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ZIMBRU CONSTRUCT

Active
Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active
Jozef Van Elewijckstraat 22 ·1853 Grimbergen, Belgium
KBO/BCE: BE 0774.623.786
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZIMBRU CONSTRUCT is 2.4% (moderate). The 2024 annual accounts show equity of €17k and a net result of €492. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 3827 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 91% of 3827 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€492-63.5%
Working capital€19k+7.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-08-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15k€20kOperating result 2022: €18k€18kNet result 2022: €14k€14kOperating result 2023: €2k€2kNet result 2023: €1k€1kOperating result 2024: €1k€1kNet result 2024: €492€492202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€14k€16k€18k€20k€22k2025: €18k (€17k - €19k)2026: €19k (€18k - €20k)2027: €20k (€19k - €21k)2022: €15k2023: €17k2024: €17k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 79.8% 39.4%
better than 91% of 3827 sector peers
Net result €492 €9k
better than 25% of 3824 sector peers
Equity €17k €29k
better than 36% of 3832 sector peers
Gross operating margin €4k €26k
better than 18% of 3822 sector peers
Total assets €21k €85k
better than 13% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P91
2022: P87 · n=22262023: P62 · n=31242024: P91 · n=38272022 2024
Stable position over 2022-2024 · n=2226-3827
Net result P25
2022: P58 · n=22202023: P29 · n=31172024: P25 · n=38242022 2024
Weakening position over 2022-2024 · n=2220-3824
Equity P36
2022: P40 · n=22312023: P38 · n=31292024: P36 · n=38322022 2024
Stable position over 2022-2024 · n=2231-3832
Gross operating margin P18
2022: P42 · n=22142023: P20 · n=31112024: P18 · n=38222022 2024
Weakening position over 2022-2024 · n=2214-3822
Describes the position versus peers, not a forecast.
EBITDA
€2k
-51.4% far above sector median
Net profit
€492
-63.5% far above sector median
Cash flow
€1k
-62.8% far above sector median
Total assets
€21k
-37.9% -87% vs sector
Equity
€17k
+3.0% -82% vs sector
Working capital
€19k
+7.8% -78% vs sector
Income taxes
€477
+26.8% far above sector median
Debt
€4k
-75.8% -92% vs sector
Debt ≤ 1y
€2k
-87.0% -97% vs sector
Current ratio
11.10
+401.2% far above sector median
Quick ratio
11.10
+401.2% far above sector median
Solvency
79.8%
+65.7% +48% vs sector
Debt / equity
0.25
-76.5% -81% vs sector
ROE
2.9%
-64.5% far above sector median
ROA
2.3%
-41.2% far above sector median
Interest coverage
5.40
-24.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€2k
Net profit€492
Cash flow€1k
Staff costs-
Income taxes€477
Dividends-
Total assets€21k
Equity€17k
Debt€4k
of which ≤ 1y€2k
of which > 1y-
Working capital€19k
Employees (FTE)-
Ratios (computed)
2024
Current ratio11.10
Quick ratio11.10
Working capital ratio86.6%
Solvency79.8%
Debt / equity0.25
Long-term debt ratio-
Interest coverage5.40
Gross margin-
Net margin-
ROA2.3%
ROE2.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€20k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€17k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€16k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€496
Income statement
Gross operating margin 9900€4k
Operating result 9901€1k
Financial income 75€0
Financial charges 65€396
Result before taxes 9903€969
Income taxes 67/77€477
Net result for the period 9904€492
Result to be appropriated 9905€492
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
44 companies at this address See who is registered here

Establishment units

1 location
ZIMBRU CONSTRUCT
Ganzenweidestraat 118, 1130 BrusselAlgemene bouw van residentiële gebouwen
since 20212.322.156.838
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area863 m²
Buildings1
Building footprint220 m²
Volume (LiDAR)2,664 m³
Tallest building14.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0526/00N004 Flanders 688 m² 1 · 220 m² 14.3 m · 4 fl.
21821A0076/00X000 Brussels 175 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability14Solvency100Growth52Stability94
69 / 100

Strong profile, led by solvency.

Health 86
Profitability 14
Solvency 100
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL ZIMBRU CONSTRUCT
Registered office
Jozef Van Elewijckstraat 22 bus 7
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.