ZOLLA CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of ZOLLA CONSULTING is 1.6% (moderate). The 2025 annual accounts show equity of €2k and a net result of €5k. Equity is shrinking by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 7750 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency29▼-44
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
10.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
23 d late
2023
29 d late
2022
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 94.8%
2024 · €39k
2022: €11k
2023: €11k
2024: €39k
2022 → 2025
Total assets
€45k▼ 44.5%
2024 · €81k
2022: €29k
2023: €21k
2024: €81k
2022 → 2025
Net result
€5k▼ 89.7%
2024 · €45k
2022: €9k
2023: €746
2024: €45k
2022 → 2025
Working capital
€-6k
2024 · €33k
2022: €7k
2023: €2k
2024: €33k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€11k▲ 7.0%€39k▲ 239%€2k▼ 94.8%
Operating result€12k-€2k▼ 87.2%€54k▲ 3,474%€7k▼ 88.0%
Net result€9k-€746▼ 91.4%€45k▲ 5,966%€5k▼ 89.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€8k ▲ 36.3%
Current assets
€37k ▼ 50.7%
Equity and liabilities €45k
Equity
€2k ▼ 94.8%
Debt
€43k ▲ 2.0%
Debt's share of the balance-sheet total rises from 52.0% to 95.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €56k
Cash flow
€7k▼
2024 · €47k
Current ratio
0.87▼
2024 · 1.79
Debt to equity
21.36▲
2024 · 1.08
ROE
232.2%▲
2024 · 117.0%
ROA
10.4%▼
2024 · 56.2%
Interest coverage
60.15▼
2024 · 92.51
Debt ≤ 1 year
€43k▲
2024 · €42k
Income taxes
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€81k€45k▼
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€5k€7k▲
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€4k€6k▲
Financial fixed assets28€363€363=
Current assets29/58€75k€37k▼
Amounts receivable within one year40/41€38k€14k▼
Trade receivables40€28k-
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€37k€23k▼
Equity and liabilities
Total equity and liabilities10/49€81k€45k▼
Equity10/15€39k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€37k-
Amounts payable17/49€42k€43k▲
Amounts payable within one year42/48€42k€43k▲
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Advances received on contracts in progress46€171-
Taxes, remuneration and social security45€16k-
Taxes450/3€16k-
Other amounts payable47/48€18k€41k▲
Accrued charges and deferred income492/3-€205
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€58k€9k▼
Operating profit (loss)9901€54k€7k▼
Financial income75/76B€494€696▲
Recurring financial income75€494€696▲
Financial charges65/66B€607€140▼
Recurring financial charges65€607€140▼
Profit (loss) for the period before taxes9903€54k€7k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€45k€5k▼
Profit (loss) for the period to be appropriated9905€45k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€41k▼
Profit (loss) brought forward from the previous period14P€9k€37k▲
Profit to be distributed694/7€18k€41k▲
Return on contributions (dividend)694-€41k
Directors or managers695€18k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
30-06
Financial
Highest result since 2022net €45k ▲5966%
Operating result €54k, net result €45k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
Financial
Weakest financial yearnet €746 ▼91.4%
Net result drops to €746, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toxandriërsstraat 61040 EtterbeekGround area
263 m²
Building footprint
224 m²
Volume, LiDAR
4,057 m³
Parcel 21362B0281/00A006, Brussels · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
ZOLLA CONSULTING
since 20212.320.570.689
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0281/00A006 | Brussels | 262 m² | 1 · 224 m² | 22.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DERMADOK
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Wesly Group
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Antwerpen · Eq €2,000
FINAM
BE 0740.551.745
Oostende · Eq €2,000
SERVE UP
BE 0749.713.493
Antwerpen · Eq €2,000
Debacon
BE 0745.795.287
Westerlo · Eq €2,000
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 1,730 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2021
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:federicazolla80@gmail.com