Equity
€526,355 from €1.1m in 2011
Equity fell by 53% in 14 years.
ZYKIMMO
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €46,971 (2019)
€36,849▲ 12.5%
lowest -€82,051 (2011)
-€39,724▼ €1,948
peak €1.1m (2011)
€526,355▼ 7.0%
€49,633▼ 30.3%
Board3 names since 2018
3 directorsCEUPPENS Dieter and 2 others
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Gross margin from €32,744 to €36,849Loss of €39,724Debts from €71,200 to €49,633Cash from €2,580 to €56,325
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 61% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €39,724, the second in a row (financial year 2025)
lowers risk
Size: total assets €575,988
Equity €526,355 (91.4% of total assets)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 74% on liquidity, 48% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as ZYKIMMO has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ZYKIMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for ZYKIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13 (1.75 in 2024), above the usual 1.5. Short-term debt is 5.9% and cash 9.8% of total assets. 8.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,724
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
20 days early
2023
5 days early
2022
3 days early
2021
39 days early
2020
31 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0455942362
3 directors reappointed
Ceuppens Dieter (managing director), Ceuppens Karl and Ceuppens Sven · General meeting of 31-05-2019 · Gazette deed
First establishment
Nijverheidsstraat 7B, Zaventem
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as ZYKIMMO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €504,000 and €631,000, founded between 1991 and 1999.
Official details
Source: KBO- Status
- Active since 08-09-1995Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 2 others
- Establishment unit
- 2.073.533.1681930 Zaventem, since 18-10-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2025
Annual accounts 2025
- ≈ €60,000estimated
- €575,988▼ 9.6%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on ZYKIMMO
ZYKIMMO files the abbreviated format. That format states no turnover. The gross margin fell from €42,209 in 2006 to €36,849 in 2025.
The balance sheet grew most in 2011 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZYKIMMO
- What is the company number of ZYKIMMO?
- The company number of ZYKIMMO is 0455.942.362. The VAT number is the same number with BE in front: BE 0455.942.362.
- Where is ZYKIMMO based?
- The registered office is at Hector Henneaulaan 122, 1930 Zaventem.Company details
- What does ZYKIMMO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of ZYKIMMO?
- ZYKIMMO is a public limited company (NV).
- When was ZYKIMMO founded?
- ZYKIMMO was founded on 08-09-1995.
- Is ZYKIMMO still active?
- Yes, ZYKIMMO is an active enterprise in the KBO register.
- What is the turnover of ZYKIMMO?
- The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €36,849 and 51 comparable companies (NACE 682). It probably lies between €45,000 and €87,000.Financials
- Is ZYKIMMO profitable?
- In financial year 2025, ZYKIMMO made a loss of €39,724.
- Where can I find the annual accounts of ZYKIMMO?
- ZYKIMMO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZYKIMMO due?
- ZYKIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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