BEVERLO BSS

Active

Private limited companyfounded 20206 yrs activeHeppensesteenweg 91, 3581 Beringen, BelgiumKBO/BCE: BE 0746.918.608

The computed 12-month bankruptcy probability of BEVERLO BSS is 2.0% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-42k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 24% of 10242 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

22 / 100

Critical▼ -18 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency25▼-44

Growth32▼-20

Stability100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.18 against 1.51 in 2024), and 85.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

14.7%

Return on assets

-18.9%

Age of the figures

8 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2122232425

2021 to 2025 · latest year -€42k

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10242 sector peers (2025).

NBB · sector comparison

Position among 10242 sector peers

Solvency

better than 24%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

22 d early

2024

27 d late

2023

61 d late

2022

7 d early

2021

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€33k▼ 56.2%

2024 · €74k

2021: €58k 2022: €68k 2023: €83k 2024: €74k

2021 → 2025

Total assets

€221k▲ 11.0%

2024 · €199k

2021: €228k 2022: €252k 2023: €278k 2024: €199k

2021 → 2025

Net result

€-42k▼ 389%

2024 · €-9k

2021: €55k 2022: €10k 2023: €15k 2024: €-9k

2021 → 2025

Working capital

€32k▼ 49.6%

2024 · €63k

2021: €50k 2022: €49k 2023: €60k 2024: €63k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€58k-€68k▲ 16.9%€83k▲ 22.7%€74k▼ 10.3%€33k▼ 56.2%

Operating result€61k-€14k▼ 76.2%€20k▲ 38.5%€-7k€-37k▼ 423%

Net result€55k-€10k▼ 82.2%€15k▲ 57.2%€-9k€-42k▼ 389%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €37k in 2025 against €7k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €221k

96.3%

Fixed assets €8k▼ 31.2%

Current assets €213k▲ 13.7%

Equity and liabilities €221k

14.7%

85.3%

Equity €33k▼ 56.2%

Debt €188k▲ 51.2%

The debt ratio rises from 62.6% to 85.3%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-32k▼

2024 · €-4k

Cash flow

€-37k▼

2024 · €-5k

Solvency

14.7%▼

2024 · 37.4%

Current ratio

1.18▼

2024 · 1.51

Quick ratio

0.65▲

2024 · 0.64

Debt / equity

5.79▲

2024 · 1.68

ROE

-128.4%▼

2024 · -11.5%

ROA

-18.9%▼

2024 · -4.3%

Interest coverage

-5.88▼

2024 · -1.67

Debt

€188k▲

2024 · €125k

Debt ≤ 1 year

€181k▲

2024 · €124k

Income taxes

€0▼

2024 · €53

Staff costs

€458k▲

2024 · €435k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€199k€221k▲

Fixed assets21/28€12k€8k▼

Tangible fixed assets22/27€12k€8k▼

Plant, machinery and equipment23€656€0▼

Furniture and vehicles24€11k€8k▼

Current assets29/58€187k€213k▲

Stocks and contracts in progress3€108k€95k▼

Stocks30/36€108k€95k▼

Amounts receivable within one year40/41€36k€37k▲

Trade receivables40€16k€22k▲

Other amounts receivable41€20k€15k▼

Cash at bank and in hand54/58€43k€81k▲

Deferred charges and accrued income490/1€210€0▼

Equity and liabilities

Total equity and liabilities10/49€199k€221k▲

Equity10/15€74k€33k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€71k€30k▼

Amounts payable17/49€125k€188k▲

Amounts payable within one year42/48€124k€181k▲

Trade debts44€70k€136k▲

Suppliers440/4€70k€136k▲

Taxes, remuneration and social security45€46k€45k▼

Taxes450/3€1k€0▼

Remuneration and social security454/9€44k€45k▲

Other amounts payable47/48€8k€0▼

Accrued charges and deferred income492/3€600€7k▲

Income statement Code20242025

Non-recurring operating income76A€0-

Remuneration, social security and pensions62€435k€458k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲

Other operating charges640/8€35k€2k▼

Non-recurring operating charges66A-€2k

Gross operating margin9900€466k€430k▼

Operating profit (loss)9901€-7k€-37k▼

Financial income75/76B€784€364▼

Recurring financial income75€784€364▼

Financial charges65/66B€2k€5k▲

Recurring financial charges65€2k€5k▲

Profit (loss) for the period before taxes9903€-9k€-42k▼

Income taxes67/77€53€0▼

Profit (loss) for the period9904€-9k€-42k▼

Profit (loss) for the period to be appropriated9905€-9k€-42k▼

Appropriation of the result

Profit (loss) to be appropriated9906€71k€30k▼

Profit (loss) brought forward from the previous period14P€80k€71k▼

Social balance

Average headcount (FTE)908712.612.0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €-42k

Net result drops to €-42k, the lowest in the series.

27-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 27 days late

2024

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

24-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2025

Decega BV

Director · since 01-07-2025 · Legal entity · perm. rep.: YILMAZ Umit

Current

01-07-2025 Decega BV: Appointed as Director

01-07-2025 ZARGAR Salim: Resigned as Director

Location & real-estate footprint

Registered office, Beringen · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heppensesteenweg 913581 Beringen

Ground area

7,233 m²

Building footprint

689 m²

Volume, LiDAR

3,705 m³

Parcel 71005C0582/00W000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

BEVERLO BSS

Heppensesteenweg 91, 3581 BeringenRetail sale of souvenirs and religious articles

since 20202.303.311.124

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71005C0582/00W000	Flanders	7,233 m²	1 · 689 m²	8.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 5 entries · 11,684 EUR awarded · 11,684 EUR paid

Year	Entries	awarded	paid
2025	2	1,646 EUR	1,646 EUR
2024	1	6,040 EUR	6,040 EUR
2023	2	3,998 EUR	3,998 EUR

Schemes

Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)

3 entries · 10,184 EUR · 10,184 EUR paid · Departement Werk en Sociale Economie

Premie kwalificerend werkplekleren

1 entry · 1,000 EUR · 1,000 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie

Stagebonus (stopgezet)

1 entry · 500 EUR · 500 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Food safety, FASFC

1 site

Beringen2.303.311.124

2 permissions

Toelating · Eetgelegenheid · since 23-06-2020

Toelating · Verkooppunt · since 23-06-2020

Dual-learning approval

3 live approvals · 1 ended

Onthaal, organisatie en sales duaal (so)

Goedgekeurd · 2023 to 2028

Winkelmedewerker (vwo)

Goedgekeurd · 2023 to 2028

Winkelmedewerker duaal (so)

Goedgekeurd · 2023 to 2028

Similar companies · same sector, comparable size

Blankenberge · Eq €32k

Of 1,262 companies in sector 47300 we hold annual accounts for 946. 635 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-05-2020

Fiscal year end31-12

Activities, NACEBEL

47300Retail sale of automotive fuel

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

95316Washing and cleaning of motor vehicles

49500Land transport and transport via pipelines

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.