ZOLAN · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZOLAN is 0.7% (low). The 2024 annual accounts show equity of €6.21M and a net result of €-178k. Its solvency ranks better than 88% of 4968 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 88% of 4968 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 32 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	04-11-2025	96 d late	2025-00561185
31-12-2023	31-07-2024	08-10-2024	69 d late	2024-00499283

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.7% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-178k

Working capital€5.40M+27.0%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 04-11-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	76.4%	16.7%	better than 88% of 4968 sector peers
Net result	€-178k	€2k	better than 5% of 4960 sector peers
Equity	€6.21M	€27k	better than 95% of 4971 sector peers
Gross operating margin	€184k	€27k	better than 92% of 4954 sector peers
Total assets	€8.12M	€302k	better than 95% of 4970 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€159k

+218.4% 23-24

Net profit

€-178k

- 23-24

Cash flow

€-35k

- 23-24

Total assets

€8.12M

+18.3% 23-24

Equity

€6.21M

-2.8% 23-24

Working capital

€5.40M

+27.0% 23-24

Income taxes

€76k

+34.9% 23-24

Debt

€1.81M

+391.0% 23-24

Show 9 other metrics

Debt ≤ 1y

€491k

+34.7% 23-24

Debt > 1y

€1.32M

+33635.0% 23-24

Current ratio

12.00

-5.3% 23-24

Quick ratio

12.00

-5.3% 23-24

Solvency

76.4%

-17.8% 23-24

Debt / equity

0.29

+405.1% 23-24

ROE

-2.9%

- 23-24

ROA

-2.2%

- 23-24

Interest coverage

0.38

-14.8% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€159k
Net profit	€-178k
Cash flow	€-35k
Staff costs	-
Income taxes	€76k
Dividends	-
Total assets	€8.12M
Equity	€6.21M
Debt	€1.81M
of which ≤ 1y	€491k
of which > 1y	€1.32M
Working capital	€5.40M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	12.00
Quick ratio	12.00
Working capital ratio	66.4%
Solvency	76.4%
Debt / equity	0.29
Long-term debt ratio	0.21
Interest coverage	0.38
Gross margin	-
Net margin	-
ROA	-2.2%
ROE	-2.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2.23M · 27.5% Current assets €5.89M · 72.5%

Equity & liabilities

Equity €6.21M · 76.4% Provisions €108k · 1.3% Debt €1.81M · 22.3%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€8.12M
Fixed assets	21/28	€2.23M
Tangible fixed assets	22/27	€2.23M
Current assets	29/58	€5.89M
Amounts receivable within one year	40/41	€1.77M
Investments	50/53	€2.52M
Cash & bank	54/58	€317k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€8.12M
Equity	10/15	€6.21M
Contributions / capital	10/11	€2.45M
Reserves	13	€3.76M
Provisions & deferred taxes	16	€108k
Amounts payable	17/49	€1.81M
Amounts payable after one year	17	€1.32M
Amounts payable within one year	42/48	€491k
Trade debts payable within one year	44	€74k
Income statement
Gross operating margin	9900	€184k
Operating result	9901	€16k
Financial income	75	€290k
Financial charges	65	€416k
Result before taxes	9903	€-110k
Income taxes	67/77	€76k
Net result for the period	9904	€-178k
Result to be appropriated	9905	€-102k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director

3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

LUCKX Kurt
Sole director
State Gazette act 24414238 (09-07-2024)

Current
09-07-2024 → present
2 events
- 09-07-2024 Resigned· Sole director
- 09-07-2024 Appointed· Sole director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form	Public limited company(014)
Incorporation	19-04-2023
Status	Active
Postal code	1500

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

7 companies at this address See who is registered here

Establishment units

1 location

ZOLAN

Handbooghof 1, 1500 HalleHandel in eigen onroerend goed

since 20232.351.366.508

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area250 m²

Buildings1

Building footprint191 m²

Volume (LiDAR)1,609 m³

Tallest building10.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)