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LoCo Factory

Active
Private limited companyfounded 2017active for 9 yearsRue Nicolas Lebrun 10, 1470 Genappe, BelgiumKBO/BCE: BE 0668.711.961
Summary

LoCo Factory has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,545 and a net result of €19,597. Equity has been growing by about 23% per year since 2019. Its solvency ranks better than 13% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-01-2017 Normal situation
Activity
Activities of interior architects NACE 71112and 2 others
Establishment unit
2.260.509.972 1470 Genappe, since 04-01-2017
Financial year end
30 June
Peppol
Reachable since 12-12-2025

Board and ownership

Board
  • COLLIGNON LaurentDirector · since 04-01-2017
  • COLLIGNON ValérieDirector · since 02-01-2022

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€116,487
▼ 12.0%
Turnover
≈ €240,000
estimated
Profit
€19,597
▼ 56.9%
Equity
€190,545
▲ 11.5%
Total assets
€2.7m
▼ 18.0%
  • 2025 accounts filed 27 days after the deadline
Filed on 27-02-2026
Score breakdownraises riskLast filed accounts filed 28 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.58, cash €34,219lowers riskSize: total assets €2.7mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of small companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Weak
Solvency 32+2
equity 6.9% of total assets
Liquidity 52-27
short-term debt 9.2% · cash 1.2%
Profitability 41-29
return on assets 0.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (690 companies, NACE 71, small)
Last 24 months 12-2024: 0.7% 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.2%▲ +0.4 percentage points vs 01-2025 03-2025: 1.5%▲ +0.3 percentage points vs 02-2025 04-2025: 0.8%▼ -0.7 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.1 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.4 percentage points vs 01-2026 03-2026: 1.8%▲ +0.4 percentage points vs 02-2026highest value 04-2026: 0.2%▼ -1.6 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.58 (1.4 in 2024), below 1. Short-term debt is 9.2% and cash 1.2% of total assets. 93.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small). It does better than 13% of them on solvency, 56% on liquidity, 24% on profitability and 65% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.58, cash €34,219
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 11760 sector peers (2025).
NBB · sector comparison
Position among 11760 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
27 days late
2024
34 days late
2023
on the day
2022
2 days late
2021
on the day
2020
1 day late
2019
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 87% of companies in architecture and engineeringsector median 53.9% · 11,760 companies 6.9% View
  • Positive: 7 profitable years in a rowprofit 2025: €19,597 7 years View

Recent changes

  1. · Gazette deed Change of role: COLLIGNON Laurent, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as LoCo Factory: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €1.3m and €5.4m, founded between 2015 and 2020.

CompanyTotal assetsGross margin
LoCo Factory Genappe€2.7m€0.1m
ZILT Knokke-Heist€3.2m€0.1m
DESIGN PLUS Etterbeek€2.1m€0.07m
ANBI Herentals€1.7m€0.1m
Royal Oak Buildings Kapellen€5.4m€0.1m
SMILE DESIGN & BUILD Anderlecht€2.2m€0.08m
Jackx Invest Knokke-Heist€1.3m€0.1m
Full comparison

Key facts about LoCo Factory

What is the company number of LoCo Factory?
The company number of LoCo Factory is 0668.711.961. The VAT number is the same number with BE in front: BE 0668.711.961.
Where is LoCo Factory based?
The registered office is at Rue Nicolas Lebrun 10, 1470 Genappe.Company details
What does LoCo Factory do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of LoCo Factory?
The legal form of LoCo Factory is Private limited company (BV).
When was LoCo Factory founded?
LoCo Factory was founded on 04-01-2017.
Is LoCo Factory still active?
Yes, LoCo Factory is an active enterprise in the KBO register.
What is the turnover of LoCo Factory?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €116,487 and 35 comparable companies (NACE 711). It probably lies between €180,000 and €320,000.Financials
Is LoCo Factory profitable?
In financial year 2025, LoCo Factory made a profit of €19,597.
Where can I find the annual accounts of LoCo Factory?
LoCo Factory filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LoCo Factory due?
LoCo Factory must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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