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LoCo Factory

Active
Private limited companyfounded 2017active for 9 yearsRue Nicolas Lebrun 10, 1470 Genappe, BelgiumKBO/BCE: BE 0668.711.961
Summary

LoCo Factory has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,545 and a net result of €19,597. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 13% of 11,726 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
LoCo FactoryActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Activities of interior architects
NACE 71112
9th largest company by total assets in Genappe, Professional and technical services sector1 site
Size
≈ €240,000turnover 2025, estimated
Equity
€190,545
Profit
€19,597
Turnover estimated from the gross margin
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Holdings
2
2025 accounts filed 27 days late1 of 5 deeds summarised
Why 85raises riskLast filed accounts filed 28 days late; 1 of the last 3 lateLiquidity: current ratio 0.58, cash €34,219lowers riskSize: total assets €2.7mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 71, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 32+2
equity 6.9% of total assets
Liquidity 52-27
short-term debt 9.2% · cash 1.2%
Profitability 41-29
return on assets 0.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (689 companies, NACE 71, small)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.2%▲ +0.4 percentage points vs 01-2025 03-2025: 1.5%▲ +0.3 percentage points vs 02-2025 04-2025: 0.8%▼ -0.7 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.1 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.4 percentage points vs 01-2026 03-2026: 1.8%▲ +0.4 percentage points vs 02-2026highest value 04-2026: 0.2%▼ -1.6 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.58, compared with 1.4 in 2024, below 1; short-term debt: 9.2% and cash: 1.2% of total assets), and 93.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small): better than 13% on solvency, 55% on liquidity, 24% on profitability and 65% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.58, cash €34,219
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 11726 sector peers (2025).
NBB · sector comparison
Position among 11726 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
27 days late
2024
34 days late
2023
on the day
2022
2 days late
2021
on the day
2020
1 day late
2019
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €45,422 ▲11.6%

Key points

  • Caution: Among the weakest 13% on solvencysector median 54.0% · 11,726 companies 6.9% View
  • Positive: 7 profitable years in a rowprofit 2025: €19,597 7 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€2.7m
Profit
€19,597
Solvency
6.9%
Total assets▼ 18.0%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-01-2027
  1. 30-06-2024Liquidity more than 23 times
  2. 30-06-2024Equity above €150,000
  3. 31-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
04-01-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Annual meeting
Third Tuesday of December
Purpose
“L’exercice de l’activité d’Architecte d’Intérieur,ainsi que toutes activités connexes…” (deed in French)
Go to Articles of association

Key facts about LoCo Factory

What is the company number of LoCo Factory?
0668.711.961. In Belgium the VAT number is the company number with BE in front: BE 0668.711.961.
Where is LoCo Factory based?
The registered office is at Rue Nicolas Lebrun 10, 1470 Genappe.Company details
What does LoCo Factory do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of LoCo Factory?
Private limited company (BV).
When was LoCo Factory founded?
On 04-01-2017.
Is LoCo Factory still active?
Yes, LoCo Factory is an active enterprise in the KBO register.
What is the turnover of LoCo Factory?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LoCo Factory profitable?
In financial year 2025, LoCo Factory made a profit of €19,597.
Where can I find the annual accounts of LoCo Factory?
LoCo Factory filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LoCo Factory due?
By 31-01-2027, for financial year 2026.Timeline

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