Zeppelin Insula
ActiveSummary
Zeppelin Insula has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €19k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+7
Solvency41=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 1.49 in 2024; short-term debt: 28.2% and cash: 4.5% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
3.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
12 d early
2022
12 d early
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 30.0%
2024 · €62k
2021: €37k
2022: €51k
2023: €60k
2024: €62k
2021 → 2025
Total assets
€498k▲ 30.9%
2024 · €381k
2021: €194k
2022: €225k
2023: €221k
2024: €381k
2021 → 2025
Net result
€19k▲ 818%
2024 · €2k
2021: €37k
2022: €14k
2023: €9k
2024: €2k
2021 → 2025
Working capital
€-29k
2024 · €46k
2021: €-17k
2022: €-12k
2023: €246
2024: €46k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€51k▲ 38.8%€60k▲ 17.6%€62k▲ 3.4%€81k▲ 30.0%
Operating result€53k-€23k▼ 56.2%€16k▼ 32.6%€10k▼ 39.0%€36k▲ 277%
Net result€37k-€14k▼ 61.2%€9k▼ 37.0%€2k▼ 77.4%€19k▲ 818%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 277% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€387k ▲ 61.8%
Current assets
€111k ▼ 21.4%
Equity and liabilities €498k
Equity
€81k ▲ 30.0%
Debt
€417k ▲ 31.0%
Debt's share of the balance-sheet total rises from 83.7% to 83.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €32k
Cash flow
€39k▲
2024 · €24k
Current ratio
0.79▼
2024 · 1.49
Debt to equity
5.16▲
2024 · 5.12
ROE
23.1%▲
2024 · 3.3%
ROA
3.7%▲
2024 · 0.5%
Interest coverage
7.58▲
2024 · 5.63
Debt ≤ 1 year
€140k▲
2024 · €95k
Debt > 1 year
€277k▲
2024 · €223k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€381k€498k▲
Fixed assets21/28€239k€387k▲
Tangible fixed assets22/27€238k€387k▲
Land and buildings22€135k€124k▼
Plant, machinery and equipment23€97k€260k▲
Furniture and vehicles24€6k€2k▼
Financial fixed assets28€650€250▼
Current assets29/58€142k€111k▼
Amounts receivable within one year40/41€133k€89k▼
Trade receivables40€123k€87k▼
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€9k€22k▲
Deferred charges and accrued income490/1€193-
Equity and liabilities
Total equity and liabilities10/49€381k€498k▲
Equity10/15€62k€81k▲
Reserves13€62k€81k▲
Distributable reserves133€62k€81k▲
Amounts payable17/49€318k€417k▲
Amounts payable after more than one year17€223k€277k▲
Financial debts170/4€223k€277k▲
Amounts payable within one year42/48€95k€140k▲
Current portion of amounts payable after more than one year42€8k€22k▲
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€35k€39k▲
Suppliers440/4€35k€39k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€47k€76k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€20k▼
Other operating charges640/8€9k€3k▼
Gross operating margin9900€40k€59k▲
Operating profit (loss)9901€10k€36k▲
Financial income75/76B€45€173▲
Recurring financial income75€45€62▲
Non-recurring financial income76B-€110
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€4k€29k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€2k€19k▲
Profit (loss) for the period to be appropriated9905€2k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€19k▲
Transfer to equity691/2€2k€19k▲
To other reserves6921€2k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼77.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Degelaenstraat (Jozef) 381501 Halle1 establishment unit
Zeppelin Insula
since 20202.306.603.283
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
73110Advertising agencies
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Scores and ratios are computed by Checked and are not a credit decision.