SERVE UP
ActiveSERVE UP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €28k. Equity is shrinking by ~38.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+21
Solvency0▼-2
Growth53▲+25
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.08 in 2024), and 99.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
5.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7690 sector peers (2025).
NBB · sector comparisonPosition among 7690 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
60 d late
2023
31 d late
2022
274 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€155k▲ 29.4%
2024 · €120k
2021: €138k
2022: €96k
2023: €88k
2024: €120k
2021 → 2025
EBIT margin
23.3%▲ 12.5pp
2024 · 10.9%
2021: 24.0%
2022: 4.0%
2023: 29.1%
2024: 10.9%
2021 → 2025
Net result
€28k▲ 801%
2024 · €3k
2021: €25k
2022: €2k
2023: €13k
2024: €3k
2021 → 2025
Working capital
€-123k▲ 1.0%
2024 · €-124k
2021: €3k
2022: €-21k
2023: €-22k
2024: €-124k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€138k-€96k▼ 30.8%€88k▼ 8.3%€120k▲ 36.7%€155k▲ 29.4%
Equity€27k-€28k▲ 5.7%€41k▲ 45.0%€15k▼ 64.0%€2k▼ 86.3%
Operating result€33k-€4k▼ 88.5%€26k▲ 571%€13k▼ 48.9%€36k▲ 178%
Net result€25k-€2k▼ 93.8%€13k▲ 735%€3k▼ 75.6%€28k▲ 801%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 178% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€458k▼ 4.4%
Current assets
€47k▲ 321%
Equity and liabilities €506k
Equity
€2k▼ 86.3%
Debt
€504k▲ 5.8%
The debt ratio rises from 97.0% to 99.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€57k▲
2024 · €34k
Cash flow
€49k▲
2024 · €24k
Solvency
0.4%▼
2024 · 3.0%
Current ratio
0.28▲
2024 · 0.08
Quick ratio
0.28▲
2024 · 0.08
ROA
5.5%▲
2024 · 0.6%
Interest coverage
7.63▲
2024 · 4.27
Debt
€504k▲
2024 · €476k
Debt ≤ 1 year
€171k▲
2024 · €136k
Debt > 1 year
€324k▼
2024 · €340k
Income taxes
€2k=
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €506k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€506k▲
Fixed assets21/28€479k€458k▼
Intangible fixed assets21€748€518▼
Tangible fixed assets22/27€479k€458k▼
Land and buildings22€472k€453k▼
Plant, machinery and equipment23€880-
Furniture and vehicles24-€431
Other tangible fixed assets26€5k€5k▼
Current assets29/58€11k€47k▲
Amounts receivable within one year40/41€3k€24k▲
Trade receivables40€3k€24k▲
Cash at bank and in hand54/58€8k€24k▲
Deferred charges and accrued income490/1€78€115▲
Equity and liabilities
Total equity and liabilities10/49€491k€506k▲
Equity10/15€15k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€13k€0▼
Amounts payable17/49€476k€504k▲
Amounts payable after more than one year17€340k€324k▼
Financial debts170/4€340k€324k▼
Amounts payable within one year42/48€136k€171k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€15k€22k▲
Suppliers440/4€15k€22k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Other amounts payable47/48€88k€113k▲
Accrued charges and deferred income492/3€660€9k▲
Income statement
Code20242025
Turnover70€120k€155k▲
Goods, raw materials, services and sundry goods60/61€110k€125k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€3k€6k▲
Gross operating margin9900€37k€63k▲
Operating profit (loss)9901€13k€36k▲
Financial income75/76B€26€914▲
Recurring financial income75€26€914▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Non-recurring financial charges66B€49-
Profit (loss) for the period before taxes9903€5k€30k▲
Income taxes67/77€2k€2k=
Profit (loss) for the period9904€3k€28k▲
Profit (loss) for the period to be appropriated9905€3k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€40k▼
Profit (loss) brought forward from the previous period14P€39k€13k▼
Profit to be distributed694/7€29k€40k▲
Return on contributions (dividend)694€29k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2021net €28k ▲801%
Operating result €36k, net result €28k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 274 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼93.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Desguinlei 902018 AntwerpenGround area
7,753 m²
Building footprint
1,699 m²
Volume, LiDAR
81,020 m³
Parcel 11810K2181/00G002, Flanders · tallest building 49.6 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Serve / Up
since 20202.305.426.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2181/00G002 | Flanders | 7,753 m² | 1 · 1,699 m² | 49.6 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DERMADOK
BE 0542.609.387
Antwerpen · Eq €2k
Wesly Group
BE 0701.917.833
Antwerpen · Eq €2k
My Metanoia
BE 0743.634.365
Brasschaat · Eq €2k
FINAM
BE 0740.551.745
Oostende · Eq €2k
Debacon
BE 0745.795.287
Westerlo · Eq €2k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 1,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
47762Retail sale of pets, pet food and pet supplies
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ace@serveup-consultancy.com