P. PELC
Special situationThe KBO register records for P. PELC the legal situation: special situation (code 091); this is today's state according to the register itself, which carries no start date. The computed 12-month bankruptcy probability is 5.3% (elevated). The 2025 annual accounts show negative equity (€-161k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 3657 sector peers (fiscal year 2025).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency0=
Growth32=
Track record70
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.19 in 2024; short-term debt: 170.3% and cash: 36.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-92.7%
Return on assets
-13.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-161k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
91 d late
2023
34 d early
2022
67 d late
2021
78 d late
2020
15 d early
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-161k▼ 17.7%
2024 · €-137k
2019: €17k
2020: €70k
2021: €13k
2022: €-20k
2023: €-45k
2024: €-137k
2019 → 2025
Total assets
€173k▼ 9.7%
2024 · €192k
2019: €69k
2020: €455k
2021: €365k
2022: €285k
2023: €259k
2024: €192k
2019 → 2025
Net result
€-24k▲ 73.7%
2024 · €-92k
2019: €-3k
2020: €54k
2021: €-58k
2022: €-33k
2023: €-24k
2024: €-92k
2019 → 2025
Working capital
€-230k▼ 12.0%
2024 · €-206k
2019: €3k
2020: €-67k
2021: €-87k
2022: €-119k
2023: €-131k
2024: €-206k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€-20k€-45k▼ 120%€-137k▼ 205%€-161k▼ 17.7%
Operating result€-47k-€-24k▲ 48.7%€4k€-75k€-7k▲ 91.2%
Net result€-58k-€-33k▲ 43.1%€-24k▲ 25.9%€-92k▼ 276%€-24k▲ 73.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €75k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€108k▼ 25.1%
Current assets
€65k▲ 37.2%
Key figures and ratios
EBITDA
€45k▲
2024 · €-24k
Cash flow
€28k▲
2024 · €-41k
Solvency
-92.7%▼
2024 · -71.1%
Current ratio
0.22▲
2024 · 0.19
Quick ratio
0.22▲
2024 · 0.19
Debt / equity
-2.08▲
2024 · -2.41
ROA
-13.9%▲
2024 · -47.8%
Interest coverage
2.59▲
2024 · -1.39
Debt
€334k▲
2024 · €329k
Debt ≤ 1 year
€295k▲
2024 · €253k
Debt > 1 year
€33k▼
2024 · €71k
Staff costs
€209k▼
2024 · €223k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€173k▼
Fixed assets21/28€145k€108k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€137k€102k▼
Plant, machinery and equipment23-€7k
Furniture and vehicles24€2k€8k▲
Other tangible fixed assets26€136k€87k▼
Financial fixed assets28€3k€3k=
Current assets29/58€47k€65k▲
Stocks and contracts in progress3€250€1k▲
Stocks30/36€250€1k▲
Amounts receivable within one year40/41€20k€544▼
Trade receivables40€7k€544▼
Other amounts receivable41€13k€0▼
Cash at bank and in hand54/58€24k€63k▲
Deferred charges and accrued income490/1€3k€903▼
Equity and liabilities
Total equity and liabilities10/49€192k€173k▼
Equity10/15€-137k€-161k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-157k€-181k▼
Amounts payable17/49€329k€334k▲
Amounts payable after more than one year17€71k€33k▼
Financial debts170/4€71k€33k▼
Amounts payable within one year42/48€253k€295k▲
Current portion of amounts payable after more than one year42€38k€39k▲
Trade debts44€152k€86k▼
Suppliers440/4€152k€86k▼
Taxes, remuneration and social security45€59k€31k▼
Taxes450/3€32k€17k▼
Remuneration and social security454/9€27k€14k▼
Other amounts payable47/48€4k€140k▲
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Remuneration, social security and pensions62€223k€209k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€52k▲
Other operating charges640/8€85k€117k▲
Non-recurring operating charges66A€5k€13k▲
Gross operating margin9900€289k€384k▲
Operating profit (loss)9901€-75k€-7k▲
Financial income75/76B€472€0▼
Recurring financial income75€472€0▼
Financial charges65/66B€18k€18k▲
Recurring financial charges65€18k€18k▲
Profit (loss) for the period before taxes9903€-92k€-24k▲
Profit (loss) for the period9904€-92k€-24k▲
Profit (loss) for the period to be appropriated9905€-92k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-157k€-181k▼
Profit (loss) brought forward from the previous period14P€-65k€-157k▼
Social balance
Average headcount (FTE)90878.08.8▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-92k
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vest (DEN) 309200 DendermondeGround area
241 m²
Building footprint
153 m²
Volume, LiDAR
1,030 m³
Parcel 42006D8169/00A000, Flanders · tallest building 22.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
P. PELC
since 20182.282.710.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D8169/00A000 | Flanders | 241 m² | 1 · 153 m² | 22.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDendermonde2.282.710.601
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 7,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.