Equity
-€400,795
Debts exceed assets in financial year 2024.
GILIM
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1996Gross marginpeak €765,704 (2020)
€383,856▼ 48.2%
Resultlowest -€336,998 (2024)
-€336,998▼ €334,483
Equitypeak €115,211 (2020)
-€400,795▼ €336,998
Debts
€1.5m▲ 31.5%
Staffpeak 23.6 FTE (2018)
15.6 FTE▼ 14.8%
Board5 names since 2018
4 directorsCAPONE Florian Olivier Joël Ghislain and 3 others
Owners2 names in the annual accounts
99.95%Fabisa
Documentsfilings and deeds
29-01-2026182 days late
2024financial year
Gross margin from €741,508 to €383,856Loss of €336,998Staff from 18.3 FTE to 15.6 FTEEquity from -€63,797 to -€400,795Debts from €1.1m to €1.5m
Key points
from the 2024 annual accountsLosses
-€516,006 in four years
Every financial year from 2021 to 2024 closed with a loss. 2024 was the heaviest.
Debts
€1.5m 137% of the balance sheet
Financial debts 3%Suppliers 86%Taxes and wages 6%Other 5%
Of this, €1.5m falls due within a year.
Staff
16 employees on 31-12-2024
In 2024, 6 people joined and 10 left.
Filings
29 annual accounts 97 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-€336,998
Lower net result than 95% of companies in retail trade. Sector median €32,431 · 6,485 companies.
Checked score
35
Weak
Financially stronger than 5% of small companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.6%
01-2025: 5.4%▲ +1.8 percentage points vs 12-2024
02-2025: 5.4%● unchanged vs 01-2025
03-2025: 5.4%● unchanged vs 02-2025
04-2025: 5.0%▼ -0.4 percentage points vs 03-2025
05-2025: 5.0%● unchanged vs 04-2025
06-2025: 5.0%● unchanged vs 05-2025
07-2025: 5.0%● unchanged vs 06-2025
08-2025: 6.4%▲ +1.4 percentage points vs 07-2025
09-2025: 6.4%● unchanged vs 08-2025
10-2025: 6.8%▲ +0.4 percentage points vs 09-2025
11-2025: 2.8%▼ -4.0 percentage points vs 10-2025lowest value
12-2025: 3.5%▲ +0.7 percentage points vs 11-2025
01-2026: 5.4%▲ +1.9 percentage points vs 12-2025
02-2026: 6.9%▲ +1.5 percentage points vs 01-2026highest value
03-2026: 6.7%▼ -0.2 percentage points vs 02-2026
04-2026: 6.7%● unchanged vs 03-2026
05-2026: 6.5%▼ -0.2 percentage points vs 04-2026
06-2026: 6.1%▼ -0.4 percentage points vs 05-2026
07-2026: 6.4%▲ +0.3 percentage points vs 06-2026
08-2026: 5.7%▼ -0.7 percentage points vs 07-2026
09-2026: 5.6%▼ -0.1 percentage points vs 08-2026
10-2026: 4.4%▼ -1.2 percentage points vs 09-2026
11-2026: 4.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €336,998, the second in a row (financial year 2024)
1 financial year not filed after the legal deadline; last filed accounts filed 182 days late; 3 of the last 3 accounts late
Negative equity -€400,795
lowers risk
Founded in 1995
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 2% of them on solvency, 17% on liquidity, 2% on profitability and 1% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 678 companies had the same profile as GILIM has now. Each dot stands for 2 companies, two years later.
84.5%
were still trading
6.2%
stopped another way
6.8%
went bankrupt
Another 2.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GILIM itself: 4.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 678 companies, not a prediction for GILIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.63 (0.8 in 2023), below 1. Short-term debt is 136.1% and cash 15.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€400,795
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 97 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline05-11-2026 today
raises risk · 2024 accounts filed 182 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-01-2026, 182 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
182 days late
2023
436 days late
2022
32 days late
2021
31 days late
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 134 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
IV
Isabelle Vandorpe
Director, since 22-05-2018
- Fabisa 99.95%score 50equity €602,918 (2024) · 2024 annual accounts of Fabisa
- Fabricio CAPONE 0.02%annual accounts 2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0455852290
1 director resigning
Changes of role: CAPONE Florian Olivier Joël Ghislain (alternate director) and FABISA (sole director) · Resignation: VAN DORPE Isabelle Mariette Michelle Ghislaine · Permanent representative: CAPONE Fabricio Giovani Marcelle · Gazette deed
3 directors reappointed
Florian Capone, Isabelle Vandorpe and FABISA · General meeting of 22-05-2018 · Gazette deed
First establishment
Rue du Moulin 2, Charleroi
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| GILIM Charleroi | €1.1m | €383,856 | -36.6% | 15.6 |
| Oostaco Ghent | €1.4m | €375,727 | 6.9% | 16.1 |
| SOJUBE Fleurus | €0.8m | €635,038 | 55.4% | 13.9 |
| MOMIDISTRI Momignies | €0.8m | €493,518 | 25.7% | 12.2 |
| UILENSPIEGEL Bruges | €1.1m | €412,678 | 35.4% | 12.1 |
| J.H.K. DISTRIBUTION Bassenge | €0.9m | €482,717 | 1.0% | 15.6 |
| DELICATESSEN CHRIS Lier | €1.4m | €641,056 | 11.7% | 17.5 |
These companies have the same main activity as GILIM: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €844,000 and €1.4m, founded between 1986 and 1995.
Official details
Source: KBO- Status
- Active since 31-08-1995Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.073.416.8676060 Charleroi, since 10-10-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2024
- Turnover
- ≈ €3.7mestimated
- Total assets
- €1.1m▲ 2.0%
- Employeeson 31-12-2024
- 16▼ 23.8%
- Filing
- Filed on 29-01-2026
Insights on GILIM
GILIM has existed since 1995. The present size dates from 2008. The gross margin rose that year from €128,687 to €351,922.
Solvency fell in 2024 from -5.9% to -36.6% because of the loss and higher debts to suppliers.
Fabisa holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GILIM
- What is the company number of GILIM?
- The company number of GILIM is 0455.852.290. The VAT number is the same number with BE in front: BE 0455.852.290.
- Where is GILIM based?
- The registered office is at Rue du Moulin 2, 6060 Charleroi.Company details
- What does GILIM do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of GILIM?
- GILIM is a public limited company (NV).
- When was GILIM founded?
- GILIM was founded on 31-08-1995.
- Is GILIM still active?
- Yes, GILIM is an active enterprise in the KBO register.
- How many employees does GILIM have?
- GILIM had an average of 15.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of GILIM?
- The turnover in financial year 2024 is ≈ €3.7m. This figure is estimated from the gross margin of €383,856 and 44 comparable companies (NACE 47110). It probably lies between €3.0m and €4.9m.
- Is GILIM profitable?
- In financial year 2024, GILIM made a loss of €336,998.
- Where can I find the annual accounts of GILIM?
- GILIM filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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