RHVG QT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency26=
Growth50=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 05-12-2025, 116 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
116 d early
2024
125 d early
2023
124 d early
2022
120 d early
2021
114 d early
2020
110 d early
2019
117 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close16-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€841k▲ 2.6%
2024 · €819k
2019: €684k
2020: €692k
2021: €697k
2022: €722k
2023: €786k
2024: €819k
2019 → 2025
EBIT margin
50.1%▲ 1.2pp
2024 · 48.9%
2019: 40.3%
2020: 40.9%
2021: 41.3%
2022: 43.2%
2023: 47.1%
2024: 48.9%
2019 → 2025
Net result
Not included in this filing
Working capital
€-312k=
2024 · €-312k
2019: €-255k
2020: €-254k
2021: €-312k
2022: €-312k
2023: €-283k
2024: €-312k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€697k-€722k▲ 3.7%€786k▲ 8.9%€819k▲ 4.2%€841k▲ 2.6%
Equity€64k-€64k=€64k=€64k=€64k=
Operating result€287k-€312k▲ 8.5%€371k▲ 18.9%€401k▲ 8.0%€421k▲ 5.1%
Result per fiscal year
Operating result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.49M
Fixed assets
€6.58M▼ 5.4%
Current assets
€903k▲ 2.9%
Equity and liabilities €7.49M
Equity
€64k=
Debt
€7.42M▼ 4.5%
The debt ratio stays at 99.1%.
Key figures and ratios
EBITDA
€797k▲
2024 · €777k
Solvency
0.9%▲
2024 · 0.8%
Current ratio
0.74▲
2024 · 0.74
Quick ratio
0.74▲
2024 · 0.74
Interest coverage
1.85▼
2024 · 1.91
Debt
€7.42M▼
2024 · €7.77M
Debt ≤ 1 year
€1.21M▲
2024 · €1.19M
Debt > 1 year
€6.21M▼
2024 · €6.58M
A ratio outside any meaningful range has been withheld (balance sheet total €7.49M, equity €64k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.84M€7.49M▼
Fixed assets21/28€6.96M€6.58M▼
Tangible fixed assets22/27€6.96M€6.58M▼
Land and buildings22€6.96M€6.58M▼
Current assets29/58€877k€903k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€70k€2k▼
Trade receivables40€69k€0▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€805k€898k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€7.84M€7.49M▼
Equity10/15€64k€64k=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€393€393=
Amounts payable17/49€7.77M€7.42M▼
Amounts payable after more than one year17€6.58M€6.21M▼
Other amounts payable178/9€6.58M€6.21M▼
Amounts payable within one year42/48€1.19M€1.21M▲
Current portion of amounts payable after more than one year42€376k€376k=
Trade debts44€31k€32k▲
Suppliers440/4€31k€32k▲
Other amounts payable47/48€782k€807k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Operating income70/76A€819k€841k▲
Turnover70€819k€841k▲
Operating charges60/66A€419k€420k▲
Services and other goods61€41k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376k€376k=
Other operating charges640/8€1k€2k▲
Operating profit (loss)9901€401k€421k▲
Financial income75/76B€6k€11k▲
Recurring financial income75€6k€11k▲
Income from current assets751€6k€8k▲
Other financial income752/9€0€3k▲
Financial charges65/66B€406k€431k▲
Recurring financial charges65€406k€431k▲
Debt charges650€406k€431k▲
Other financial charges652/9€0€0▼
Appropriation of the result
Profit (loss) to be appropriated9906€393€393=
Profit (loss) brought forward from the previous period14P€393€393=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation9 facts ▸
- General meeting, 06/11/2025
- Director appointment, Kim Creten (bestuurder)
- Mandate compensation, Kim Creten
- Director appointment, Beatrijs De Wolf (bestuurder)
- Mandate compensation, Beatrijs De Wolf
- Director appointment, Carine Van Bever (bestuurder)
- Mandate compensation, Carine Van Bever
- Director appointment, Bert Van Rompuy (bestuurder)
- Mandate compensation, Bert Van Rompuy
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
State Gazette actNBB filing
Directors · office · real estate
Directors
under verification, no change since 2025
This board is reconstructed from a single act (26097545). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Beatrijs De Wolf
CurrentDirector · since 06-11-2025
Bert Van Rompuy
CurrentDirector · since 06-11-2025
Carine Van Bever
CurrentDirector · since 06-11-2025
Kim Creten
CurrentDirector · since 06-11-2025
06-11-2025
Beatrijs De Wolf: Appointed as Director
06-11-2025
Bert Van Rompuy: Appointed as Director
06-11-2025
Carine Van Bever: Appointed as Director
06-11-2025
Kim Creten: Appointed as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havenlaan 21080 Sint-Jans-MolenbeekGround area
1.6 ha
Building footprint
1.3 ha
Volume, LiDAR
336,407 m³
Parcel 21012A0177/00B004, Brussels · tallest building 51.3 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0177/00B004 | Brussels | 1.6 ha | 1 · 1.3 ha | 51.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
13 connected companiesLinked via shared directors
viaKim Creten · Director
→
viaKim Creten · Director
→
viaKim Creten · Director
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viaKim Creten · Director
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Show 9 more companies with a shared director
viaKim Creten · Director
→
viaKim Creten · Director
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viaKim Creten · Director
→
viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · Director
former→
viaKim Creten · B bestuurder
former→
viaKim Creten · B bestuurder
former→
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-09-2013
Fiscal year end31-08
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.