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PROMITO

Active
Public limited companyfounded 1996active for 30 yearsVaartstraat 16, 2490 Balen, BelgiumKBO/BCE: BE 0458.314.904
Summary

The computed 12-month bankruptcy probability of PROMITO is 3.9% (moderate). The 2024 annual accounts show equity of €145,090 and a net result of -€85,426. Equity is growing by about 8.3% per year across the filed financial years. Its solvency ranks better than 43% of 9,641 sector peers (NACE 68, financial year 2024). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€604,252total assets 2024
Equity
€145,090
Loss
-€85,426
Turnover not published (abbreviated or micro format)
Financial health
48 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.9%
Structure
Accounts 73 days overdue0 of 3 deeds read
Why 48raises risk1 financial year not filed after the legal deadline; latest accounts 168 days late; 3 of the last 3 lateLoss of €85,426 (financial year 2024)Figures for financial year 2024 (filed 15-01-2026)lowers riskFounded in 1996Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Weak
Solvency 49-12
equity 24.0% of total assets
Liquidity 49+1
short-term debt 15.2% · cash 1.9%
Profitability 1-75
return on assets -14.1%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,561 companies, NACE 68, micro)
Last 24 months 11-2024: 2.2% 12-2024: 0.4%▼ -1.8 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.2 percentage points vs 09-2025 11-2025: 1.1%▲ +0.1 percentage points vs 10-2025 12-2025: 1.3%▲ +0.2 percentage points vs 11-2025 01-2026: 2.8%▲ +1.5 percentage points vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.7%▼ -0.2 percentage points vs 04-2026 06-2026: 2.6%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%▲ +0.3 percentage points vs 06-2026 08-2026: 3.4%▲ +0.5 percentage points vs 07-2026 09-2026: 3.5%▲ +0.1 percentage points vs 08-2026 10-2026: 3.9%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.17, compared with 1.08 in 2023; short-term debt: 15.2% and cash: 1.9% of total assets), and 76% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 44% on solvency, 46% on liquidity, 9% on profitability and 15% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 168 days late; 3 of the last 3 late
NBB · filings
raises risk · Loss of €85,426 (financial year 2024)
NBB · annual accounts
lowers risk · Founded in 1996
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 15-01-2026)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-01-2026, 168 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
168 days late
2023
112 days late
2022
205 days late
2021
347 days late
2020
142 days late
2019
150 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 187 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet -€85,426
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: From profit to loss in 2024after €38,891 in 2023 -€85,426 View
  • Caution: Among the weakest 15% on net resultsector median €13,456 · 9,636 companies -€85,426 View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View

By topic

Financials

Financial year
2024
Total assets
€604,252
Loss
-€85,426
Solvency
24.0%
Total assets▼ 4.4%
Net result
20182024
Go to Financials

Timeline

Events
32
Since
1998
  1. 21-02-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2024
  3. 31-12-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
25-06-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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