SUPERETTE DE BAETS
ActiveSUPERETTE DE BAETS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €3k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+23
Solvency88▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.49 in 2024; short-term debt: 36.5% and cash: 2.7% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
7 d early
2023
1 d late
2022
on the day
2021
1 d early
2020
9 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 3.9%
2024 · €71k
2018: €98k
2019: €106k
2020: €117k
2021: €114k
2022: €114k
2023: €81k
2024: €71k
2018 → 2025
Total assets
€118k▼ 7.0%
2024 · €127k
2018: €169k
2019: €186k
2020: €204k
2021: €192k
2022: €201k
2023: €179k
2024: €127k
2018 → 2025
Net result
€3k
2024 · €-10k
2018: €7k
2019: €9k
2020: €11k
2021: €-3k
2022: €-461
2023: €-32k
2024: €-10k
2018 → 2025
Working capital
€36k▲ 33.1%
2024 · €27k
2018: €78k
2019: €68k
2020: €82k
2021: €82k
2022: €75k
2023: €45k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€114k▼ 0.4%€81k▼ 28.5%€71k▼ 12.1%€74k▲ 3.9%
Operating result€-912-€1k€-31k€-7k▲ 78.3%€565
Net result€-3k-€-461▲ 86.3%€-32k▼ 6,936%€-10k▲ 69.5%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €565 after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€39k▼ 12.5%
Current assets
€79k▼ 4.1%
Equity and liabilities €118k
Equity
€74k▲ 3.9%
Debt
€44k▼ 21.0%
The debt ratio falls from 43.7% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-865
Cash flow
€8k▲
2024 · €-4k
Solvency
62.9%▲
2024 · 56.3%
Current ratio
1.84▲
2024 · 1.49
Quick ratio
0.62▲
2024 · 0.52
Debt / equity
0.59▼
2024 · 0.78
ROE
3.8%▲
2024 · -13.8%
ROA
2.4%▲
2024 · -7.8%
Interest coverage
1.26▲
2024 · -0.25
Debt
€44k▼
2024 · €55k
Debt ≤ 1 year
€43k▼
2024 · €55k
Staff costs
€28k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€118k▼
Fixed assets21/28€44k€39k▼
Tangible fixed assets22/27€44k€39k▼
Land and buildings22€14k€14k=
Plant, machinery and equipment23€30k€25k▼
Current assets29/58€83k€79k▼
Amounts receivable after more than one year29€24k€24k▼
Other amounts receivable291€24k€24k▼
Stocks and contracts in progress3€54k€52k▼
Stocks30/36€54k€52k▼
Amounts receivable within one year40/41€981€198▼
Trade receivables40€457€167▼
Other amounts receivable41€524€31▼
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€127k€118k▼
Equity10/15€71k€74k▲
Contributions10/11€19k€19k=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-9k€-6k▲
Amounts payable17/49€55k€44k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€55k€43k▼
Current portion of amounts payable after more than one year42€1k€0▼
Financial debts43€22k€24k▲
Credit institutions430/8€22k€24k▲
Trade debts44€18k€12k▼
Suppliers440/4€18k€12k▼
Advances received on contracts in progress46€188€0▼
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€9k€6k▼
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3-€700
Income statement
Code20242025
Remuneration, social security and pensions62€30k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€32k€37k▲
Operating profit (loss)9901€-7k€565▲
Financial income75/76B€234€7k▲
Recurring financial income75€234€7k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-10k€3k▲
Profit (loss) for the period9904€-10k€3k▲
Profit (loss) for the period to be appropriated9905€-10k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-6k▲
Profit (loss) brought forward from the previous period14P€1k€-9k▼
Transfer from equity791/2€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €11k ▲30.7%
Operating result €17k, net result €11k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Equity above €100kEq €106k ▲8.8%
2 profitable years in a row build equity to €106k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wingenestraat 359880 AalterGround area
417 m²
Building footprint
412 m²
Volume, LiDAR
1,736 m³
Parcel 44503F0859/00T003, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Wingenestraat 35, 9880 Aalter
since 19922.058.675.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503F0859/00T003 | Flanders | 417 m² | 1 · 412 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 548 EUR awarded · 548 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 548 EUR | 548 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAalter2.058.675.936
Similar companies · same sector, comparable size
ZYIAD
BE 1015.820.226
Elsene · Eq €74k
PROMO WEVELGEM
BE 0761.527.204
Wevelgem · Eq €74k
GILIM
BE 0455.852.290
Charleroi · Eq €74k
MOHSEN RETAIL
BE 1001.141.255
Antwerpen · Eq €74k
KNOKKE RETAIL
BE 0897.560.301
Knokke-Heist · Eq €74k
Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,669 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-08-1992
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
52112
52113
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.