ANBI
ActiveANBI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+9
Solvency28▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 17.65 in 2024; short-term debt: 9.8% and cash: 2.8% of total assets), but 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 11%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €49k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
34 d early
2023
31 d late
2022
30 d late
2021
31 d late
2020
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 157%
2024 · €19k
2020: €3k
2021: €-7k
2022: €9k
2023: €19k
2024: €19k
2020 → 2025
Total assets
€1.68M▲ 4.8%
2024 · €1.60M
2020: €27k
2021: €25k
2022: €42k
2023: €85k
2024: €1.60M
2020 → 2025
Net result
€30k▲ 5,688%
2024 · €517
2020: €-2k
2021: €-10k
2022: €17k
2023: €10k
2024: €517
2020 → 2025
Working capital
€206k▼ 80.6%
2024 · €1.06M
2020: €3k
2021: €-7k
2022: €9k
2023: €7k
2024: €1.06M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€9k€19k▲ 99.5%€19k▲ 2.8%€49k▲ 157%
Operating result€-10k-€17k€35k▲ 111%€7k▼ 80.2%€61k▲ 778%
Net result€-10k-€17k€10k▼ 39.5%€517▼ 94.9%€30k▲ 5,688%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 778% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€1.31M▲ 176%
Current assets
€371k▼ 67.1%
Equity and liabilities €1.68M
Equity
€49k▲ 157%
Debt
€1.63M▲ 3.0%
The debt ratio falls from 98.8% to 97.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €7k
Cash flow
€30k▲
2024 · €979
Solvency
2.9%▲
2024 · 1.2%
Current ratio
2.25▼
2024 · 17.65
Quick ratio
2.25▼
2024 · 17.65
Debt / equity
33.33▼
2024 · 83.15
ROE
61.1%▲
2024 · 2.7%
ROA
1.8%▲
2024 · 0.0%
Interest coverage
1.95▲
2024 · 1.10
Debt
€1.63M▲
2024 · €1.58M
Debt ≤ 1 year
€165k▲
2024 · €64k
Debt > 1 year
€1.47M▼
2024 · €1.52M
Staff costs
€50k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.68M▲
Fixed assets21/28€475k€1.31M▲
Tangible fixed assets22/27€474k€1.31M▲
Land and buildings22€472k-
Plant, machinery and equipment23€2k€1k▼
Assets under construction and advance payments27-€1.31M
Financial fixed assets28€1k€1k=
Current assets29/58€1.13M€371k▼
Amounts receivable within one year40/41€1.08M€321k▼
Trade receivables40€16k€44k▲
Other amounts receivable41€1.06M€276k▼
Cash at bank and in hand54/58€43k€47k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.68M▲
Equity10/15€19k€49k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€14k€44k▲
Amounts payable17/49€1.58M€1.63M▲
Amounts payable after more than one year17€1.52M€1.47M▼
Financial debts170/4€1.52M€1.47M▼
Amounts payable within one year42/48€64k€165k▲
Current portion of amounts payable after more than one year42-€53k
Trade debts44€44k€87k▲
Suppliers440/4€44k€87k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€7k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€20k-
Remuneration, social security and pensions62€32k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€463€463=
Other operating charges640/8€505€520▲
Gross operating margin9900€39k€112k▲
Operating profit (loss)9901€7k€61k▲
Financial income75/76B€289€569▲
Recurring financial income75€289€569▲
Financial charges65/66B€7k€32k▲
Recurring financial charges65€7k€32k▲
Non-recurring financial charges66B-€263
Profit (loss) for the period before taxes9903€517€30k▲
Profit (loss) for the period9904€517€30k▲
Profit (loss) for the period to be appropriated9905€517€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€44k▲
Profit (loss) brought forward from the previous period14P€14k€14k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €30k ▲5688%
Operating result €61k, net result €30k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 16current ratio 17.65
Current ratio from 1.10 to 17.65; short-term debt falls from €67k to €64k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
15-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meivuurstraat(HRT) 342200 HerentalsGround area
1,629 m²
Building footprint
158 m²
Volume, LiDAR
959 m³
Parcel 13011A0204/00B002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANBI
since 20192.293.104.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011A0204/00B002 | Flanders | 1,629 m² | 1 · 158 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CREDIT CENTRE
BE 0717.896.505
La Louvière · Eq €49k
MADE4PROJECTS
BE 0788.836.365
Rixensart · Eq €49k
Interieur Marie
BE 0798.272.188
Antwerpen · Eq €49k
KUBUS2
BE 0785.318.136
Hooglede · Eq €49k
NFA ARCHITECTS
BE 0726.410.432
Brussel · Eq €49k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2019
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:anja@architectenburo-anja-vissers.be