coune (administrateur)
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Director resignation6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Director resignation6 facts ▸
- General meeting, 2016-05-28
- Director appointment, Robert Lievemont (administrateur)
- Director resignation, AA+ (administrateurs et administrateurs délégués)
- Director resignation, Ordago (administrateurs et administrateurs délégués)
- Director appointment, Marc Hemeleers (administrateurs et administrateurs délégués)
- Director appointment, Eric Hemeleers (administrateurs et administrateurs délégués)
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
18-03
State Gazette act
RestructuringGeneral meeting · Merger · Accounting effect5 facts ▸
State Gazette act
Restructuring
General meeting · Merger · Accounting effect5 facts ▸
- General meeting, 2016-02-24
- Merger, absorption, 2015-12-31
- Accounting effect, 2016-01-01
- Power of attorney, PLASMAN PHILIPPE ET ASSOCIES
- Shareholding, toutes les parts sociales
05-01
State Gazette act
Restructuring · MiscellaneousMerger · Accounting effect2 facts ▸
State Gazette act
Restructuring · Miscellaneous
Merger · Accounting effect2 facts ▸
- Merger
- Accounting effect, 2016-01-01
2015
12-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 2015-05-30
- Director appointment, Cédric Liénart (administrateur)
- Mandate compensation, Cédric Liénart
07-04
State Gazette act
Resignations & appointmentsBoard meeting · Power of attorney5 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Power of attorney5 facts ▸
- Board meeting, 2014-11-26
- Power of attorney, Eric Hemeleers
- Power of attorney, Marc Hemeleers
- Power of attorney, Annabelle Janssens
- Power of attorney, Indira Kabue
2014
23-06
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Director appointment5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Director appointment5 facts ▸
- General meeting, 2014-05-28
- Director reappointment, ORDAGO sprl (administrateur délégué)
- Director reappointment, AA+ sprl (administrateur délégué)
- Director appointment, HAVIMA sprl (administrateur)
- Director appointment, Cécile COUNE (administrateur)
2012
02-01
State Gazette act
Registered office · Capital & shares · Statutes amendmentGeneral meeting · Statutes amendment · Registered-office move7 facts ▸
State Gazette act
Registered office · Capital & shares · Statutes amendment
General meeting · Statutes amendment · Registered-office move7 facts ▸
- General meeting, 2011-12-19
- Statutes amendment
- Registered-office move, 1190 Forest, rue Marconi, 167
- Statutes amendment
- Capital, €62.000
- Corporate purpose, La société a pour objet le courtage, l'agence ou la représentation, la commission et la gestion de toutes opérations d'assurance et de réassurance. Elle peur fa…
- Power of attorney, PARTENA
2011
28-06
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation3 facts ▸
- General meeting, 2010-12-22
- Director resignation, Théo Verheyden (administrateur)
- Director resignation, Dietrich Von Frank (administrateur)
2006
03-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Permanent representative15 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Permanent representative15 facts ▸
- General meeting, 2005-02-15
- Director appointment, Simonne Eeckman-Strauven (Présidente Honoraire, administrateur non exécutif)
- Director appointment, Françoise Eeckman Hemeleers (Présidente, administrateur non exécutif)
- Director appointment, AA+ SPRL (Administrateur exécutif)
- Director appointment, ORDAGO SPRL (Administrateur exécutif)
- Director appointment, Luc Van Helshoecht (Administrateur non exécutif)
- Director appointment, Thierry Bosly (Administrateur non exécutif)
- Permanent representative, Marc Hemeleers
- Permanent representative, Eric Hemeleers
- Power of attorney, Françoise Eeckman Hemeleers
- Power of attorney, ORDAGO SPRL
- Power of attorney, AA+ SPRL
- +3 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 directors, no change since 2025
Cédric Liénart
Not recently confirmedDirector · since 01-06-2015
AA+
Not recently confirmedManaging director · since 01-06-2014 · Private limited company
AA+ SPRL
Not recently confirmedAdministrateur exécutif · since 15-02-2005 · Legal entity · perm. rep.: Marc Hemeleers
Françoise Eeckman Hemeleers
Not recently confirmedPrésidente, administrateur non exécutif · since 15-02-2005
Luc Van Helshoecht
Not recently confirmedAdministrateur non exécutif · since 15-02-2005
ORDAGO SPRL
Not recently confirmedAdministrateur exécutif · since 15-02-2005 · Legal entity · perm. rep.: Eric Hemeleers
+ 2 not shown in this overview
31-05-2025
Annette SENN: Resigned as Director
31-12-2024
Eric HEMELEERS: Resigned as Managing director
29-02-2024
Marc HEMELEERS: Resigned as Director
29-02-2024
Marc HEMELEERS: Resigned as Managing director
13-04-2023
Marc PINOCHE: Resigned as Director
11-12-2020
HAVIMA: Resigned as Director
11-12-2020
Robert Lievemont: Resigned as Director
30-05-2020
Cédric Lienart van Lidth de Jeude: Resigned as Director
11-06-2018
Annette SENN: Appointed as Director
24-05-2017
Cécile COUNE: Resigned as Director
01-06-2016
Eric HEMELEERS: Appointed as Administrateurs et administrateurs délégués
01-06-2016
Marc HEMELEERS: Appointed as Administrateurs et administrateurs délégués
31-05-2016
AA+: Resigned as Administrateurs et administrateurs délégués
31-05-2016
Ordago: Resigned as Administrateurs et administrateurs délégués
01-01-2016
Robert Lievemont: Appointed as Director
01-06-2015
Cédric Liénart: Appointed as Director
01-06-2014
AA+: Mandate renewed as Managing director
28-05-2014
HAVIMA: Appointed as Director
28-05-2014
Cécile COUNE: Appointed as Director
01-06-2011
Dietrich Von Frank: Resigned as Director
01-06-2011
Théo Verheyden: Resigned as Director
15-02-2005
AA+ SPRL: Appointed as Administrateur exécutif
15-02-2005
Françoise Eeckman Hemeleers: Appointed as Présidente, administrateur non exécutif
15-02-2005
Luc Van Helshoecht: Appointed as Administrateur non exécutif
+ 3 not shown in this overview
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2901050 ElseneGround area
223 m²
Building footprint
161 m²
Volume, LiDAR
2,282 m³
Parcel 21807G0157/00K000, Brussels · tallest building 22.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 290, 1050 Elsene
since 19872.129.385.867
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0157/00K000 | Brussels | 223 m² | 1 · 161 m² | 22.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
16 connected companiesNetwork connections
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Ownership & control
1 partyControl over this companysits on this company's board1
2 subsidiaries
controls
LEON EECKMAN, Assureurs-Conseils - LEON EECKMAN, VerzekeringsadviseursBE 0455.565.448
Acquisitions and mergers
4 transactionsTook over:EDGE BROKERS
Took over:I. & B.C.
Contributed a business line to:EECKMAN SERVICES
Contributed a business line to:EECKMAN SERVICES
Capital and shareholders
Capital increase of 75,001 EUR · no new shares
Capital increase of 20,492.22 EUR
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 2,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-06-1995
Fiscal year end31-12
Legal name FR
PatrimOne
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.