Dedecker & Pinter
ActiveDedecker & Pinter is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69k and a net result of €66k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 47% of 1457 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
36 d early
2023
75 d early
2022
86 d early
2021
92 d early
2020
44 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€69k▼ 31.4%
2024 · €100k
2018: €178k
2019: €210k
2020: €223k
2021: €243k
2022: €284k
2023: €198k
2024: €100k
2018 → 2025
Net result
€66k▲ 27.4%
2024 · €52k
2018: €53k
2019: €69k
2020: €50k
2021: €58k
2022: €41k
2023: €32k
2024: €52k
2018 → 2025
Total assets
€194k▲ 4.5%
2024 · €185k
2018: €294k
2019: €392k
2020: €376k
2021: €402k
2022: €353k
2023: €273k
2024: €185k
2018 → 2025
Solvency
35.4%▼ 18.5pp
2024 · 53.9%
2018: 60.5%
2019: 53.6%
2020: 59.2%
2021: 60.5%
2022: 80.5%
2023: 72.5%
2024: 53.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€243k-€284k▲ 16.9%€198k▼ 30.3%€100k▼ 49.6%€69k▼ 31.4%
Operating result€71k-€62k▼ 13.1%€48k▼ 23.1%€59k▲ 23.8%€96k▲ 61.8%
Net result€58k-€41k▼ 29.4%€32k▼ 21.3%€52k▲ 60.2%€66k▲ 27.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€16k▼ 37.3%
Current assets
€178k▲ 11.0%
Equity and liabilities €194k
Equity
€69k▼ 31.4%
Debt
€125k▲ 46.6%
The debt ratio rises from 46.1% to 64.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
35.4%▼
2024 · 53.9%
ROE
96.4%▲
2024 · 51.9%
ROA
34.1%▲
2024 · 28.0%
Debt
€125k▲
2024 · €85k
Debt ≤ 1 year
€125k▲
2024 · €85k
Income taxes
€29k▲
2024 · €7k
Staff costs
€137k▼
2024 · €154k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€194k▲
Fixed assets21/28€25k€16k▼
Intangible fixed assets21€14k€10k▼
Tangible fixed assets22/27€11k€5k▼
Land and buildings22€752€0▼
Plant, machinery and equipment23€794€1k▲
Furniture and vehicles24€10k€4k▼
Current assets29/58€160k€178k▲
Amounts receivable within one year40/41€121k€136k▲
Other amounts receivable41€121k€136k▲
Cash at bank and in hand54/58€32k€38k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€185k€194k▲
Equity10/15€100k€69k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7k€7k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€319€319=
Profit (loss) carried forward14€31k€0▼
Amounts payable17/49€85k€125k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€85k€125k▲
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€21k€19k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€17k€15k▼
Other amounts payable47/48€50k€97k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€154k€137k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€12k€5k▼
Gross operating margin9900€239k€248k▲
Operating profit (loss)9901€59k€96k▲
Financial income75/76B€32€1▼
Recurring financial income75€32€1▼
Financial charges65/66B€579€296▼
Recurring financial charges65€579€296▼
Profit (loss) for the period before taxes9903€59k€95k▲
Income taxes67/77€7k€29k▲
Profit (loss) for the period9904€52k€66k▲
Profit (loss) for the period to be appropriated9905€52k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€97k▼
Profit (loss) brought forward from the previous period14P€131k€31k▼
Transfer to equity691/2€2k€0▼
To the legal reserve6920€2k€0▼
To other reserves6921€0-
Profit to be distributed694/7€150k€97k▼
Return on contributions (dividend)694€100k€97k▼
Directors or managers695€50k€0▼
Social balance
Average headcount (FTE)90872.01.9▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €32k ▼21.3%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €69k ▲30.6%
Net result €69k, the highest in the series.
30-09
Financial
Equity above €200kEq €210k ▲18.1%
2 profitable years in a row build equity to €210k.
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 directors, last change in 2023
PINTÉRA CONSULTING
CurrentDirector · since 11-05-2023
Alexander Pinter
CurrentDirector · since 22-01-2015
STEFAN DEDECKER
CurrentDirector · since 22-01-2015
Mark Scheunis
Not recently confirmedDirector · since 24-04-2015
Peter Scheunis
Not recently confirmedDirector · since 24-04-2015
Dedecker Jan
Not recently confirmedManaging director · since 22-01-2015
+ 3 not shown in this overview
11-05-2023
PINTÉRA CONSULTING: Appointed as Director
11-05-2023
STEFAN DEDECKER: Appointed as Director
11-05-2023
Mark Scheunis: Resigned as Director
11-05-2023
Peter Scheunis: Resigned as Director
04-03-2021
Alexander Pinter: Appointed as Director
04-03-2021
Alexander Pinter: Appointed as Managing director
04-03-2021
STEFAN DEDECKER: Appointed as Director
24-04-2015
Mark Scheunis: Appointed as Director
24-04-2015
Peter Scheunis: Appointed as Director
22-01-2015
Alexander Pinter: Resigned as Raad van bestuur
22-01-2015
Alexander Pinter: Appointed as Managing director
22-01-2015
STEFAN DEDECKER: Appointed as Raad van bestuur
22-01-2015
Dedecker Jan: Resigned as Managing director
22-01-2015
Dedecker Jan: Appointed as Managing director
22-01-2015
Dedecker Ann: Resigned as Raad van bestuur
17-10-2014
Dedecker Jan: Resigned as Voorzitter van de raad van bestuur
17-10-2014
BVBA Argus: Resigned as Director
17-10-2014
BVBA Argus: Appointed as Director
17-10-2014
BVBA Deta Consulting & Management: Appointed as Director
17-10-2014
BVBA Deta Consulting & Management: Appointed as Managing director
17-10-2014
BVBA Pintéra Consulting: Resigned as Director
17-10-2014
BVBA Pintéra Consulting: Appointed as Director
17-10-2014
Dedecker Ann: Resigned as Director
17-10-2014
Dedecker Ann: Appointed as Director
Not every act has been read: a resignation may be missing here
13 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mortsel · 2 establishment units since 2000
Ground area
1,196 m²
Building footprint
306 m²
Volume, LiDAR
3,247 m³
2 parcels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Dedecker & Pinter
since 20002.099.804.530
Dedecker & Pinter
since 20162.248.727.541
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0239/00A003 | Flanders | 630 m² | 1 · 102 m² | 13.4 m · 4 fl. |
| 11513C0302/00R006 | Flanders | 567 m² | 1 · 204 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,450 EUR awarded · 2,450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,450 EUR | 2,450 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 2,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-04-2000
Fiscal year end30-09
Activities, NACEBEL
66220Insurance agents and brokers
67201
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@axiomaverzekeringen.be
Phone:032859450