ZYIAD

Active

Public limited companyfounded 20241 yr activeElsense Steenweg 211, 1050 Elsene, BelgiumKBO/BCE: BE 1015.820.226

The computed 12-month bankruptcy probability of ZYIAD is 1.9% (moderate). The 2026 annual accounts show equity of €74k and a net result of €-26k. Its solvency ranks better than 23% of 121 sector peers (fiscal year 2026). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2026

18 / 100

Critical

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency10

Growth-

Stability67

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.72), and 92% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 121 sector peers (2026).

NBB · sector comparison

Position among 121 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2026

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-26k

Working capital

€-116k

Balance-sheet composition

Assets €900k

66.3%

33.7%

Fixed assets €597k

Current assets €303k

Equity and liabilities €932k

92.0%

Equity €74k

Debt €857k

Debt finances 92.0% of the balance-sheet total.

Key figures and ratios

2026 value

EBITDA

€131k

Cash flow

€88k

Solvency

8.0%

Current ratio

0.72

Quick ratio

0.56

Debt / equity

11.55

ROE

-34.4%

ROA

-2.7%

Interest coverage

2.74

Debt

€857k

Debt ≤ 1 year

€419k

Debt > 1 year

€432k

Staff costs

€314k

Filed annual accounts

As filed with the NBB · 2026

Balance sheet Code2026

Assets

Total assets20/58€932k

Formation expenses20€32k

Fixed assets21/28€597k

Intangible fixed assets21€237k

Tangible fixed assets22/27€358k

Plant, machinery and equipment23€356k

Furniture and vehicles24€1k

Financial fixed assets28€2k

Current assets29/58€303k

Stocks and contracts in progress3€68k

Stocks30/36€68k

Amounts receivable within one year40/41€80k

Trade receivables40€22k

Other amounts receivable41€59k

Cash at bank and in hand54/58€127k

Deferred charges and accrued income490/1€28k

Equity and liabilities

Total equity and liabilities10/49€932k

Equity10/15€74k

Contributions10/11€80k

Capital10€80k

Issued capital100€80k

Profit (loss) carried forward14€-26k

Investment grants15€20k

Amounts payable17/49€857k

Amounts payable after more than one year17€432k

Financial debts170/4€432k

Amounts payable within one year42/48€419k

Current portion of amounts payable after more than one year42€83k

Trade debts44€307k

Suppliers440/4€307k

Taxes, remuneration and social security45€29k

Taxes450/3€629

Remuneration and social security454/9€28k

Accrued charges and deferred income492/3€7k

Income statement Code2026

Remuneration, social security and pensions62€314k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k

Other operating charges640/8€2k

Gross operating margin9900€447k

Operating profit (loss)9901€18k

Financial income75/76B€5k

Recurring financial income75€5k

Financial charges65/66B€48k

Recurring financial charges65€48k

Profit (loss) for the period before taxes9903€-26k

Profit (loss) for the period9904€-26k

Profit (loss) for the period to be appropriated9905€-26k

Appropriation of the result

Profit (loss) to be appropriated9906€-26k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2026 · full schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2024

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Elsense Steenweg 2111050 Elsene

Ground area

6,989 m²

Building footprint

864 m²

Volume, LiDAR

13,880 m³

Parcel 21009A1025/00E000, Brussels · tallest building 20.2 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Carrefour Express Elysée

Elsense Steenweg 211, 1050 ElseneRetail trade

since 20242.365.783.478

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21009A1025/00E000 ProtectedMonument · Site or landscapeGemeentehuis en zijn tuin - voormalig verblijf van Charles de Beriot en la MalibranSource ↗	Brussels	6,989 m²	1 · 864 m²	20.2 m · 5 fl.