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KBC Groep

Group · 75 companies · 8 countries

KBC Groep and the 74 companies it controls according to the LEI register and the annual accounts: the structure, the figures, each company's health and where the risk sits.

Parent's dossierFollow this group My exposure
Companies
75
43 in Belgium, 32 abroad
Countries
8
Belgium, Czechia, Slovakia, ...
Total assets
€304.25bn
what the companies own together
Equity
€16.04bn
the shareholders' buffer
Net result
€3.29bn
profit or loss of the year
Staff (FTE)
8,139
in Belgium, social balance

Sum of the filed annual accounts of 42 of the 43 Belgian companies (financial years 2025-2026). Not a consolidation: receivables, participations and sales between group companies are not eliminated, so they count.

KBC Groep also files consolidated accounts (financial year 2025): the real group figures, with intra-group positions eliminated. Checked does not read their figures yet; the document is at the National Bank's Central Balance Sheet Office.

Group risk

How healthy the group's Belgian companies are, and where the risk sits. A weak subsidiary can cost the parent money, and the other way round.

94/100 median score

Group structure

Who consolidates whom according to the LEI register, completed with who holds more than half of the shares according to the annual accounts. Both mean control.

  • KBC Groep26 subsidiaries
    BE 0403.227.515Parent
    No verdict€39.70bn €15.30bn 2025
    • CBC Banque
      BE 0403.211.380
      No verdict€19.48bn - 2025
    • DISCAI
      BE 0773.435.537100% per the accounts
      Healthy · 96€9.1m €8.5m 2025
    • KBC Bank21 subsidiaries
      BE 0462.920.226
      No verdict€236.27bn - 2025
      • ALMAFIN REAL ESTATE7 subsidiaries
        BE 0403.355.494
        No verdict€16.2m €12.9m 2025
        • IMMO ARENBERG
          BE 0471.901.337100% per the accounts
          Healthy · 90€27.6m €10.1m 2025
        • Immolease-Trust
          BE 0406.403.076100% per the accounts
          Healthy · 99€1.9m €1.9m 2025
        • RHVG DK
          BE 0539.765.408100% per the accounts
          No verdict€3.5m €63,053 2026
        • RHVG QT
          BE 0539.764.121100% per the accounts
          No verdict€7.5m €63,806 2025
        • RHVG RB
          BE 0539.765.012100% per the accounts
          No verdict€4.2m €74,270 2026
        • RHVG SB
          BE 0539.764.814100% per the accounts
          No verdict€6.0m €63,394 2025
        • RHVG TB
          BE 0539.764.517100% per the accounts
          No verdict€7.4m €63,682 2025
      • APICINQ
        BE 0469.891.457
        Elevated · 54€4.7m €258,985 2025
      • IMMO RETAIL LIBRAMONT
        BE 0733.944.263100% per the accountsInactive
        Elevated€8.0m -€17,445 2023
      • IMMOSCOOP 2.0
        BE 0770.397.65593.33% per the accounts
        Elevated · 54€5.5m €1.6m 2025
      • KBC Autolease
        BE 0422.562.385
        No verdict€1.71bn €7.9m 2025
      • KBC Commercial Finance
        BE 0403.278.48875% per the accounts
        No verdict€5.15bn €9.5m 2025
      • KBC Focus fund
        BE 0647.812.124100% per the accounts
        No verdict€21.8m €21.1m 2025
      • KBC Immolease
        BE 0444.058.872100% per the accounts
        No verdict€483.2m €27.3m 2025
      • KBC SECURITIES
        BE 0437.060.521
        No verdict€118.6m - 2025
      • KBC Sustainability Services
        BE 0791.529.205100% per the accounts
        Healthy · 89€476,718 €310,479 2025
      • KBC VASTGOEDPORTEFEUILLE BELGIE
        BE 0438.007.854
        No verdict- - 2025
      • POELAERT INVEST
        BE 0478.381.531
        Healthy · 96€38.1m €24.5m 2025
      • Soluz.io
        BE 0711.710.57691.07% per the accounts
        Healthy · 92€4.8m €2.4m 2025
      • Start it X
        BE 0730.852.042100% per the accounts
        No verdict€2.9m €2.0m 2025
      • 365.bank, a. s.
        SK Bratislava, Slovakia
      • KBC BAIL IMMOBILIER FRANCE SAS
        FR Villeneuve D Ascq, France
      • KBC IFIMA S.A.
        LU Luxembourg, Luxembourg
      • KBC INVESTMENTS LIMITED
        GB London, United KingdomLEI lapsed
      • Československá obchodná banka, a.s.
        SK Bratislava, Slovakia
      • Československá obchodní banka, a. s.
        CZ Praha 5, Czechia
      • ОБЕДИНЕНА БЪЛГАРСКА БАНКА
        BG Sofia, Bulgaria
    • KBC Global Services
      BE 0772.332.707
      No verdict€839.9m €467.5m 2025
    • KBC VERZEKERINGEN10 subsidiaries
      BE 0403.552.563
      No verdict- - 2025
      • ADD1 subsidiary
        BE 0406.080.305
        No verdict€37.8m €4.1m 2025
        • LIFE PLAN
          BE 0426.685.281100% per the accountsInactive
          Elevated€614,610 -€50,565 2025
      • Agentuur voor Brandherverzekering
        BE 0403.552.761LEI lapsed
        No verdict€3.1m €3.0m 2025
      • Groep VAB4 subsidiaries
        BE 0456.920.676100% per the accounts
        No verdict€27.7m €22.6m 2025
        • VAB3 subsidiaries
          BE 0436.267.594100% per the accounts
          Healthy · 96€137.2m €65.6m 2025
          • DEPANNAGE 2000
            BE 0403.992.429100% per the accounts
            Healthy · 97€14.6m €9.9m 2025
          • Olympus Mobility
            BE 0638.809.93050.08% per the accounts
            Healthy · 81€17.4m €1.0m 2025
          • TRAJECT
            BE 0448.394.47576.14% per the accounts
            Healthy · 68€1.6m €589,394 2025
        • VAB Automotive Solutions
          BE 0866.583.05381.53% per the accounts
          No verdict€8.2m €696,995 2025
        • VAB Rijschool1 subsidiary
          BE 0448.109.811100% per the accounts
          Healthy · 89€13.5m €2.1m 2025
        • VAB Wegenwacht1 subsidiary
          BE 0459.070.118100% per the accounts
          Healthy · 89€16.4m €1.9m 2025
          • LUBACO
            BE 0426.985.189100% per the accounts
            Healthy · 96€746,880 €563,258 2025
      • Immo Nightingale
        BE 0685.966.380100% per the accounts
        Healthy · 97€15.7m €15.5m 2025
      • Omnia Travel
        BE 0413.646.305
        Healthy · 94€29.0m €5.1m 2025
      • THEA PHARMA
        BE 0471.889.954
        Healthy · 94€16.7m €8.8m 2025
      • KBC Group Re S.A.
        LU Luxembourg, Luxembourg
      • ČSOB Poisťovňa, a.s.
        SK Bratislava, Slovakia
      • ČSOB Pojišťovna, a. s., člen holdingu ČSOB
        CZ Pardubice, Czechia
      • ДЗИ - Животозастраховане
        BG София, Bulgaria
    • 365.invest,správ.spol., a. s.
      SK Bratislava, Slovakiaindirect
    • Ahoj, a.s.
      SK Bratislava, Slovakiaindirect
    • BUSINESS LEASE SLOVAKIA s.r.o.
      SK Bratislava - Mestská Časť Staré Mesto, Slovakiaindirect
    • CB Property Development, a.s.
      CZ Praha, Czechiaindirect
    • CPI Jihlava Shopping, a.s.
      CZ Praha, Czechiaindirect
    • DanubePay, a. s.
      SK Bratislava, Slovakiaindirect
    • K&H AUTÓPARK BÉRLETI ÉS SZOLGÁLTATÓ KORLÁTOLT FELELŐSSÉGŰ TÁRSASÁG
      HU Budapest, HungaryLEI lapsed
    • K&H JELZÁLOGBANK ZÁRTKÖRŰEN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG
      HU Budapest, Hungary
    • Marissa Yellow, a.s.
      CZ Praha, Czechiaindirect
    • Patria Corporate Finance, a.s.
      CZ Praha, Czechiaindirect
    • Patria Finance, a.s.
      CZ Praha, Czechiaindirect
    • PB Servis, a. s.
      SK Bratislava, Slovakiaindirect
    • Skip Pay s.r.o.
      CZ Praha, Czechiaindirect
    • ČSOB Advisory, a.s.
      CZ Praha 5, Czechiaindirect
    • ČSOB Asset Management, a.s., investiční společnost
      CZ Praha 5, Czechia
    • ČSOB Hypoteční banka, a.s.
      CZ Praha 5, Czechiaindirect
    • ČSOB Leasing, a.s.
      CZ Praha, Czechiaindirect
    • ČSOB Leasing, a.s.
      SK Bratislava - Mestská Časť Staré Mesto, Slovakiaindirect
    • ČSOB Stavební spořitelna, a.s.
      CZ Praha 5, Czechiaindirect
    • ОББ ИНТЕРЛИЙЗ
      BG Sofia, Bulgaria
    • Пенсионноосигурителна компания ОББ - ЕАД
      BG Sofia, Bulgariaindirect

High risk Elevated Healthy Fair No verdict Amounts: total assets and equity from the latest accounts.

Shared directors

Who sits on the boards of several group companies. This is where control over the group sits in practice.

16

Events in the group

Bankruptcies, director changes, capital changes and other publications of all Belgian group companies, over the last two years.

  1. Daphné van Hoegaerden appointed as director
    Director changeKBC Immolease
  2. 1 director appointed, 1 director resigning
    Director changeStart it X
  3. 2 directors appointed, 1 director resigning
    Director changeKBC Sustainability Services
  4. 1 director appointed, 1 director resigning
    Director changeKBC SECURITIES
  5. 2 directors appointed, 2 directors resigning
    Director changeDISCAI
  6. 2 directors appointed, 1 director resigning
    Director changeKBC VERZEKERINGEN
  7. 1 director appointed, 1 director resigning
    Director changeKBC Groep
  8. 2 directors appointed, 1 director resigning
    Director changeKBC Bank
  9. 1 director appointed, 1 director resigning
    Director changeKBC Global Services
  10. Verbeek Bart reappointed as director
    Director changeOmnia Travel
  11. 1 director appointed, 1 director resigning
    Director changeKBC Autolease
  12. 2 directors appointed, 2 directors resigning, 1 reappointed
    Director changeKBC SECURITIES
  13. 1 director appointed, 2 directors resigning
    Director changeADD
  14. 4 directors appointed
    Director changeRHVG TB
  15. 4 reappointed
    Director changeRHVG DK
  16. 4 directors appointed
    Director changeRHVG SB
  17. 4 directors appointed
    Director changeRHVG QT
  18. 4 reappointed
    Director changeKBC VASTGOEDPORTEFEUILLE BELGIE
  19. 4 reappointed
    Director changeRHVG RB
  20. Registered office moved within Gent
    Registered office moveTRAJECT
  21. 1 director appointed, 1 director resigning, 2 reappointed
    Director changeTRAJECT
  22. Frederik Vandepitte resigns as director
    Director changeKBC VERZEKERINGEN
  23. 2 directors appointed, 1 director resigning, 1 reappointed
    Director changeAgentuur voor Brandherverzekering
  24. 3 directors appointed, 2 directors resigning, 2 reappointed
    Director changeKBC VERZEKERINGEN
  25. KPMG Bedrijfsrevisoren BV appointed as statutory auditor
    Director changeKBC Immolease
  26. 1 director appointed, 1 director resigning, 2 reappointed
    Director changeLUBACO
  27. 1 director appointed, 1 director resigning
    Director changeDEPANNAGE 2000
  28. 2 directors appointed, 1 director resigning
    Director changeOlympus Mobility
  29. 1 director appointed, 1 reappointed
    Director changeVAB Wegenwacht
  30. NeleVandaele reappointed as director
    Director changeVAB Training & Consult

The 30 most recent; each dossier shows its company's full timeline.

What is my exposure to this group?

The companies of this group you keep in your lists or follow, seen together.

Where do these figures come from?

Completed with the annual accounts: a company of which another Belgian company holds more than half of the shares, by the list of holdings or the shareholder structure in its accounts, stands under that company, with the share. The register of ultimate beneficial owners (UBO) is not public.

The group's make-up comes from the LEI register (GLEIF): which company consolidates which other, directly or ultimately. A company whose link the register does not state is not listed here, even if it does belong to the group.

The amounts are those of the annual accounts each Belgian company filed with the National Bank, added up without consolidation. The verdict per company is that of its dossier on Checked.be. Everything is updated every night.

Updated on 24-10-2026

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