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ZILT

Active
Private limited companyfounded 2020active for 6 yearsGraaf Jansdijk 180, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0742.708.709
Summary

ZILT has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €740,976 and a net result of €48,218. Equity has been growing by about 19% per year since 2021. Its solvency ranks better than 27% of 2,559 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-01-2020 Normal situation
Activity
Activities of interior architects NACE 71112
Establishment unit
2.299.485.958 8300 Knokke-Heist, since 30-01-2020
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board
  • Ragolle Jean-MarieDirector · since 30-01-2020
  • Vervaeke VeerleDirector · since 30-01-2020

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€121,338
Turnover
≈ €250,000
estimated
Profit
€48,218
Equity
€740,976
▲ 2.0%
Total assets
€3.2m
▲ 0.3%
  • 2025 accounts filed 24 days after the deadline
Score breakdownraises riskLast filed accounts filed 24 days late; 1 of the last 3 accounts latelowers riskSize: total assets €3.2mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Figures for financial year 2025 (filed on 02-09-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of small companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Weak
Solvency 48=
equity 23.5% of total assets
Liquidity 23+8
short-term debt 58.2% · cash 2.9%
Profitability 35+18
return on assets 1.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (690 companies, NACE 71, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.2 percentage points vs 09-2025 11-2025: 0.3%▼ -0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.71 (1.46 in 2024), above the usual 1.5. Short-term debt is 58.2% and cash 2.9% of total assets. However, 76.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small). It does better than 27% of them on solvency, 14% on liquidity, 21% on profitability and 44% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €3.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
raises risk · Last filed accounts filed 24 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
24 days late
2024
70 days late
2023
20 days late
2022
55 days early
2021
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 10 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €42,163 in 2024 €48,218 View
  • Larger balance sheet than 90% of companies in architecture and engineeringsector median €565,379 · 2,560 companies €3.2m View

Recent changes

  1. · Gazette deed Registered office moved within Knokke-Heist
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as ZILT: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €1.3m and €2.7m, founded between 2017 and 2021.

CompanyTotal assetsGross margin
ZILT Knokke-Heist€3.2m€0.1m
SMILE DESIGN & BUILD Anderlecht€2.2m€0.08m
LoCo Factory Genappe€2.7m€0.1m
Celora-Architecten Herentals€2.0m€0.2m
ANBI Herentals€1.7m€0.1m
SKIN INTERIOR AND DESIGN Knokke-Heist€1.3m€0.09m
Detailed Design Middelkerke€2.1m€0.3m
Full comparison

Key facts about ZILT

What is the company number of ZILT?
The company number of ZILT is 0742.708.709. The VAT number is the same number with BE in front: BE 0742.708.709.
Where is ZILT based?
The registered office is at Graaf Jansdijk 180, 8300 Knokke-Heist.Company details
What does ZILT do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of ZILT?
The legal form of ZILT is Private limited company (BV).
When was ZILT founded?
ZILT was founded on 30-01-2020.
Is ZILT still active?
Yes, ZILT is an active enterprise in the KBO register.
What is the turnover of ZILT?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €121,338 and 53 comparable companies (NACE 711). It probably lies between €190,000 and €370,000.Financials
Is ZILT profitable?
In financial year 2025, ZILT made a profit of €48,218.
Where can I find the annual accounts of ZILT?
ZILT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZILT due?
ZILT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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